PrimeauMayer Financial

01/15/2026

“I like the comfort of cash—yet I know it’s barely earning a thing.”

A retiree I recently met with put into words what a lot of people feel.

She had six figures sitting in checking and money-market accounts. It felt safe. It felt simple. But it also wasn’t doing much—other than slowly piling up from income she wasn’t spending.

Instead of swinging for the fences, we built a measured plan:

✔️ A healthy cash cushion for peace of mind
✔️ High-quality bonds that can be accessed quickly
✔️ A portion invested for long-term growth
✔️ Smart use of charitable giving and Roth conversions to lower lifetime taxes

Cash can still be comforting and intentional.

If you’re holding extra cash “just in case,” the real question might be: does it have a job?

Send a message to learn more

12/03/2025

Selling your company should feel like a victory lap… not a surprise tax bill. 💸🏁

I recently spoke with the owner of a small engineering firm who’s right there.

Decades of 80-hour weeks.
A solid 401(k).
A 7-year buyout to a key employee he trusts.

On paper, it’s “You did it.”

But his real question was:
“How do I turn all this deferred money into a life I actually want… without handing a huge chunk to the IRS or choking my business?”

So we’re working through the real puzzle:
➡️ How much should be taxed as capital gains vs. ordinary income
➡️ Where Roth conversions actually make sense
➡️ How he can step back while keeping the business healthy

Our first step isn’t a product pitch.
It’s a real conversation about his values, his family, and what he wants the next chapter to look like.

From there, we build a plan to:
✅ Reduce taxes for him and his heirs
✅ Protect his succession payout
✅ Put decades of hard work and saving to work for him

If you’re a business owner within sight of the finish line, don’t jump at the first offer or insurance pitch.

👉 Send me a message if you want to map out your options before you sign anything.

11/27/2025

Grateful for You This Thanksgiving - https://mailchi.mp/primeaumayer/grateful-for-you-this-thanksgiving

06/05/2025

Movie Night? PrimeauMayer’s Treat! Watch The Last Rodeo Free - https://mailchi.mp/primeaumayer/movie-night-primeaumayers-treat-watch-the-last-rodeo-free

03/10/2025

Here are 5 questions you should ask when looking for a financial planner to make sure that you find one who is truly going to meet your needs.

03/07/2025

03/03/2025

Like most forms of abuse, elder financial abuse is often perpetrated by those in our inner circles. Awareness is our best defense.
We are honored to have John Schwartz, a retired FBI Special Agent, as a guest speaker on our webinar this April.

You'll hear about:
What elder financial abuse truly looks like in Northern Virginia.
The mental health effects on the victim.
The size and scope of elder financial abuse in the United States.
Why "victim blaming" should always be avoided.
Actions that seniors, partnering with trusted and responsible family members, can do now to help "harden the target" and prevent elder financial abuse.

We'll be sending out a replay if you can't make it; just make sure you register below.
https://us02web.zoom.us/meeting/register/kJAErNHVQd6DOZ_-ohFmXw #/registration

02/14/2025

Once somebody has begun to suffer from Decline, it may be too late to put the protections in place to make sure your family is taken care of.

To make sure you aren't caught flat-footed, attend our webinar with Douglas McCarthy of McCarthy & Akers PLC law firm, who will tell you what you should be doing from a legal perspective before this becomes an issue.

We'll also have Dr. John-Paul Jansen of Fiat Medical joining us to discuss the medical aspects of Cognitive Decline.

You'll hear about:
What are the signs of cognitive decline
Health factors that put you more at risk for this condition
How to manage cognitive decline
The estate and legal protections you should have in place to ensure that your parents or spouse's wishes are honored if they aren't able to express them
Financial support resources available for caregivers
Protecting someone with memory loss from scams
Managing finances and making payments for someone with impaired decision-making ability
And more!
Make sure you grab your spot! We'll be sending out a replay if you can't make it; just make sure you register below.
https://us02web.zoom.us/meeting/register/7qTYjdI5TCKg2dt_LcAVUg #/registration

01/15/2025

Here are 5 questions you should ask when looking for a financial planner.

Here are 5 questions you should ask when looking for a Catholic financial planner to make sure that you find one who is truly going to meet your needs.