Group 10 Financial & The On The Money with Jerry & Nick Royer Show

05/28/2026

The Truth About Annuities Most Financial Advisors Won’t Tell You

Few financial products create stronger opinions than annuities.

Some advisors recommend them.

Others warn against them completely.

So what’s the truth?

The problem is… most people are hearing strong opinions without ever getting a clear explanation of:

👉 what annuities actually do
👉 why some retirees love them
👉 and why others regret buying them.

In this interview, Nicholas Royer, MRFC with Group10Financial joins Erin Kennedy to unpack one of the most misunderstood topics in retirement planning.

⚠️ Why annuities generate so much controversy
⚠️ The good, the bad, the ugly, and the strings attached of annuities
🧠 The differences most investors never realize exist
💡 When they may help create confidence and income
🚫 And why some people buy the wrong type entirely

The surprising part?

Many retirees don’t discover the pros and cons until after they’ve already made a decision.

🎥 Watch the video to see what most financial advisors never fully explain about annuities — and why understanding the differences could dramatically impact your retirement strategy.

Because retirement planning isn’t just about growing money anymore…it’s about knowing whether your income plan can actually survive retirement.

📞 After watching, if you’d like help comparing your options and determining whether an annuity fits your goals, book your 15-minute TeleWealth Strategy Call with our team before making any decisions: 👉 Call 407-960-4052 or schedule your 15-minute Telewealth Strategy Call online at www.Group10Financial.com



https://www.youtube.com/watch?v=PK1IYMbLsT4

The Truth About Annuities Most Financial Advisors Won’t Tell YouFew financial products create stronger opinions than annuities.Some advisors recommend them.O...

05/25/2026

More than a long weekend, Memorial Day is a time to remember and honour those who gave their lives in service to our country 🇺🇸

05/22/2026

05/21/2026

The Truth About Annuities Most Financial Advisors Won’t Tell You

Few financial products create stronger opinions than annuities.

Some advisors recommend them.

Others warn against them completely.

So what’s the truth?

The problem is… most people are hearing strong opinions without ever getting a clear explanation of:
👉 what annuities actually do
👉 why some retirees love them
👉 and why others regret buying them.

In this interview, with joins to unpack one of the most misunderstood topics in retirement planning.

⚠️ Why annuities generate so much controversy
⚠️ The good, the bad, the ugly, and the strings attached of annuities
🧠 The differences most investors never realize exist
💡 When they may help create confidence and income
🚫 And why some people buy the wrong type entirely

The surprising part?
Many retirees don’t discover the pros and cons until after they’ve already made a decision.

🎥 Watch the video to see what most financial advisors never fully explain about annuities — and why understanding the differences could dramatically impact your retirement strategy.

Because retirement planning isn’t just about growing money anymore…it’s about knowing whether your income plan can actually survive retirement.

📞 After watching, if you’d like help comparing your options and determining whether an annuity fits your goals, book your 15-minute TeleWealth Strategy Call with our team before making any decisions:

👉 Call 407-960-4052 or schedule your 15-minute Telewealth Strategy Call online at www.Group10Financial.com

05/18/2026

Smart money starts with smart planning. 💡

The average retirement lasts 20–30 years — and your money needs to last every bit of it.

The sooner you start, the more time your money has to grow. 📈 Retirement isn't just an age — it's a financial milestone you prepare for.

If you need help with planning your retirement, contact us!

📞 407-960-4052
📧 Set up a 15-minute Virtual Strategy Session at www.Group10Financial.com

05/15/2026

Most people assume their retirement plan is “locked up” until they fully retire.

But that’s not always true.

👉 There’s a specific age where new options quietly open up.
👉 And many people pass right by it without realizing what they could have done.

The surprising part?

Even people who are actively planning for retirement often don’t know this strategy exists… or whether it applies to them.

Bet for many who hit 59½, something in your 401k unlocks. A powerful option that is often misunderstood that can help you pre-plan for your retirement even before you ever retire.

In this video, with and break down:

👉 The single move that could change how your retirement assets are managed — without you needing to leave your job.
👉 How to break free from your 401(k)’s limited options and gain access to thousands of investment opportunities.
👉 The IRS rule that you can take advantage of if you are over 59½ and how to know if it’s the best move for you.

⚠️ If you’re approaching 59½, waiting could cost you.
Most people don’t realize what they’re allowed to do until the opportunity has already passed.

📞 Don’t guess—get clarity now.
Book your 15-minute TeleWealth Strategy Call with our team before making any decisions: 👉 Call 407-960-4052

Most people assume their retirement plan is “locked up” until they fully retire.But that’s not always true.👉 There’s a specific age where new options quietl...

05/12/2026

Could your retirement plan survive a financial storm — or would you be forced back to work when you least expect it?

With inflation, rising living costs, and market uncertainty impacting retirees more than ever, the difference between “work optional” and “work required” often comes down to how well your financial plan is built for change.

In this episode, Nick & Jerry Royer unpack the hidden vulnerabilities many people overlook in retirement planning and why relying on “autopilot” could leave cracks beneath the surface.

Check it out here!
https://group10financial.com/in-the-media/

05/08/2026

Even people who are actively planning for retirement often don’t know this strategy exists… or whether it applies to them.

Bet for many who hit 59½, something in your 401k unlocks. A powerful option that is often misunderstood that can help you pre-plan for your retirement even before you ever retire.

In this video, Nick Royer with Group10Financial and Erin Kennedy break down:

👉 The single move that could change how your retirement assets are managed — without you needing to leave your job.
👉 How to break free from your 401(k)’s limited options and gain access to thousands of investment opportunities.
👉 The IRS rule that you can take advantage of if you are over 59½ and how to know if it’s the best move for you.

⚠️ If you’re approaching 59½, waiting could cost you.
Most people don’t realize what they’re allowed to do until the opportunity has already passed.

Watch the full video here:
https://www.youtube.com/watch?v=LaPLltkQWzo

05/07/2026

Life is unpredictable, but your finances don’t have to be.

Building an emergency fund, diversifying your investments, and having a clear retirement plan can help you stay grounded even during tough times. The goal isn’t to avoid uncertainty—it’s to be ready for it.

If you need help with a financial plan that will help you achieve your financial goals, reach out to us!
📞 407-960-4052

📧 Set up a 15-minute Virtual Strategy Session at www.Group10Financial.com

05/04/2026

This Little-Known 401(k) Rule Could Change Your Retirement Plan

Most people assume their retirement plan is “locked up” until they fully retire.

But that’s not always true.

👉 There’s a specific age where new options quietly open up.
👉 And many people pass right by it without realizing what they could have done.

The surprising part?

Even people who are actively planning for retirement often don’t know this strategy exists… or whether it applies to them.

Bet for many who hit 59½, something in your 401k unlocks. A powerful option that is often misunderstood that can help you pre-plan for your retirement even before you ever retire.

In this video, with and break down:
👉 The single move that could change how your retirement assets are managed — without you needing to leave your job.
👉 How to break free from your 401(k)’s limited options and gain access to thousands of investment opportunities.
👉 The IRS rule that you can take advantage of if you are over 59½ and how to know if it’s the best move for you.

⚠️ If you’re approaching 59½, waiting could cost you.
Most people don’t realize what they’re allowed to do until the opportunity has already passed.

📞 Don’t guess—get clarity now.
Book your 15-minute TeleWealth Strategy Call with our team before making any decisions: 👉 Call 407-960-4052 or schedule your Telewealth session online at www.group10financial.com