Prolonged financial strain is demonstrated to produce significant stress, the effect of which reduces physical well-being and negatively impacts relationships, focus at work, faith, and emotions. (1)
Issues that cut across so many boundaries in a person's life, such as financial strain, demand a response. We believe, first and foremost, in compassion in the face of human suffering. We believe in
professionalism and accountability. We believe that deep down most people would rather not be in financial strain but don’t always know how to overcome it. We believe that insurance and financial institutions have stacked the deck against people with fewer resources trying to get ahead. We believe in partnering with churches, like-minded community organizations and families to reach hurting people through professional financial counseling and planning. We believe that financial planning can occur without having to sell financial products. is a 501(c)(3) non-profit organization serving individuals and families without regard for the ability to pay. To maintain professionalism and accountability, our staff are required to maintain at least one major credential widely recognized in the financial community. With so many people experiencing financial strain, you know someone in financial strain, or that someone is you. Our compassionate response starts here. As founder and president of the 501(c)(3) non-profit organization, Zacchaeus Financial Counseling, Inc., R. Joseph Ritter, Jr. holds the CERTIFIED FINANCIAL PLANNER(TM) Professional and Enrolled Agent credentials. The CFP® Professional designation is the gold standard in the financial planning community. An Enrolled Agent enjoys unlimited representation of taxpayers before the IRS, including tax return preparation, tax dispute resolution, collections, and examinations of tax returns. (1) Source: American Psychological Association’s 2014 Stress in America Survey.
