Vic Biscoe at Direct Mortgage Loans

Vic Biscoe at Direct Mortgage Loans Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Business Development Manager
NMLS 147655

Local loan officers providing expert home-buying guidance from application to closing. Please allow me to introduce myself, I am Vic Biscoe and I have been in mortgages for 22 years, time flies when you are having fun!!! I have lived in Baltimore my whole life and am a graduate of Calvert Hall, go Cards!!! I have a beautiful Wife and Daughter that keep me grounded and have supported me in my busin

ess and don’t give me too much gruff about working weekends and nights when necessary. I truly am 100% referral through past clients, friends, family and my referral partners. My goal is to provide you with the kind of service so that you will refer me to anyone you know that might need mortgage assistance. I provide that service by explaining everything that will happen so that you are truly prepared for the financing aspect of purchasing a new home. An educated borrower makes my job a lot easier and setting the expectations upfront is a great way to avoid any confusion. I will never tell a client that they can’t buy or refinance a house but will let them know how we can get to that goal. It does surprise me how many people will leave their biggest purchase to a call center or some random guy that they might find in the phone book or online, you need someone that you can trust and that will be 100% accountable and will get the job done right. I could post hundreds of testimonials on this site but that is not what I want to do, I would rather you ask the person that referred you to me how good of a job I did for them. I am always available to discuss your financing options, whether purchasing a new home or refinancing your existing mortgage or maybe a second home or investment property. I pride myself on the level of service and that means quick responses. Preparing to purchase a new home is exciting and can also be stressful. Let me take the stress out of your financing and let's get started on the path to your new home!!!

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.A quick conversation with your lending partner can make...
09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and...
09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

Invest Smarter. Let Your Property Work for You.Looking to grow your real estate portfolio? A DSCR loan may help you qual...
09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank st...
08/27/2026

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank statements and a valid photo ID ready, and we'll keep things moving. Get pre-approved. Go Direct.

REALTORS: Spot Financing Red Flags EarlyThe first conversation with a buyer can reveal a lot and identifying financing r...
08/24/2026

REALTORS: Spot Financing Red Flags Early

The first conversation with a buyer can reveal a lot and identifying financing red flags upfront can save everyone time, stress, and unexpected surprises later.

From relying on an online pre-qualification to planning a job change or major purchase, these common issues can impact a buyer's ability to close.

Partnering with a trusted lender early helps your clients shop with confidence, strengthens your offers, and creates a smoother path to the closing table.

Let's work together to set your buyers up for success from day one.

Getting pre-approved is easier than most people expect. Share a few details, talk to a real loan officer and get a clear...
08/21/2026

Getting pre-approved is easier than most people expect. Share a few details, talk to a real loan officer and get a clear answer on where you stand. No call centers, no runaround. Start your pre-approval today. Go Direct.

New to homebuying? Pre-approval is the first real step. It tells you what you can shop for and shows sellers you're seri...
08/18/2026

New to homebuying? Pre-approval is the first real step. It tells you what you can shop for and shows sellers you're serious, and we'll walk you through every part of it. Start with a pre-approval. Go Direct.

The right home rarely waits. Get pre-approved now so you can make an offer the day you find it. Direct lending means we ...
08/13/2026

The right home rarely waits. Get pre-approved now so you can make an offer the day you find it. Direct lending means we move fast when it counts, and we've closed loans in as little as 10 days. Go Direct.

Before you tour a single home, know your number. Pre-approval shows how much you may be able to borrow, gives you a stro...
08/10/2026

Before you tour a single home, know your number. Pre-approval shows how much you may be able to borrow, gives you a stronger position with sellers and a faster path to closing. Get pre-approved today. Go Direct.

Pre-qualified and pre-approved are not the same thing. Pre-qualification is a quick estimate based on what you tell us. ...
08/06/2026

Pre-qualified and pre-approved are not the same thing. Pre-qualification is a quick estimate based on what you tell us. Pre-approval is a verified review of your income, credit and assets, and it's what sellers want to see. Get pre-approved. Go Direct.

Address

1447 York Road
Lutherville, MD
21093

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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