Bristlecone Value Partners

06/25/2026

Dreaming of retiring in France? 🇫🇷 Before you go, there's a financial checklist every American needs to see — dual tax filing, Medicare gaps, IRA rules, and more. Don't let the fine print spoil the dream:
https://bristlecone-vp.com/blog/retiring-in-france-a-practical-financial-checklist-for-us-citizens

Dreaming of retiring in France? 🇫🇷 Before you go, there's a financial checklist every American needs to see — dual tax filing, Medicare gaps, IRA rules, and more. Don't let the fine print spoil the dream.

02/26/2026

Health Savings Accounts (HSAs) may be the most underused tax break for high earners. If you’re in a high‑deductible health plan, an HSA can offer: deductible contributions, tax‑free growth, and tax‑free withdrawals for qualified medical expenses—plus the ability to build a healthcare “war chest” for retirement. Our latest post explains 2026 HSA eligibility rules, contribution limits, and key planning opportunities. https://conta.cc/4kU4aaC

Ready to start planning for your financial future? We are here to help, so please feel free to reach out with any questions or to get started!

11/21/2025

The number of Americans retiring abroad is booming—nearly 800,000 now collect Social Security checks outside the U.S.. Many are drawn by lower costs, adventure, and family ties, but expat life means dealing with tricky cross-border money transfers, currency swings, and international tax rules. Is it worth it? This two-part guide spotlights the financial challenges you’ll face—and why working with experienced advisors can help make your dream life possible.
https://bristlecone-vp.com/blog/retiring-abroad-what-are-the-financial-implications-part-1

Experienced, fair, and candid fiduciary financial advisor. Whether you are a DIY investor, or just want a second opinion, we can help you on your journey.

10/14/2025

Medicare’s open enrollment period occurs each year between October 15 and December 7. This is the best opportunity for current Medicare participants to modify their coverage if their healthcare needs have changed. Here are some key points to get you started:
https://conta.cc/3W5Rke8

Email from Bristlecone Value Partners, LLC. What Do I Need to Know? View as Webpage Medicare Open Enrollment: What Do I Need to Know?   Greetings! Medicare’s open enrollment period occurs each year be

03/13/2025

As they age, most people look forward to retirement and the additional time it affords for travel, hobbies, and family. It is, of course, a very personal decision, one that is sometimes forced upon us by health or economic circumstances beyond our control. There might be some arguments against retiring early as well.

No matter when you decide to stop or phase out of work, there are some important financial milestones to remember and plan for: https://conta.cc/4kOED2f

Birthday Reminders: 9 Important Milestones to Remember as You Prepare for Retirement March 12, 2025 Personal Finance Retiring As they age, most people look forward to retirement and the additional time it affords for travel, hobbies, and family. It is, of course, a very personal decision, one that i...

12/06/2024

Did you know that a Qualified Charitable Distribution (QCD) can help you meet your Required Minimum Distribution (RMD) while lowering your taxable income? If you’re over 70½ and regularly donate to charity, this tax-smart strategy could be a game-changer—especially with the 2024 limit of $105K per individual. Don’t leave money on the table! Find out how QCDs can fit into your retirement plan.

09/17/2024

Many of the TCJA's provisions will expire at the end of 2025 unless Congress extends them. Given the political uncertainty, some wealthy households may wish to revisit their estate plans over the next year and consider pulling forward planned bequests to take advantage of the greater lifetime exemption:

Many of the TCJA's provisions will expire at the end of 2025 unless Congress extends them. Given the political uncertainty, some wealthy households may wish to revisit their estate plans over the next year and consider pulling forward planned bequests to take advantage of the greater lifetime exempt...

08/19/2024

A very alarming chart... and some tips on how to stay safe online on our website: https://bristlecone-vp.com/blog/a-few-tips-to-keep-you-safe-online

05/15/2024

Are you a new French expat or immigrant? Félicitations! As you embark on this new chapter, it's essential to understand the financial landscape and make informed decisions about your personal finances. This guide aims to provide you with an overview of key aspects to consider, from health insurance to retirement planning: https://conta.cc/4dJhISE

Congratulations on your move to America! As you embark on this new chapter, it's essential to understand the financial landscape and make informed decisions about your personal finances. This guide aims to provide you with an overview of key aspects to consider, from health insurance to retirement p...

05/06/2024

By embracing these tools, you can save time and money and gain better control over your finances. You will also reduce the odds of being the victim of identity fraud. If the list feels overwhelming, start slowly and choose tools that align with your specific financial and privacy goals, and comfort level with technology. https://conta.cc/4bsy2oE

These 7 Technology Tools Can Help View as Webpage 7 Technology Tools People Should Use To Make Their Finances Easier And Safer To Manage   Dear Jean-Luc, By embracing these tools, you can save time an