Michel S Tenaglia, CFP - VIMA LLC

Michel S Tenaglia, CFP - VIMA LLC Thank you for stopping by. I hope you find the information helpful in your financial planning. VIMA LLC is a Registered Investment Advisor.

Rising prices aren't only about demand. Supply chains, currency shifts and policy changes all play a role. Here's what's...
09/02/2026

Rising prices aren't only about demand. Supply chains, currency shifts and policy changes all play a role. Here's what's really driving costs higher right now.

Several factors besides demand push up the prices of products you love. Understanding what's going on behind the scenes can help you decide what to buy and when.

From overly conservative investing to claiming Social Security early, small habits today can shape retirement tomorrow.
08/30/2026

From overly conservative investing to claiming Social Security early, small habits today can shape retirement tomorrow.

Overly conservative investing, tax blind spots and delayed planning can undermine savings

Chatbots can crunch numbers, but they can miss tax nuance, Social Security complexity and longevity risk. Here's where A...
08/27/2026

Chatbots can crunch numbers, but they can miss tax nuance, Social Security complexity and longevity risk. Here's where AI falls short compared to a professional advisor.

As more people turn to chatbots for financial advice, experts say AI offers both pros and cons for retirement planning. Here's what to know.

Selling an investment at a loss might sound like a bad move, but it can help offset capital gains and ease your tax bill...
08/24/2026

Selling an investment at a loss might sound like a bad move, but it can help offset capital gains and ease your tax bill. Here's how it works.

The latest newsletter takes a closer look at this financial strategy.

The newsletter offers twice-monthly insights on taxes, investing and planning for the road ahead, delivered right to you...
08/21/2026

The newsletter offers twice-monthly insights on taxes, investing and planning for the road ahead, delivered right to your inbox.

Sign up and stay tuned for this week's posts.

Stocks are a solid long-term hedge against inflation, but that's not the same as a retirement spending strategy. Here's ...
08/19/2026

Stocks are a solid long-term hedge against inflation, but that's not the same as a retirement spending strategy. Here's why the gap between investing and spending can leave retirees exposed.

Stocks are often described as one of the best long-term hedges against inflation.

More than half of Americans are turning to AI for help with financial decisions. But what you share can put your persona...
08/16/2026

More than half of Americans are turning to AI for help with financial decisions. But what you share can put your personal data at risk.

There are risks involved with oversharing

Only one in three Americans can correctly estimate how long a 65-year-old will live. That gap matters a lot when it come...
08/13/2026

Only one in three Americans can correctly estimate how long a 65-year-old will live. That gap matters a lot when it comes to saving for your retirement.

Only 1 in 3 Americans can correctly identify how long a 65-year-old will typically live, and that has consequences for retirement savers.

Turning 73 comes with a mandatory tax obligation -- required minimum distributions that count as income. Here's what to ...
08/10/2026

Turning 73 comes with a mandatory tax obligation -- required minimum distributions that count as income. Here's what to know before yours arrive.

RMDs are taxable income; the ripple effects on your finances can surprise you.

Summer spending often feels emotionally justified -- trips, concerts, family time, etc. But making memories can become a...
08/07/2026

Summer spending often feels emotionally justified -- trips, concerts, family time, etc. But making memories can become a permission slip to overspend. But there are ways to spend more intentionally.

Many of the things people spend money on in the summer are not frivolous. They are often tied to family connection.

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