Joe Amato at Waterstone Mortgage NMLS #404839

07/24/2026

Home is a place to build memories, plant your roots, enjoy meals gathered with loved ones… even if it is just takeout.

Send a message to take the first step in your homeownership journey today.

07/22/2026

If you’re looking for ways to reduce monthly payments without waiting for rates to change, a temporary buydown may be worth exploring.

Take advantage of Waterstone Mortgage’s Smart Start buydown, and enjoy a competitive rate without the wait.

With Smart Start, you can receive a lender-paid 1-year interest rate buydown — meaning your interest rate will be 1% LOWER than the rate you lock in for the first year of your mortgage, covered by Waterstone Mortgage.

Learn more about Smart Start and your other buydown options here: https://bit.ly/4vpPp3N

07/19/2026

Buyers often ask, "How can I afford a home with today's rates?" The answer may involve financing strategies many people don't realize are available.

Affordable homeownership isn't always about finding a less expensive house or waiting for interest rates to drop.

It can also mean taking advantage of programs designed to reduce your upfront costs or monthly payments.

Some buyers may qualify for:
1️⃣ Down payment assistance
2️⃣ No-down-payment loan programs
3️⃣ Temporary interest rate buydowns

Learn more about the strategies you can use to make buying a house more affordable: https://bit.ly/44aaJyB

07/17/2026

5.0 star review received on Experience.com for Joe Amato by John M - Joe was absolutely fantastic. His commitment and communication were both exceptional. We experienced some complications near the closing, and Joe went above and beyond to ensure the deal made it across the line.

Click to see all 158 reviews of Joe Amato, Producing Sales Manager

07/16/2026

You built the business. You deserve a mortgage solution built with you in mind.

Self-employed homebuyers often assume their path to homeownership will be more difficult because their income doesn't fit a traditional mold.

Waterstone Mortgage’s Statement Select loan program was designed to help eligible self-employed homebuyers showcase their financial picture through bank statements, creating additional opportunities to qualify for a home loan.

Whether you're an entrepreneur, consultant, freelancer, or independent contractor, let’s make your next move together.

Click here to learn more, or send a message anytime to connect. https://bit.ly/4aeDQEj

07/13/2026

Many buyers search "How much will my mortgage payment be?" The answer depends on much more than interest rates alone.

The reality is, there are so many things that go into your monthly mortgage payment. And while you’re waiting for rates to decrease, the cost of those other things will likely go up.

If you’re looking for your sign to take the plunge — this is it! Start by getting pre-approved today. https://bit.ly/4mBup5k

07/10/2026

Nobody gets more excited about homeownership than the family dog. Ready to give your fur baby a new place to roam? Send a message to discuss your financing options.

07/09/2026

5.0 star review received on Experience.com for Joe Amato by Claire D R - Straight forward, friendly, understanding

Click to see all 157 reviews of Joe Amato, Producing Sales Manager

07/07/2026

One of the biggest homebuying myths is that you need a large down payment. Many buyers qualify with far less than they expect, and many can utilize down payment assistance to help.

Down payment assistance (DPA) is a great way to make buying a house a little more affordable — and the good news is, there are options for first-time AND repeat buyers!

Learn about the DPA options Waterstone Mortgage offers here: https://bit.ly/44qnzIQ

07/04/2026

Fireworks, cookouts, and red, white, and blue everything. 🇺🇸🎇 Wishing you a safe, fun-filled Fourth of July!