Cherie Sayban CPA

Cherie Sayban CPA Affordable Accounting & Bookkeeping Services. We provide financial services to both individuals and businesses.

No matter how large or small your operations are, we ensure that your accounting, bookkeeping, and financial needs are adequately met.

Estimated quarterly taxes can be confusing for many self-employed individuals, freelancers and business owners. This art...
07/21/2026

Estimated quarterly taxes can be confusing for many self-employed individuals, freelancers and business owners. This article provides a helpful overview of who may need to make quarterly tax payments, important deadlines to keep in mind and how estimated taxes work.

Staying informed and planning ahead can help reduce stress and avoid unexpected penalties during tax season.

Read more here: https://ow.ly/HMQq50Z6ojH

Cash flow is one of the most important indicators of a business's financial health. Even profitable businesses can exper...
07/20/2026

Cash flow is one of the most important indicators of a business's financial health. Even profitable businesses can experience challenges if cash isn't flowing in and out effectively.

Recognizing potential warning signs early can help business owners address issues before they impact day-to-day operations. Regularly reviewing financial reports, monitoring expenses and tracking incoming payments can provide valuable insight into overall business performance.

Growth opportunities can be exciting, but expanding into new markets also comes with financial and operational challenge...
07/16/2026

Growth opportunities can be exciting, but expanding into new markets also comes with financial and operational challenges. This Forbes article explores some of the opportunities and misconceptions small businesses face when pursuing global growth, emphasizing the importance of planning, adaptability and informed decision-making.

Whether a business is focused on local growth or exploring new markets, having a clear understanding of financial performance and long-term goals can help support sustainable success.

Read more here: https://ow.ly/wV5P50Z6hms

07/15/2026

Breakdown of Some New Georgia Laws That Took Effect July 1

🚨 New Georgia Laws 🚨

1. Rental applications: If you pay an application fee and are denied, you may be entitled to a refund under certain circumstances. Landlords are also limited on the amount they can collect up front. (OCGA 44-7-30.1)

2. To-go cocktails: Restaurants can now sell alcoholic drinks to go if they meet the legal requirements. (SB 236)

3. Child tax credits: New tax credits are available for qualifying families with young children and child care expenses. (HB 136)

4. School bus cameras: More Georgia school buses will now be equipped with cameras to help enforce stop-arm violations. (HB 344)

5. Bounce house safety: Inflatable amusement devices cannot be operated when sustained winds exceed 15 mph. (120-3-27)

6. Daycare background checks: Stronger fingerprinting and background check requirements for childcare workers, including checks for registered child abusers and s*x offenders. (HB 175)

7. Disabled veterans: Eligible disabled veterans can now receive two additional free license plates. (HB 208)

8. Storage units: Storage facilities must provide additional notice before auctioning off your property. (HB 131)

9. Fentanyl trafficking: Increased penalties for fentanyl trafficking convictions. (SB 79)

10. Education funding: Additional funding for Georgia’s public schools. (HB 371)

11. Green burials: Funeral homes may now offer natural organic reduction as a legal disposition option. (HB 241)

12. Income tax: Georgia’s flat income tax rate has been reduced to 4.99%. (HB 111)

13. School attendance: Public schools cannot automatically expel students solely because of excessive absences. Intervention measures must be considered first. (SB 123)

14. Out-of-state landlords: Landlords who live outside Georgia must designate an in-state contact or property manager. (HB 399)

15. Cell phones in schools: Students in grades K through 8 must keep personal electronic devices put away during the school day. (HB 340)

16. State employee raises: Includes raises for teachers, law enforcement, school nurses, nutrition workers, and bus drivers. (HB 916)

17. HOPE Scholarship: HOPE now covers 100% of standard tuition at eligible public colleges. (HB 19)

18. Property tax relief: Eligible homeowners may receive a $500 property tax rebate. (HB 112)

19. Voting leave: Eligible employees may receive up to two hours off to vote if needed. (O.C.G.A. 21-2-404)

20. Kids’ lemonade stands: Minors can sell homemade goods like lemonade without permits in many situations. (SB 55)

21. Social media and minors: Additional parental protections for social media accounts used by minors. (SB 351)

22. School bus stops: School systems should avoid bus stops that require children to cross roads with speed limits of 40 mph or higher. (HB 409)

23. Child protection laws: New felony offense for grooming a minor and increased penalties related to child s*xual abuse material. (HB 993)

24. Digital driver’s license: Georgia now recognizes a digital version of your driver’s license in many situations. (HB 296)

25. School athletics and facilities: Public schools and colleges must follow Georgia’s requirements regarding biological s*x for bathrooms, locker rooms, and sports participation. (SB 1)

26. Human trafficking victims: Courts may reduce sentences for certain crimes committed as a direct result of being trafficked or abused. (HB 582)

27. Bomb threats: False bomb threats can now carry penalties of up to 15 years in prison. (O.C.G.A. 16-10-28 & SB 421)

28. Squatters: New legal tools make it easier for property owners to remove unauthorized occupants. (HB 1017)

29. Street racing: Spectators can face misdemeanor charges, while organizers and participants face tougher penalties. (SB 10)

30. Telemarketing: Consumers now have stronger legal options against unlawful telemarketing calls, including certain third-party contractors. (SB 73)

31. Passing a stopped school bus: Violations can result in fines up to $1,000 and up to 12 months in jail. (HB 344)

32. Cosmetology: Makeup application and blow-drying hair alone no longer require a cosmetology license. (SB 354)

33. Home-baked goods: Many homemade, nonperishable baked goods can now be sold without a cottage food license if all legal requirements are met. (HB 398)

34. Faking a service animal just got a lot more expensive. Georgia’s new Mara Jade Act (HB 668) strengthens protections for legitimate service dogs, recognizes psychiatric and owner-trained service dogs, and makes knowingly misrepresenting a pet as a service animal punishable by up to 30 days in jail and a $2,000 fine. Emotional support animals are not considered service animals under the law.

35. Georgia expanded its medical cannabis program. The new Putting Georgia’s Patients First Act (SB 220) expands patient access, adds qualifying conditions, removes the 5% THC limit, and allows certain vaporized medical cannabis products.

36. K-8 cellphone ban (HB 340). Public schools must prohibit students in kindergarten through 8th grade from using personal cell phones and similar devices during the school day.

37. Restaurants must disclose imported shrimp (HB 117). If a restaurant serves imported shrimp, it must clearly disclose that on its menu or with a visible sign.

38. HOA transparency reforms (HB 313). Homeowners gain additional rights to access association records and financial information, with new transparency requirements for many HOAs.

39. Crypto ATM protections (HB 945). New limits, fee caps, fraud warnings, and refund protections are aimed at reducing scams, especially against seniors.

40. Code enforcement officers now have stronger legal protections. Under HB 483, Georgia increased the penalties for assaulting or battering code enforcement inspectors while they’re performing their official duties.

41. Releasing helium balloons is now illegal in Georgia. Intentionally releasing helium-filled balloons into the air is now prohibited under state law to help reduce litter, protect wildlife, and prevent power outages caused by balloon debris. Violators can be fined. O.C.G.A. § 12-8-28.2 (HB 117)

Financial reports provide valuable insight into the overall health of a business. Understanding what each report measure...
07/15/2026

Financial reports provide valuable insight into the overall health of a business. Understanding what each report measures can help business owners make more informed decisions and gain a clearer picture of their financial performance.

From profitability to cash flow and overall financial position, these reports serve as important tools for monitoring and managing business finances. Understanding your financial reports is only the first step—using that information effectively is what helps drive informed business decisions.

Visit me at CherieSaybanCPA.com

Many business owners assume declining profits are the biggest threat to growth, but cash flow challenges can create issu...
07/14/2026

Many business owners assume declining profits are the biggest threat to growth, but cash flow challenges can create issues even when a business is generating revenue. This article explores why managing cash flow effectively is essential for maintaining day-to-day operations and supporting long-term success.

Understanding where money is coming from, where it’s going and planning ahead can help business owners make more informed financial decisions.

Read more here: https://ow.ly/JJlE50Z6gUc

Effective tax planning isn't just something to think about during tax season. Taking proactive steps throughout the year...
07/13/2026

Effective tax planning isn't just something to think about during tax season. Taking proactive steps throughout the year can help individuals and business owners stay organized, prepare for upcoming obligations, and avoid unnecessary stress.

From tracking deductions to maintaining accurate records, small habits can make a big difference when it comes to financial organization and tax preparation.

Visit me at CherieSaybanCPA.com to learn more about my accounting, bookkeeping and tax services.

Managing your business finances involves more than tracking income and expenses. This SBA guide highlights several key f...
07/09/2026

Managing your business finances involves more than tracking income and expenses. This SBA guide highlights several key financial management practices, including maintaining accurate records, understanding cash flow, choosing the right accounting method and evaluating business decisions through financial analysis.

Having a clear picture of your finances can help support smarter planning and stronger long-term business performance.

Read more here: https://ow.ly/uOqp50Z5zcI

Staying on top of your finances doesn't have to be overwhelming. Taking time each month to review key financial tasks ca...
07/08/2026

Staying on top of your finances doesn't have to be overwhelming. Taking time each month to review key financial tasks can help business owners stay organized, monitor performance and prepare for future financial obligations.

A consistent routine can go a long way toward supporting informed decision-making and long-term business success.

Small businesses are constantly evolving to meet new challenges, and having the right support systems in place can make ...
07/07/2026

Small businesses are constantly evolving to meet new challenges, and having the right support systems in place can make a meaningful difference. This article explores how business owners can strengthen long-term growth through adaptability, strategic planning, and community support.

Success is not only about growth, it’s also about creating stability and building a business that can navigate change with confidence.

Read more here: https://ow.ly/zC4h50Z5pTh

Address

5362 Pebblebrook Lane
Mableton, GA
30126

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18148333862

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