Payne Financial Strategies, Inc.

10/23/2026

Market volatility can make investors feel like they need to act. But the decision to rebalance should be driven by your financial goals, not the latest headlines. In a recent Kiplinger article, John Boccio, Head of Wealth Management at New York Life, shares key considerations for making thoughtful portfolio decisions. Not Every Headline Calls for a Portfolio Change.
Read his insights here: https://bit.ly/4zO8yOG

10/21/2026

The life you want to live and the legacy you hope to leave deserve a thoughtful plan.

October is National Financial Planning Month, an opportunity to reflect on what matters most and the steps you are taking to protect and pursue it.

We believe meaningful financial planning goes far beyond investments and numbers. It begins with understanding your goals, your family, and the experiences and opportunities you want your wealth to make possible.

Whether you are planning for the years ahead or thinking about the generations that follow, every thoughtful decision contributes to a stronger financial foundation.

Your future is worth planning for. Make time for it this month.

10/06/2026

We’re excited to celebrate Katherine on passing her Series 65 exam! 📚👏

Between serving clients, family, and everyday life, she’s spent the last several months squeezing in study sessions, practice exams, and probably more investment terminology than anyone should have to think about on a Saturday morning.

Around here, we believe education is an ongoing process. Katherine is passionate about growing her knowledge, asking better questions, and finding more ways to serve the people and families who trust us to walk alongside them.

Our clients work hard for what they have, and we think they deserve people in their corner who are willing to keep working and learning, too.

So today, we’re celebrating a lot of studying, one successfully completed Series 65 exam, and all the knowledge that came along with it.

Congratulations, Katherine! We’re proud to have you as part of the Payne Financial Strategies team!

10/05/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

09/29/2026

Attitude is everything! Have a great day! Keep growing, keep looking forward, and give thanks for all your blessings. Use humor to move through the difficulty in life. Thank you to all those that serve.

09/25/2026

Financial planning is constantly evolving. Tax laws change. Planning strategies evolve. New opportunities emerge. And the families we serve face increasingly complex decisions.

We believe our responsibility is to keep growing our knowledge and capabilities so we can continue bringing more perspective, ideas, and resources to the families we serve.

Right now, four of our advisors are actively pursuing additional education and professional development:

• Kevin is studying to complete the Wealth Management Certified Professional® (WMCP®) designation.

• Dominick is working toward his Chartered Financial Consultant® (ChFC®) designation.

• Katherine is preparing for her Series 65 examination.

• Joshua is enrolled in the Tax Planning Certified Professional™ (TPCP™) program.

It reflects something that runs deep within our firm: we genuinely love financial planning, we’re curious about our profession, and we’re always looking for ways to get better at what we do.

The learning never stops.

09/24/2026

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules may come into play.

Most inheritances won’t trigger a federal income tax bill. But what you inherit and what happens afterward mean other tax rules could come into play.

09/23/2026

Tax planning can play an important role in retirement. In some cases, a Roth conversion may create additional flexibility by helping manage when and how retirement income is taxed. However, Roth conversions also involve important tax considerations that should be carefully evaluated.

If you'd like to explore whether a Roth conversion strategy could make sense for your situation, let's connect.