Kevin Lum - Retirement Made Simple

01/03/2026

01/03/2026

Want less financial stress in retirement? 🤔 A CFP explains what’s worth buying ahead of time 👉 https://www.gobankingrates.com/retirement/planning/kevin-lum-buy-these-things-before-retiring/

01/02/2026

07/02/2025

Still trying to get this selfie thing down.

11/10/2024

09/12/2024

📊 Did you know only 10% of retirees plan on delaying Social Security benefits until age 70?

That statistic surprised me.

Here's why it matters:

✅ Delaying benefits until 70 can increase your monthly payout by up to 32%

✅ For many, this strategy maximizes lifetime benefits and provides a hedge against longevity risk and inflation.

✅ It can significantly boost survivor benefits for a spouse

But delaying isn't always the best choice. Consider claiming earlier if:

↳ You have health concerns or a family history of shorter lifespans
↳ You want to enable a higher-earning spouse to delay their benefits

→ What factors are you considering in your Social Security claiming decision?

Send a message to learn more

08/25/2024

About 80 percent of older adults live in homes they own - with a massive amount of equity in their home as prices rise.

However, current interest rates make it hard to access that pot of money.

08/12/2024

First Day of School.

We have a 3rd grader, and we couldn’t be more proud of the amazing young woman she’s becoming. Wherever she goes, she brings joy with her.

10/03/2023

New YouTube video on the biggest regrets people have in retirement.

✅ *FREE RETIREMENT ASSESSMENT* ✅ http://freeassessment.foundryfinancial.netIn today's video, we are going to discuss the "5 BIG Purchases Retirees (Almost) ...