The Retirement Guy

Call Directions Website

The Retirement Guy What’s your retirement plan? Get ready for actionable ideas from a Certified Retirement Counselor®!

With over 17 years of providing financial advice to a wide variety of households in the Capital Region, John has developed the skills necessary to help people pursue their long-term financial goals. As an Accredited Investment Fiduciary®, Certified Retirement Counselor®, and National Social Security Advisor®, John focuses on the main concerns of today’s retirees: Social Security distribution strategies, managing healthcare expenses in retirement, maximizing retirement income, pension distribution option planning, and coordinating retirement plan distribution strategies with tax management strategies. John’s planning process includes a commitment to sustainable, responsible, and impact investing and he makes a conscious effort to apply ESG screens to his investment and insurance solutions. In addition to creating positive impact “beyond the portfolio,” John recognizes that the most important characteristic in developing meaningful relationships is trust. This is why John focuses on relationship development BEFORE focusing on solutions. When John begins working with a new client, they can expect to be treated like family. From educational workshops to appreciation events, John regularly goes the “extra mile” to make sure his clients know their relationship is valued. John lives in Altamont with his wife Amanda and their sons Gunnar and Tucker. On his free time, you can find John attending local events, hiking, spending time with his family, and watching sports (John is a lifelong fan of the New York Football Giants and the Arsenal Gunners). BPS Financial Services is located at:
20 Corporate Woods Blvd., 2nd Floor
Loudonville, NY 12211
(518) 449-9762

Offering securities and advisory services through Cetera Advisor Networks LLC. Member FINRA/SIPC, a Broker-Dealer and a Registered Investment Advisor. Cetera is under separate ownership from any other named entity.

Every year since 1947, the U.S. President pens an economics textbook.
10/25/2026

Every year since 1947, the U.S. President pens an economics textbook.

The Economic Report of the President can help identify the forces driving — or dragging — the economy.

Concerned about the social impact of your investments?
10/24/2026

Concerned about the social impact of your investments?

For some, the social impact of investing is just as important as the return, perhaps more important.

The AI trade isn't ending. It's expanding. Cetera's latest commentary examines what's driving the recent selloff, where ...
10/23/2026

The AI trade isn't ending. It's expanding. Cetera's latest commentary examines what's driving the recent selloff, where they see opportunities emerging, and why staying invested still matters.

The AI trade isn't ending. It's expanding. Our latest commentary examines what's driving the recent selloff, where we see opportunities emerging, and why…

You've allocated your assets; you just may not realize it yet.
10/23/2026

You've allocated your assets; you just may not realize it yet.

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

Weddings add up fast. Use this calculator to map out your budget by category, set priorities, and see what your big day ...
10/21/2026

Weddings add up fast. Use this calculator to map out your budget by category, set priorities, and see what your big day might really cost.

Estimate total wedding costs and see how different choices affect your overall budget.

A million dollars is a common milestone—but what does it actually take to get there? Enter your numbers and see how cont...
10/20/2026

A million dollars is a common milestone—but what does it actually take to get there? Enter your numbers and see how contributions and time work together.

See what it takes in monthly contributions and time to reach a million-dollar savings goal.

Read the latest issue of Financial Watch here:
10/19/2026

Read the latest issue of Financial Watch here:

You can do everything right online and still end up on a spreadsheet you never agreed to be part of. In this month's Financial Watch, learn how to respond…

Earnings season takes center stage this week. Brian Klimke breaks down what investors should watch, including corporate ...
10/19/2026

Earnings season takes center stage this week. Brian Klimke breaks down what investors should watch, including corporate guidance, earnings revisions, market breadth, and the latest signals from Cetera's weekly chartbook.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot o...
10/19/2026

Where is your money actually going each month? Use this budgeting tool to break down your income and expenses and spot opportunities to do more with what you have.

Track your monthly income and expenses to get a clearer view of your cash flow.

Common sustainable investing strategies include exclusionary screening, impact investing, shareholder advocacy, and comm...
10/18/2026

Common sustainable investing strategies include exclusionary screening, impact investing, shareholder advocacy, and community investing. Each aims to create a positive social or environmental impact.

Have you considered the impact of your investments? Learn how to contribute to positive change through sustainable investing.

Address

20 Corporate Woods Boulevard, 2nd Floor
Loudonville, NY
12211

Alerts

Be the first to know and let us send you an email when The Retirement Guy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share