Group 10 Financial & The On The Money with Jerry & Nick Royer Show

07/12/2026

Worried About Your Portfolio? Avoid These 5 Investing Mistakes

Is your investment strategy helping you reach your retirement goals — or could it be holding you back without you even realizing it?

With market volatility on the rise and inflation still stubbornly high, it's more important than ever to make sure you're avoiding costly investing mistakes that could derail your retirement plans.

In this video, from and break down 5 common investing mistakes — and how to turn things around:

❌ Getting out when the market gets tough (why trying to time the market almost never works)
⚠️ Taking on too much or too little risk based on fear or guesswork
🔄 Not rebalancing your portfolio regularly to stay on track
💸 Paying too much in taxes without realizing it
👎 Not seeking professional advice — or trying to go it alone

When it comes to that last mistake, ask yourself:
✅ Do I have the skills to manage my investments the right way?
✅ Do I have the time to monitor the markets and adjust my plan?
✅ Most importantly... do I even want to spend my retirement worrying about my portfolio?

If the answer is NO to any of those, it may be time to get a look to make sure you are On-Track.

At Group 10 Financial, we offer a complimentary 15-Minute On The Money Retirement Strategy Session to help you find out if you're on the right track — or if there's a better way to protect and grow your wealth.

👉 Call 407-960-4052 or visit www.Group10Financial.com to schedule your session today.
Don't let small mistakes turn into big retirement regrets — let's build a plan that gives you confidence, no matter what the markets are doing.

Watch the full video here:
https://www.youtube.com/watch?v=egqXGs5kifo

07/11/2026

The truth is, financial success isn't determined by how much you earn—it's often determined by how well you manage what you earn.

One of the biggest obstacles to a comfortable retirement isn't a lack of income, and it's a lack of planning.

The decisions you make with your money today can have a significant impact on your future lifestyle. By being intentional with your spending, saving, and investing, you can build a future that aligns with your goals.

Your retirement plan starts with knowing where your money is going today. Reach out to us if you need to speak with a retirement planner.

📞 407-960-4052

📧 Set up a 15-minute Virtual Strategy Session at www.Group10Financial.com

07/06/2026

Why 42% of Inheritances Are Gone Within One Year (Will Yours Be Next?)

🚨 42% of inheritances are gone within just ONE year.
Not because of a stock market crash.
Not because of taxes.
Not because families planned to waste the money.

So...what's really happening?

According to a recent study, the average inheritance was $133,000, and for nearly half of heirs, it disappeared within just 12 months.

The surprising part?

Most families never see it coming.

In this interview, Nicholas Royer with Group 10 Financial & The On The Money with Jerry & Nick Royer ShowGroup10Financial joins Erin Kennedy to uncover why so many inheritances vanish so quickly, the hidden mistakes that quietly destroy family wealth, and what every family should understand before the next generation receives a financial windfall.

Whether you're planning to leave an inheritance or expect to receive one someday, this conversation could save your family from making an expensive mistake.

🎥 Watch the video to discover why so many inheritances disappear—and what you can do today to help make sure yours doesn't.

📞 After watching, if you'd like to create a strategy that helps preserve your legacy and prepares your family for the future, book your 15-minute TeleWealth Strategy Call with our team before making any decisions:

👉 Call 407-960-4052 or schedule your 15-minute Telewealth Strategy Call online at www.Group10Financial.com

07/04/2026

Freedom inspires possibility. Wishing everyone a safe, meaningful, and happy Independence Day. ✨

07/02/2026

06/30/2026

A strong retirement plan is not built on a single source of income—it is built on multiple streams working together. Each stream plays a different role in supporting your lifestyle, reducing risk, and providing financial flexibility.

Here are income streams to fund your retirement (beyond your portfolio)!

Contact us if you need a financial professional to help you with your portfolio.

📞 407-960-4052
📧 Set up a 15-minute Virtual Strategy Session at www.Group10Financial.com

06/27/2026

Many people spend more time planning their next holiday than planning the decades they'll spend in retirement.

The retirement you envision—whether it's travelling, spending more time with family, pursuing hobbies, or simply enjoying financial peace of mind—doesn't happen by accident. It starts with intentional decisions made today.

The earlier you create a plan, the more options you'll have in the future. Retirement planning isn't just about saving money, it's about building the lifestyle you want and creating a roadmap to get there.

Your future deserves more than a dream. It deserves a plan.

Contact us if you need help with your retirement plan!
📞 407-960-4052
📧 Set up a 15-minute Virtual Strategy Session at www.Group10Financial.com

06/23/2026

The Retirement Red Zone is the final 3–7 years before retirement—and it may be one of the most important financial periods of your life.

In this week's video, Nick Royer discusses five key considerations that can help pre-retirees prepare for the transition from earning a paycheck to living on retirement income.

🎥 Watch the full video to learn more: https://www.youtube.com/watch?v=IFXInApJZGg

06/18/2026

📉 More retirees are going back to work—and not because they want to.
Rising living costs, economic uncertainty, and inflation are causing many Americans to rethink retirement. In this video, Nick Royer and Erin Kennedy discuss the growing trend of "unretiring" and what it means for your financial future.

✔️ Why retirees are returning to work
✔️ How inflation impacts retirement income
✔️ The risks of relying on future employment
✔️ Ways to strengthen your retirement plan

🎥 Watch now and learn how to make retirement a choice, not a necessity: https://www.youtube.com/watch?v=JOKilso2YiE

06/17/2026

Few financial products create stronger opinions than annuities.

Some advisors recommend them.
Others warn against them completely.

So what’s the truth?

The problem is… most people are hearing strong opinions without ever getting a clear explanation of:
👉 what annuities actually do
👉 why some retirees love them
👉 and why others regret buying them.

In this interview, with joins to unpack one of the most misunderstood topics in retirement planning.

⚠️ Why annuities generate so much controversy
⚠️ The good, the bad, the ugly, and the strings attached of annuities
🧠 The differences most investors never realize exist
💡 When they may help create confidence and income
🚫 And why some people buy the wrong type entirely

The surprising part?
Many retirees don’t discover the pros and cons until after they’ve already made a decision.

🎥 Watch the video to see what most financial advisors never fully explain about annuities — and why understanding the differences could dramatically impact your retirement strategy.

Because retirement planning isn’t just about growing money anymore…it’s about knowing whether your income plan can actually survive retirement.

📞 After watching, if you’d like help comparing your options and determining whether an annuity fits your goals, book your 15-minute TeleWealth Strategy Call with our team before making any decisions: 👉 Call 407-960-4052 or schedule your 15-minute Telewealth Strategy Call online in our website

https://www.youtube.com/watch?v=PK1IYMbLsT4

The Truth About Annuities Most Financial Advisors Won’t Tell YouFew financial products create stronger opinions than annuities.Some advisors recommend them.O...