04/28/2026
The phones have been busy at our office this week.
Between Iran, market volatility, and the headlines that won't stop — we keep getting some version of the same question: "Mike, should I move everything to cash and wait this out?"
Here's what we keep telling clients: market timing is the easy half. Knowing when to get back in is the hard half — and that's the half that decides whether the move actually works.
The right move isn't market timing. It's plan testing:
✅ Do you have 2–3 years of essentials in something safe and liquid?
✅ Is your income coming from more than one source?
✅ Have you stress-tested the plan for a 30% drop in year one of retirement?
If your plan answers those questions confidently, the headlines become a lot less personal.
We dug into all of this on Saturday's Retire Right Radio — "The New Retirement Reality" — along with the new senior tax provisions in the One Big Beautiful Bill, the bucket strategy, and a really meaningful conversation about loss of a spouse.
🎧 Listen: https://podcasts.apple.com/us/podcast/retire-right-radio/id1574930019
📖 Read the full breakdown: https://www.capitalwealth.com/blog/new-retirement-reality-apr-25-2026/
We have five complimentary Retirement Money Map™ sessions open this week — no cost, no obligation. Call 801-210-5500 or send us a message. 💙
