Patrick Morehead

06/10/2022

Find out what your Real Estate Agent isn't telling you! Learn how you can take advantage of this hot market without having to buy your up leg during an inflated time. All while still deferring your capital gains.
#1031

11/19/2021

A few months back we shared an article about Social Security running out of funds in 2034 or sooner.
https://www.wsj.com/articles/social-security-costs-expected-to-exceed-total-income-in-2021-as-covid-19-takes-financial-toll-11630436193

Below is a great article explaining why.
https://wolfstreet.com/2021/11/11/status-of-social-security-and-the-trust-fund-fiscal-2021-beware-of-vicious-dog/

To summarize it is getting hit by the following issues.

1. Payroll taxes have been declining since 2019. Less people paying in and more people taking out.
2. The fund makes its money from interest rates of Treasury bonds. These rates have been pushed lower since the 2008 crisis so the fund is not making enough interest to meet the demand.

This extends further to hit those planning on retiring in the next few years. Because the SS administration will have to do one or both of the following.

1. Decrease future benefits to the retiring population.
2. Increase the SS taxes on income. Thus, decreasing the income you receive in retirement.

If you are in your retirement RedZone, reach out to us so we can help you build a financial plan that is not dependent on Social Security.
https://calendly.com/moreheadsquiver

Biggest COLA since 1982 already eaten up by inflation.

11/18/2021

Study after study show that holding Private equity or other alternatives in your portfolio increases the overall return and reduces your risk profile. Yet, a vast majority of individuals are still only focused on the stock market. “J.P. Morgan is projecting a 60/40 portfolio to earn just 4.3% per year over the next 10-15 years versus 8.10% per year for private equity.” If your portfolio is stock heavy, take advantage of our free second look to see if this asset class is right for you.
https://lnkd.in/gUKzfU2f


https://lnkd.in/gxy7fP3n

11/17/2021

In the News: Are you hearing how Retail stores are crushing earnings? Kind of easy to do when they buy back their own stock. Kohl’s, for example, will have the same sales it had in 2016, but earnings are much stronger. Dillard’s will have the same level of sales this year as 2018, but earnings are also much higher. You have to love when they manipulate their numbers. Don't be fooled by what you hear, get the facts. The Quiver Facts. :)

11/04/2021

Know before you grow! Learn about who makes Quiver Financial so special.
https://quiverfinancial.com/about/

10/05/2021

Help Support a great organization. I'll be there. I hope to see you too. (Marvista Family Center) https://marvistafc.org/.

09/30/2021

It has arrived! Take a look at the must read September Market recap newsletter and our outlook on what is to come.

The Fakey-Breaky Heart Market If there was a September song for financial markets in 2021 it may be titled Fakey Breaky My Heart. And, just like a good country song, if you were to play it backward you would get your partner, your dog, and...

09/29/2021

One reason why you need a solid plan during your Retirement RedZone. “Sequence of returns risk”. If you are entering your Redzone or in your Redzone, Pay Attention! Sequence of returns is when you start withdrawing from your retirement accounts at the same time we have a down turn in the market. This can significantly reduce the longevity of your portfolio. Why do I bring this up? We have been talking about the inflection point in the markets in our Monthly Newsletters. If you are susceptible to this risk. Please reach out to us and find out if your portfolio is set up to ride this wave.

This video briefly discusses what the Retirement RedZone is and why we feel it is so important to have a good financial plan during this period of your life....

09/27/2021

https://youtu.be/ZYqyLYpKYW0

The global supply chain is stressed at multiple points causing a rapid increase in prices and stoking additional inflation fears. There has been no shortage...

08/18/2021

Have you been asking these questions about your retirement?
• How much should I be saving?
• What is a suitable long-term approach based on my portfolio and objectives?
• How do I stay invested and create income at the same time?
• How do I manage my retirement income for taxes?
• How do I make sure I don’t run out of money in retirement?
If you or your advisor cannot answer these questions, it is time you took a deeper look at the options available to you. Reach out to us today: https://buff.ly/3spLdS4