Legacy Wealth Management

10/26/2026

Growth creates its own financial planning demands, especially for a business owner adding employees, expanding cash flow needs, and thinking seriously about succession for the first time. Choosing a retirement plan structure that scales with the business and supports employee retention is one of the first pieces to get right, alongside coordinating with your CPA on entity structure, deductions, and investment-related tax planning. As the business matures, that same planning extends into succession strategy and estate considerations, so today's decisions build toward the transition you eventually want. Legacy Wealth Management works alongside Kentucky business owners at every stage of that growth, from the first employee hired to the eventual handoff of the company.

https://www.legacywealthky.com/clients/kentucky-business-owner-financial-planning/

10/23/2026

👻🎃 We’re getting into the Halloween spirit with some festive decorations here in the office! 👻🎃

Don’t forget - today is our shred day! It’s a great time to drop off your old documents, grab a treat, and see our spooky decorations in person!

Stop by and let us help you keep your sensitive information secure while you enjoy a little Halloween fun! 🕸️🦇

10/23/2026

Before December 31, take a closer look at your retirement tax strategy.

From RMDs and Roth conversions to charitable giving and tax-loss harvesting, discover four year-end tax moves retirees should consider before the calendar turns. Read the latest from Josh Dunn, CFP®: https://www.legacywealthky.com/year-end-tax-planning-for-retirees/

Explore year-end tax planning for retirees, including Roth conversions, RMDs, charitable giving, tax-loss harvesting, and capital gains strategies.

10/22/2026

Don't forget! Tomorrow is our shred event for our amazing clients!

10/21/2026

Retirement planning often gets reduced to a single number, but how you build toward that number matters just as much as the total. We evaluate your income, tax situation, and long-term goals to determine how much to contribute, when to contribute, and which accounts - a 401(k), IRA, or SEP - are the right fit for your situation. Contribution decisions made early in the year can look very different from ones made in December, since your tax picture becomes clearer as the year goes on. Our advisors revisit these decisions with clients regularly, rather than setting a contribution amount once and leaving it unchanged for years.

https://www.legacywealthky.com/wealth-management-services/retirement-planning-lexington-kentucky/

10/19/2026

🏇🏆 A little planning, a lot of teamwork, and a great day at the races!

Last Friday, our team spent the day working together to plan an exciting year ahead for Legacy Wealth Management, including new initiatives and special events to make the experience even more meaningful for our clients. We’re passionate about finding new ways to serve our clients and the families who trust us!

After a productive day of brainstorming and planning, we wrapped things up with a little fun at Keeneland! 🐎🌤️

We’re so grateful for a team that works hard, shares ideas, and enjoys spending time together along the way. We have some exciting things in store, and we can’t wait to share them with you!

10/19/2026

🎉 Happy Boss’s Day! 🎉

Last Friday was Boss’s Day, and we couldn’t let the occasion pass without celebrating John Davis! We’re grateful to have a leader who truly supports our team, believes in our employees and genuinely cares about the clients we serve.

Thank you for your leadership, encouragement, and the positive impact you make every day. We’re lucky to be part of a team led by someone who makes coming to work so special!

Help us wish our boss, @, a Happy Boss’s Day!

10/19/2026

Charitable giving rules changed for 2026, and understanding those changes can help your generosity go further. If you are 70½ or older, a Qualified Charitable Distribution lets you send funds directly from your IRA to a qualified charity, where the gift never counts as taxable income and can also count toward your Required Minimum Distribution once those begin. For those who no longer itemize every year, bunching several years of giving into a single donor-advised fund contribution can clear the new deduction threshold in one year while grants to your favorite causes continue whatever schedule you choose. We help clients weigh these strategies alongside gifts of appreciated securities and other assets so they make giving decisions with the full tax picture in view.

https://www.legacywealthky.com/charitable-planning-strategies/

10/14/2026

Medicare Open Enrollment begins October 15 and runs through December 7, giving you a window each year to review your coverage and make changes for the year ahead. During this period, you can switch between Original Medicare and Medicare Advantage, change Medicare Advantage plans, or update your Part D prescription drug coverage, with any changes taking effect on January 1. Even if your current plan has worked well, it is worth checking for adjustments to premiums, drug formularies, and provider networks, since plans can change from year to year. If you have questions about how a coverage change might affect your broader retirement income and tax picture, our team is glad to talk it through with you.

10/13/2026