05/02/2026
A full-time bookkeeper in US costs $45,000–$60,000 a year.
A part-time bookkeeper? $25,000–$35,000.
And most small businesses don't need either.
Here's the math most business owners haven't run:
A growing small business typically needs 5–10 hours of bookkeeping per month. That's not a full-time role. It's not even a part-time role.
But without a system, it becomes the owner's role.
And the owner's time costs more than any bookkeeper's salary.
Outsourced bookkeeping for a small business typically runs $300–$700 per month — depending on volume and complexity. That's $3,600–$8,400 a year.
Compare that to $45,000 for a full-time hire. The difference is $36,000 to $41,000 — every single year.
And that's before you factor in:
- No employee benefits or vacation pay
- No payroll taxes (CPP, EI contributions)
- No recruitment or onboarding costs
- No desk, hardware, or software licensing
- No sick days or performance management
Outsourcing isn't a compromise. For most small businesses, it's the smarter financial decision.
Curious what this looks like for your business? Inbox me to get started.
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