Value Shield Capital Strategies

10/25/2026

As the veil between worlds grows thin, frights and delights stir awake! 🕸️ The spooky season has arrived to enchant one and all.

Wickedly clever costume parties 👻, meticulously carved pumpkin masterpieces 🎃, and savoring all the seasonal candy indulgences await those looking to embrace their spirited side this Halloween. 🍭🍫

Let your inner ghoul out to play. 'Tis the season to get delightfully tricky and revel in all sorts of haunting shenanigans! 🕷️

Share your favorite hair-raising Halloween adventures below, if you dare...

10/23/2026

🎓 Saving for College? Make Sure You Have a Plan!

Saving for your child’s education is important, but did you know that how you save could affect their eligibility for financial aid?

💡 Understanding your college savings options can help you prepare for future education costs while making informed financial decisions for your family.

👉 Check out this article from Due to learn about a common college savings mistake and how to avoid it!

When my oldest turned 14, I sat down with a financial planner to review our college savings strategy. I had been putting money into a custodial account —

10/21/2026

🏡 Planning for Long-Term Care? Know Your Options!

Long-term care can be expensive, but traditional long-term care insurance isn’t the only option to consider.

💡 From personal savings to hybrid insurance policies, exploring different strategies can help you prepare for future care needs while protecting your retirement savings.

👉 Read this article from Kiplinger to learn about alternatives for planning ahead!

Rising premiums, fewer options and limited benefits can make a long-term care policy hard to find and hard to afford. There are alternatives to cover the costs.

10/19/2026

📋 Estate Planning: Don’t Believe Every Myth!

Estate planning is about more than having a will. It’s about making sure your wishes are reflected in your plan and your loved ones are taken care of. ❤️

💡 Remember to review your beneficiary designations, keep documents up to date, and revisit your plan as life changes.

👉 Check out this article from Kiplinger to learn about common estate planning myths and what to do instead!

From outdated beneficiary designations to the false security of a set-it-and-forget-it plan, active engagement is the strongest defense against costly mistakes.

10/16/2026

🏥 Planning for Retirement Means Planning for Care, Too!

As our population ages, healthcare and long-term care are becoming more closely connected. But who will cover the costs if you need help with daily activities or extended care in the future?

💡 Planning ahead can help you prepare for potential long-term care expenses and protect your financial future.

👉 Read this article to learn more about the changing landscape of healthcare and long-term care.

An LSE economist argues that ageing populations and failing insurance markets make the merger of health and long-term care systems unavoidable.

10/14/2026

💜 Women: Make Your Retirement Future a Priority!

Between family responsibilities, career changes, and caring for loved ones, it’s easy to put your own financial goals on the back burner.

📊 Taking time to review your savings, retirement income, taxes, and long-term goals can help you prepare for the future you envision.

Remember, your financial future deserves a plan, too!

👉 Check out this article from Kiplinger for helpful retirement planning strategies for women.

Women can find it hard to take center stage in their own retirement plan. Here's how to take care of those you love while building a life you love, too.

10/12/2026

🏡 Estate Planning Isn’t Just About What Happens After You’re Gone

A well-organized estate plan can help protect your wishes, your loved ones, and the financial future you’ve worked hard to build. ❤️

From reviewing beneficiaries and organizing important documents to creating healthcare directives and taking inventory of your assets, a little planning today can help prevent stress and uncertainty tomorrow.

As a family-owned financial planning office here in Orlando, we believe planning for the future is one of the best ways to take care of the people who matter most.

📋 Take a look at this helpful estate planning checklist and make sure your plan is up to date!

Follow this essential estate planning checklist for older adults, covering wills, trusts, healthcare directives, beneficiaries, assets and family communication.

10/09/2026

📈 Interest Rates Are Back in the Spotlight

The Federal Reserve recently raised interest rates for the first time in three years. A few factors are driving the move:

▪️ Energy prices have climbed amid global tensions
▪️ Spending tied to AI infrastructure has surged
▪️ Together, these factors have pushed inflation above the Fed’s 2% goal

So, what could this mean for your budget?

💳 Credit cards & auto loans can reprice quickly
🏠 Mortgage rates follow longer-term Treasury yields, which have also climbed—pushing the 30-year average to nearly 7%

Interest rates can impact borrowing, saving, and retirement planning in different ways.

👉 Stay informed and learn more about what the Fed’s latest move could mean for you.



Source:

Most officials penciled in one more increase this year. An energy shock and a surge of AI investment have reshaped the inflation outlook.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Quarterly Market Insights | October 2026 U.S. and Canadian Markets Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials. The Standard & Poor’s 500 Index gained 2.03 percent, while the Nasd...

10/07/2026

💼 Business Ownership Isn’t Always Easy—But It Can Be Rewarding!

Building a business takes hard work, smart decisions, and a willingness to learn along the way.
From managing growth to making thoughtful financial choices, there’s a lot that goes into turning a business into a success.

👉 Check out this Fortune article for a look at one entrepreneur’s journey into business ownership.

Lucas Philips became a CEO at 26 and now finds himself getting up at 4:30 am to commute from Manhattan to Newark. He doesn't have a foosball table.