Lighthouse Planning - David Kopittke

Lighthouse Planning - David Kopittke Planner with Lighthouse Planning, helping individuals and families work to bring clarity to complex decisions. https://www.myencompasspartners.com/licenses

Through a structured planning process, I work to help align today’s choices with long-term confidence and a meaningful legacy.

The Thermostat Wars: What Temperature Is Your House Set To Right Now?Source: https://www.npr.org/2026/05/23/nx-s1-582376...
06/03/2026

The Thermostat Wars: What Temperature Is Your House Set To Right Now?

Source: https://www.npr.org/2026/05/23/nx-s1-5823767/summer-heat-electric-bills-cost

Summer is here, and the oldest argument in every household just fired back up: the thermostat. Three out of four couples admit to fighting over the temperature in their home, making it one of the top four sources of household conflict in America. And this year, the stakes are higher than ever. NPR just reported that the average cost to cool your home this summer is projected to hit $778, up 37% from 2020. South Atlantic states could see cooling bills jump by more than $100 compared to last year. Meanwhile, the Department of Energy says you should set your thermostat to 78 degrees in the summer, and roughly zero people actually do that. A survey found that 45% of people prefer it between 70 and 73 degrees, which is basically a full-time argument with anyone who pays the electric bill. There is actual science behind the disagreement too. A study in The Lancet found that women's hands average 28.2 degrees Celsius compared to 32.2 for men, which means one person in the relationship is genuinely freezing while the other is genuinely sweating, and neither one is making it up. 80% of women admit to secretly turning up the thermostat. The most popular strategy among men for resolving the disagreement? Keep arguing. If you have ever snuck out of bed to change the temperature at 2 AM, or wrapped yourself in a blanket in July because your partner turned the house into a meat locker, this one is for you.

Reasons to Agree
People who keep the thermostat low will tell you that you can always put on a sweater, but you can only take off so many clothes before it becomes a legal issue. The science is on their side. Sleep research consistently shows that the ideal bedroom temperature is between 65 and 68 degrees, and that sleeping in a room that is too warm leads to worse sleep quality, more waking during the night, and less time in deep sleep. If you are not sleeping well, everything else in your life suffers. Productivity drops, mood tanks, and your patience for the person who keeps bumping the thermostat up to 76 disappears entirely. There is also the comfort argument. When it is 95 degrees outside and you walk into a house that is 73 degrees, that moment of relief is one of the best feelings in modern life. Nobody comes home from a July afternoon and says, "I wish this house were warmer." And the people who complain about the electric bill? A programmable thermostat saves about $50 a year according to Energy Star estimates. That is less than a dollar a week. You are not going broke because the house is 72 instead of 78. From this perspective, the person who keeps it cool is not being wasteful. They are investing in better sleep, better productivity, and the basic human right to not be sweaty in your own living room.

Reasons to Disagree
People who want the thermostat higher will tell you that blasting the AC to 68 degrees all summer is not a personality trait. It is a $778 electricity bill. That is real money, and it has gone up 37% in just six years. The Department of Energy recommends 78 degrees for a reason, and it is not because they want you to suffer. It is because the difference between 72 and 78 can cut your cooling costs by 15 to 20% depending on your setup. And the "just put on a sweater" crowd never seems to acknowledge how absurd it is to wear a hoodie indoors in June because someone decided the house should feel like a walk-in refrigerator. The environmental angle matters too. Air conditioning accounts for roughly 6% of all electricity produced in the United States. Running your AC harder than necessary is not just expensive, it is wasteful. And the science about women feeling colder is not an argument for cranking the AC. It is an argument for compromise. Most office thermostats are still set using a formula from 1966 designed for the metabolic rate of a 40-year-old man, and millions of women spend their entire workday freezing because of it. From this perspective, the person who keeps turning the thermostat down is not prioritizing comfort. They are prioritizing their comfort while everyone else in the house puts on socks and grabs a blanket in the middle of summer.

06/02/2026

The gap between the market’s earnings yield and bond yields has narrowed, a measure that has at times predicted subpar stock returns.

05/31/2026

Certain phrases in your company and job descriptions may signal a culture that's driving top talent away. Here's what to listen for — and how to fix it.

Had a fun time at the home opener! ⚽️Fun event for a Little Rock Lighthouse Planning office party!
05/31/2026

Had a fun time at the home opener! ⚽️Fun event for a Little Rock Lighthouse Planning office party!

05/30/2026

Understanding what qualifies as a legitimate tax deduction — and what doesn't — can help side hustlers avoid costly mistakes, reduce audit risk and keep more of their hard-earned income.

05/29/2026

Before you say a word, your appearance sets the tone. Discover how what you wear influences authority, team behavior and business outcomes — and why casual culture may be costing you more than you think.

05/28/2026

Nearly 75% of security execs want to ditch their jobs.

05/27/2026

Most mergers don't fail on strategy — they fail in the first 100 days when leaders avoid hard decisions around culture, ownership and what the new company will actually become.

Your Neighbor Just Got Backyard Chickens. Are You Thrilled or Furious?Source: https://backyardchickenshub.com/blog/can-i...
05/27/2026

Your Neighbor Just Got Backyard Chickens. Are You Thrilled or Furious?

Source: https://backyardchickenshub.com/blog/can-i-have-chickens-in-my-backyard-the-2026-legal-guide-all-50-states-hoa-rules/

Backyard chickens have gone from quirky hobby to full-blown cultural phenomenon, and the neighborhood wars are getting wild. More than 13% of U.S. households now own or plan to own backyard chickens, and 8 million households consider their chickens actual pets. Sales of chicken feed have doubled since late 2024, partly because egg prices hit $6.23 a dozen during the avian flu crisis and people decided they were done paying grocery store prices for something a bird could give them for free. But here is where it gets spicy. HOA fights over backyard chickens have gone viral on Reddit and TikTok. One homeowner set up a coop, followed every rule, and when his neighbor reported him to the HOA anyway, he turned around and used the same bylaws to go after the neighbor's privacy fence. A family in North Carolina took their chicken fight all the way to the state Supreme Court. Texas passed a bill trying to let homeowners keep hens regardless of HOA rules. Missouri's backyard chicken law got struck down as unconstitutional. 93% of the 150 largest U.S. cities technically allow backyard flocks, but HOA rules can override city law in almost every state. And 85% of cities that allow hens still ban roosters entirely, because one rooster at 4:30 AM can generate complaints from eight different neighbors. Whether you dream of fresh eggs every morning or you just want your neighbor's yard to stop smelling like a farm, this one divides every cul-de-sac in America.

Reasons to Agree
People who want backyard chickens will tell you this is one of the most practical, self-sufficient things a family can do, and the fact that an HOA board can stop you from feeding your own family is absurd. When eggs hit $6 a dozen and grocery stores were putting purchase limits on cartons, millions of Americans realized how fragile the food supply chain actually is. A small flock of four or five hens produces roughly a dozen eggs a week, eats your table scraps and garden bugs, and gives kids a hands-on lesson in where food actually comes from. The environmental argument is strong too. Backyard eggs do not require industrial farming, long-haul refrigerated trucking, or plastic packaging. The chickens themselves are quieter than most dogs. A hen is about as loud as a normal conversation. The only reason they are controversial is because people picture a rooster screaming at dawn, but almost every city that allows hens already bans roosters. Texas recognized this and passed legislation to protect homeowners' rights to keep hens. From this perspective, the idea that your HOA can fine you for keeping four quiet hens in your backyard while your neighbor's dog barks for six hours a day is the kind of rule that makes people question why HOAs exist in the first place.

Reasons to Disagree
People who do not want chickens next door will tell you there is a reason we separated farms from neighborhoods, and that reason smells exactly like you think it does. Chicken coops attract rats, flies, and predators. Raccoons, foxes, and hawks do not care about your property line, and neither does the smell when your neighbor skips a week of coop cleaning in July. The people pushing backyard chickens love to post the cute photos on Instagram, but they do not talk about the diseases. The USDA has documented multiple salmonella outbreaks traced directly to backyard flocks. Kids hug the chickens, do not wash their hands, and end up in the emergency room. And the "it saves money on eggs" argument falls apart the second you do the real math. A proper coop costs $500 to $2,000 to build. Feed runs about $30 a month per bird. By the time you factor in bedding, supplements, vet visits, and the fact that hens stop laying consistently after two years, those "free" eggs are costing you more than the organic ones at Whole Foods. Property values matter too. Studies show that neighboring homes can take a hit when a backyard starts looking and smelling like a small farm. From this perspective, you moved to the suburbs for a reason, and that reason was not to wake up to the sound of poultry and step in chicken droppings on your way to the mailbox.

05/26/2026

A big part of the challenge of putting data centers in space is producing and launching scores of the devices without breaking the bank.

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