Legacy Wealth Management

07/13/2026

Something salty and something sweet make for a nice birthday treat! Please join us in wishing a Happy Birthday to our very own Josh Dunn! Happy Birthday!

07/13/2026

Careers built in the trades and on the job site come with financial decisions that office-focused planning advice can easily overlook. Physically demanding work can shape when retirement makes sense for you. Pensions, union benefits, and overtime income add layers that deserve careful coordination. And a pension payout decision, made once, can shape your income for decades. Hardworking professionals deserve a plan that provides structure for retirement, investment, and tax decisions, built around the realities of their careers rather than a generic template. Your work has been hands-on. Your financial plan should be just as practical. Learn how we help: https://www.legacywealthky.com/clients/blue-collar-professionals-financial-planning/

07/08/2026

Losing a spouse carries an emotional weight that no checklist can address, and the financial questions that follow can feel just as heavy. Social Security survivor benefits are one of those questions. A surviving spouse may be eligible for a benefit based on their late partner's earnings record, and in some situations, there is real flexibility in when and how to claim it. That timing can meaningfully affect monthly income for years to come. For widows and widowers, understanding these options and fitting survivor benefits into a broader financial plan can bring a measure of clarity during a difficult season. Having a steady guide through those decisions makes a real difference. Read more: https://www.legacywealthky.com/widowhood-social-security-survivor-benefits/

07/06/2026

A strong retirement plan is rarely about any single decision. When you claim Social Security, it affects your tax picture. How you draw from your accounts affects your Medicare premiums. Your investment mix affects how long your savings last. These pieces are connected, and treating them in isolation can leave value on the table. A coordinated plan brings income, investments, taxes, and estate planning together so each decision supports the others. Whether retirement is years away or already here, that kind of clarity is what helps you move toward it with confidence. Learn more: https://www.legacywealthky.com/wealth-management-services/retirement-planning-lexington-kentucky/

07/04/2026

Happy 250th Birthday, America! 🇺🇸🎇🗽🇺🇸🎇🗽🇺🇸🎇🗽
- From Your Legacy Wealth Management Team!
(Check out the flags in front of our office!)

07/01/2026

Once you reach age 73, the IRS, not you, decides how much you must withdraw from your traditional IRA and 401(k) each year. Those required distributions are taxed as ordinary income, and a larger withdrawal can quietly raise your Medicare premiums or increase the portion of your Social Security that gets taxed. The encouraging part is that the years before required distributions begin are often a valuable planning window. Partial Roth conversions, qualified charitable distributions, and coordinating your income sources can all soften the impact later. Planning turns required distributions into a managed part of your strategy rather than a yearly surprise, and the earlier you start, the more options you have. Read more: https://www.legacywealthky.com/required-minimum-distributions-planning/

06/30/2026

Your business may be thriving, but is your retirement plan keeping pace? For Kentucky business owners, the path from growth to a secure exit requires more than a strong balance sheet. Our latest blog breaks down retirement plan options and why succession planning needs to be part of your strategy now, not later. https://www.legacywealthky.com/retirement-planning-for-business-owners/

Explore retirement planning and succession strategies for Kentucky business owners to help secure your future and transition your business with confidence.

06/30/2026

At Legacy Wealth Management, we believe that growth never stops.

Our team recently finished reading The 7 Habits of Highly Effective People by Stephen R. Covey, and it sparked some great conversations about leadership, communication, personal responsibility, and continuous improvement.

One of our favorite takeaways: "Seek first to understand, then to be understood." It's a simple principle that aligns perfectly with how we strive to serve our clients every day—by listening first, understanding what matters most, and then helping create a path forward.

Investing in ourselves helps us better invest in the people we serve. We're grateful for a team that is committed to learning, growing, and continually raising the bar.

What is a book that has had a lasting impact on you? We'd love to hear your recommendations in the comments!

06/29/2026

June 30th marks the official close of the second quarter and the halfway point of the year.

It's a natural moment to take stock. Has your income tracked the way you expected? Have priorities shifted since January? Are your contributions, allocation, and tax strategy still aligned with where you want to be by year-end?

The midpoint is far enough in to see how things are unfolding, and early enough to adjust while changes still have time to work. Year-end planning is much smoother when it doesn't all happen in December.

If a midyear check-in would be useful, our team is here to help.

06/25/2026

We are proud to share that John D. Davis, AAMS®, Founder & CEO of Legacy Wealth Management, has been recognized in AdvisorHub's 2026 Advisors to Watch ranking, earning a place among the publication's Advisors to Watch Under $1B.

This recognition reflects John's more than 30-year commitment to the financial services profession and the client-focused culture he has fostered since founding Legacy Wealth Management in 2009. It also highlights the dedication of our entire team to helping clients pursue long-term financial confidence through thoughtful planning and personalized guidance.

Congratulations to John on this well-deserved recognition.

View the full Advisors to Watch list: https://www.advisorhub.com/resources/2026-advisors-to-watch/