Rockridge Financial Services

07/04/2025

11/04/2024

To help you think about how you want to spend your retirement years, consider these fun things to do:

- Travel
- Volunteer
- Create your bucket list
- Start a business
- Map your family tree
- Community involvement
- Take a class
- Spend time with family
- Hobbies
- Mentoring

10/21/2024

Independent financial professionals are committed to helping you define and pursue your financial goals while guarding against life's financial ups and downs. Ensure you have a properly designed strategy in place.

10/07/2024

While several years ago it may have been true that you can live off Social Security, this is no longer the case. Use all the resources at your disposal to begin saving now so you do not have to rely on Social Security when you retire.

09/24/2024

👋 Hey everyone! As more Americans turn 65, it's crucial to understand your Social Security retirement age and its impact on your investment strategy. Here's what you need to know:

🔹 The full Social Security retirement age has gradually risen from 65 to 67 due to changes enacted in 1983.
🔹 Those born between 1943 and 1954 have a full retirement age of 66, while those born in 1960 or later have a full retirement age of 67.
🔹 Waiting until full retirement age ensures you receive 100% of the benefits you've earned.
🔹 If you delay claiming past your full retirement age and up to age 70, you can receive an 8% annual benefit increase.

Remember, the decisions about when to claim Social Security and sign up for Medicare should be made independently to maximize your benefits.

Have questions or concerns? We're happy to help.



Source:

To get the biggest Social Security retirement benefit checks, it pays to wait.

09/14/2024

Join us for an informational Social Security Seminar at the Lynnwood Public Library on September 19th from 6 to 7pm. The seminar will cover the new rules and basics of Social Security along with the advanced filing strategies that could increase your lifetime benefit. Sign up today! Click the link to see seminar dates and times.
https://www.rockridgefs.com/understanding-social-security-sept-2024

08/28/2024

Join us for an informational Social Security Seminar at the Lynnwood
Public Library. The seminar will cover the new rules and basics of
Social Security along with the advanced filing strategies that could
increase your lifetime benefit. Sign up today!
Click the link to see seminar dates and times.
https://www.rockridgefs.com/understanding-social-security-sept-2024

08/21/2024

Struggling with sleep? Your savings habit might be the key! 💤

A new study from Bristol University reveals:
🛏️ Regular saving, even small amounts, can improve sleep quality
🛏️ Savers report feeling more relaxed and optimistic about the future
🛏️ Low-income savers have similar life satisfaction to richer non-savers

Despite rising costs, saving remains crucial for financial resilience. Remember:
▪️ 6 in 10 people have a savings habit
▪️ Simple, flexible accounts with incentives can help
▪️ Shop around for the best savings options that fit your lifestyle

Every little bit counts towards better financial and mental well-being! 🌟



Source:

A quarter of UK adults have less than £100 tucked away, but a report says a savings habit aids mental wellbeing.

08/19/2024

When I meet with people, one of the first topics we discuss is "emergency fund" money.

Fortunately, households appear to be committed to saving for a rainy day. As you can see here, checking accounts and currency held by households is just a tick over $4 trillion, a steady increase from less than $1 trillion in 2019.