Team Spisak at Waterstone Mortgage NMLS #197397

06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

05/29/2026

Real estate investors, this one’s for you!

If you’re looking to expand your portfolio — or jump into the real estate game — consider Waterstone Mortgage’s Cashflow Pro program.

We’ll use your debt service coverage ratio (DSCR) to qualify you — meaning you can get a loan based on the income your investment property generates.

You don’t have to be a seasoned investor to take advantage of this program; first-time investors are allowed, too!

Sound like a good fit? Learn more here, or reach out with any questions. https://bit.ly/4tMUnGx

05/27/2026

So, you decided you want to buy a house. Confused about where to begin?

Your journey starts with a pre-approval.

Getting pre-approved early helps you:
☑️ Understand your budget
☑️ Strengthen your offer
☑️ Move quickly when you find “the one”

Ready to make your move? Start here: https://bit.ly/4otCnPO

05/25/2026

This Memorial Day, we remember and honor those who made the ultimate sacrifice in service to our nation. 🇺🇸

We are grateful today and every day.

05/25/2026

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA .

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

05/24/2026

5.0 star review received on Experience.com for Joe Spisak by Daniel E S - I can’t thank Joe S and the Waterstone Mortgage Team enough for the help and guidance they provided when I purchased a home recently. They walked me through the complete process politely and with patience answering every questions I had during and after hours. Their services felt like working with family. I wouldn’t hesitate going to them again!

Click to see all 571 reviews of Joe Spisak at Waterstone Mortgage NMLS #197397, Branch Manager

05/21/2026

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/20/2026

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/18/2026

If you’re self-employed or a freelance worker, your work might not fit into a traditional box. Your mortgage doesn’t have to, either!

Waterstone Mortgage’s Statement Select loan program allows you to qualify for a mortgage using your bank statements — not a traditional W2.

Plus, Statement Select offers up to 90% financing with NO mortgage insurance for eligible buyers.

Get the details here, or reach out with any questions. https://bit.ly/4uGscJU

05/18/2026

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”