California Pension Administrators and Consultants, Inc.

05/28/2026

Want to supercharge your retirement savings? 🚀 Pair a cash balance plan with your 401(k) to create a "stack." This coordinated approach combines multiple contribution types, helping owners save far more while keeping your plan compliant and competitive.

Learn more here: https://pacpension.com/cash-balance-plans-the-retirement-upgrade-for-high-earners/

05/25/2026

As we take time to reflect this Memorial Day, we honor our fallen heroes and support the families who carry their legacy forward.

05/22/2026

High earners, are you maxing out your 401(k) and still want to save more? 📈 Cash balance plans offer higher contribution limits that scale with age and income, ideal for owners, executives, and late-career professionals looking to accelerate retirement savings. It's a structured, tax-efficient way to make up ground fast.

See if a cash balance plan is right for you: https://pacpension.com/cash-balance-plans-the-retirement-upgrade-for-high-earners/

05/20/2026

A cash balance plan is a defined benefit retirement plan funded entirely by your business. It's a powerful way to enhance your company's benefits package, attract top talent, and unlock meaningful tax deductions for your business. All contributions are generally tax-deductible, subject to IRS rules and guidance from your tax advisor.

Learn how cash balance plans work: https://pacpension.com/cash-balance-plans-the-retirement-upgrade-for-high-earners/

05/12/2026

A strong retirement plan does more than help employees save, it attracts and retains top talent.
Learn what goes into thoughtful plan design here: https://pacpension.com/what-goes-into-retirement-plan-design/

Retirement plan design holds significant importance as it directly impacts the financial security of employees. Learn what goes into creating an effective plan.

04/24/2026

Want to save more for retirement while lowering your business's tax bill? A cash balance plan paired with a 401(k) can dramatically increase annual contributions for owners and key leaders.

Find out if it's right for you 👉

The cash balance plan enhances a company’s retirement benefits to its employees by providing an additional element through which to attract personnel and also provide tax write-offs to the employer.

03/24/2026

Discover why defined benefit plans are making a strong comeback in 2026! Learn how these employer-sponsored retirement plans can help you attract and retain top talent, offer guaranteed benefits for employees, and provide significant tax advantages for your business.

Ready to power your business’s future? Visit: https://pacpension.com/

03/05/2026

Defined benefit plans are making a comeback! Employers are rediscovering how these plans offer smarter ways to attract talent and secure everyone’s financial future. With major tax benefits, higher contribution limits for 2026, and dependable retirement results, defined benefit plans are a winning choice for your team and your business.

California Pensions makes navigating new compliance rules simple, so you can enjoy all the advantages without the hassle.

Find out how defined benefit plans can boost your business: https://pacpension.com/the-return-of-defined-benefit-plans-a-guide-for-employers/

Defined benefit plans are making a comeback as employers seek smarter ways to attract talent and secure financial futures.

02/18/2026

Big changes are here for retirement plans! The SECURE Act 2.0 now requires all new 401(k) and 403(b) plans to automatically enroll employees, starting at 3–10% of pay, with annual increases up to 10–15%. Plus, higher catch-up contributions mean more ways to boost savings over time. If you’re an employer, you need to update your plan by December 31, 2026.

Visit pacpension.com to learn how we can help you stay compliant and maximize your employee benefits. https://pacpension.com/

02/11/2026

The SECURE Act 2.0 says new 401(k) and 403(b) plans must use automatic enrollment. This means employees are signed up for the plan right away, starting with
3–10% of their pay saved automatically. Each year, their savings rate goes up by 1% until it reaches 10–15%. Employers must get their plans ready for these new rules by December 31, 2026.

Have questions or need help updating your retirement plan? Contact us today! https://pacpension.com/