12/31/2025
🚨 REFUND ADVANCES 🚨
Let’s clear this up because the misinformation is LOUD and WRONG‼️
When a refund advance is selected and the return is transmitted, the tax return is ALREADY FILED through the software.
đź“Ś Key Facts:
• A refund advance is not a placeholder
• The return is locked once transmitted
• The preparer cannot edit, pull back, or “hold” the return
• The bank product is attached at transmission
• When the IRS opens, the return is automatically pulled into the IRS system
đź’ˇ The lender only decides whether to approve or deny the advance they do not control whether the return is filed.
⚠️ This is why filing with estimated paystubs or missing W-2s is risky. If IRS wage data doesn’t match, delays and amendments are inevitable.
👉🏾Advance = Filed Return.
Not opinion. Not preference. That’s how the software and bank products work.
