10/13/2025
Top 10 questions to ask yourself in honor of Financial Planning Awareness Month:
1. Do I have access to cash for short-term emergencies without taking on debt?
2. If I’m nearing retirement, do I have 75% of my income needs met from guaranteed sources?
3. Do I have enough life insurance?
4. How much income would I receive if I couldn’t work because of a sickness or injury?
5. When does my life insurance cancel?
6. Does my retirement portfolio have enough exposure to asset classes other than the big U.S. companies?
7. Am I comfortable with who will be managing my assets for my family if I’m not around?
8. Am I spending enough money to enjoy life today based on what I value the most?
9. Is it possible that I can retire sooner than I thought?
10. Do I have any assets that should be owned by a trust instead of owning them in my name?