Michel S Tenaglia, CFP - VIMA LLC

Michel S Tenaglia, CFP - VIMA LLC Thank you for stopping by. I hope you find the information helpful in your financial planning. VIMA LLC is a Registered Investment Advisor.

Your 50s are an important time for retirement prep. These five saving mistakes can cost you if you wait too long to addr...
07/19/2026

Your 50s are an important time for retirement prep. These five saving mistakes can cost you if you wait too long to address them.

Watch out — these pitfalls could derail your well-laid plans

Not all types of retirement income are taxed the same. Here's what you need to know about Social Security, 401(k)s and m...
07/16/2026

Not all types of retirement income are taxed the same. Here's what you need to know about Social Security, 401(k)s and more.

It's important to know how common sources of retirement income are taxed at the federal and state levels.

RMDs are one of those retirement details that can sneak up on you. Here's what to know before your first deadline.
07/13/2026

RMDs are one of those retirement details that can sneak up on you. Here's what to know before your first deadline.

Learn about the timing, the formula and the penalty for missing one.

Your employees won't always say they're struggling -- here's how to read the signs before burnout turns into absences.
07/10/2026

Your employees won't always say they're struggling -- here's how to read the signs before burnout turns into absences.

Learn the early employee burnout warning signs leaders overlook in high performers, and what to actually do about it.

$200K sounds like a solid nest egg. But subtract $172K in estimated healthcare costs and there's almost nothing left. If...
07/01/2026

$200K sounds like a solid nest egg. But subtract $172K in estimated healthcare costs and there's almost nothing left. If your plan hasn't accounted for this, let's talk.

A new survey finds many expect their retirement savings to dry up before they shuffle off the mortal coil.

Inflation? Fears of a recession? None of it matters for most Americans when it comes to their pets.
06/28/2026

Inflation? Fears of a recession? None of it matters for most Americans when it comes to their pets.

As economic uncertainty keeps on shaping consumer patterns, one category is proving remarkably resilient: pet spending. New data from...

Do you know what age group has the most student loan debt? The answer may surprise you.
06/25/2026

Do you know what age group has the most student loan debt? The answer may surprise you.

Baby boomers boasted the highest average student loan debt in 2025 with an average balance of $39,870, narrowly beating out Gen Xers with $38,426.

Talking about debt before marriage isn't easy -- but can be one of the most important financial conversations a couple c...
06/22/2026

Talking about debt before marriage isn't easy -- but can be one of the most important financial conversations a couple can have. Here's how to start.

Premarital debt doesn't have to be a stumbling block for newlyweds.

Retirement, investing, financial planning tips and more, sent straight to your inbox. Subscribe to the newsletter and ne...
06/19/2026

Retirement, investing, financial planning tips and more, sent straight to your inbox. Subscribe to the newsletter and never miss what matters.

Sign up and stay tuned for this week's posts.

From managing daily budgets to making long-term investment decisions, women are increasingly taking the driver's seat wh...
06/17/2026

From managing daily budgets to making long-term investment decisions, women are increasingly taking the driver's seat when it comes to household wealth management.

Yet fewer feeling confident about retirement financial plans

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