A. Roberts & Associates, Inc.

05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country.

Our recent visit to Washington, D.C. served as a powerful reminder of the legacy, service, and dedication that helped shape our nation.

As we reflect today, we remain grateful for those who gave everything for the freedoms we enjoy.

A Roberts & Associates 🇺🇸

12/05/2025

Thinking about moving pre-tax money to a Roth IRA? The newest Roth conversion rules can open the door to more tax-free growth—but they also come with important tax implications today and down the road for RMDs and your future tax bracket.

At A. Roberts & Associates, we help you:
• Understand the latest Roth conversion rules
• Run the numbers before you convert
• Balance today’s tax bill with tomorrow’s retirement freedom

Curious if a Roth conversion makes sense for you this year? Let’s review your situation and build a plan around your tax picture, not generic rules.
#ʀᴏᴛʜɪʀᴀ

12/03/2025

Finding the sweet spot 🎯
How much of your TSP should you convert to a Roth IRA so it actually makes tax sense—without pushing you into higher RMDs or tax brackets later?

At A. Roberts & Associates, we help you balance:
✅ Strategic Roth conversions
✅ Keeping some assets Traditional
✅ Managing future RMDs & taxes

Smart moves now = more control later. 💼✨

11/11/2025

Today we pause to honor the brave men and women who have served our country with courage, dedication, and sacrifice.

To all veterans — thank you for protecting our freedoms and strengthening our communities. Your service inspires us every day 🇺🇸

Happy Veterans Day

11/10/2025

Ready to take your advisory career to the next level?
A Roberts & Associates empowers advisors to grow, lead, and make a lasting impact. If you or someone you know fits this description, feel free to reach out to a member of our team today!

Tony Roberts Recruitment Video description: As we continue to grow, we are looking to build our team at A. Roberts & Associates. We are looking for a new Fin...

10/27/2025

ESTATE TAX💡
Among many tax changes, the law raises and “makes permanent” the federal estate, gift, and GST (generation-skipping) tax exemptions to $15,000,000 per person effective January 1, 2026, indexed for inflation thereafter.
The top rate remains 40%; portability, step-up in basis, and the unified system (estate = gift = GST) are unchanged.

💯 A surviving spouse can still “port” a deceased spouse’s unused exemption (DSUE) by filing Form 706. If the estate wasn’t otherwise required to file, late portability relief is available for up to 5 years from date of death under Rev. Proc. 2022-32 (referenced in the 09/2025 Form 706 instructions).

💯 Step-up in basis unchanged
Heirs generally receive a basis step-up to fair market value at death, which can reduce future capital-gains on inherited assets.

Stay tuned in for new weekly podcast content! https://www.youtube.com/

10/20/2025

Taxation realities🎯
Even without a formal wealth tax, wealthy individuals often face different tax burdens via capital gains taxes, estate/inheritance taxes, property taxes, etc.
o Tax policy is one lever among many (spending, regulation, monetary policy) that affect how wealth is accumulated, how income is taxed, and how resources are distributed.

Link with national debt: If the government needs more revenue (to pay interest, fund services, reduce debt), taxation becomes more important. That could mean higher taxes on income, consumption, property, or even wealth (depending on the policy choices). Because wealth is concentrated, the debate often centers on whether the wealthy should pay more.

10/13/2025

Money Masters: Anthony Roberts
Decades of experience, one mission: helping families build wealth that lasts generations.

Look inside at edition of Anthony's retirement philosophy and his award-winning firm's approach to planning the future you deserve.

Confidence. Clarity. Legacy. That's retirement planning done right.

10/06/2025

💡 Smart Way to Build Tax-Free Wealth for Retirement

Most people only think of retirement savings in terms of a 401(k) or IRA. But there’s another powerful tool the wealthy have quietly used for decades: Cash Value Life Insurance.

Here’s why it’s smart:
🔹 Tax-advantaged growth – your money compounds without yearly taxes dragging it down.
🔹 Tax-free access – properly structured, you can borrow against the cash value in retirement without triggering taxes.
🔹 Protection + wealth – it doubles as life insurance, protecting your family while you build wealth.
🔹 No contribution limits – unlike IRAs or 401(k)s, you can design larger contributions.

📈 The result? A flexible pool of tax-free retirement income that also provides peace of mind.

The wealthy don’t just save — they strategize for taxes.

👉 Curious if this fits into your retirement plan? Let’s talk.

10/01/2025

https://www.youtube.com/watch?v=mBDq7Fydt04
Click and subscribe to our YouTube Channel. Follow along every week for updates and new hot topics in today's wealth management market.

In this episode of the Abundant Retirement Podcast, Tony Roberts of A Roberts Associates explores two powerful tools for generating tax-free income in retire...