CGN Advisors

CGN Advisors An independent, fee-only financial planning and SEC-registered investment advisor (RIA) firm located in Manhattan, Kansas.

CGN Advisors in Manhattan, KS, is an independent fee-only financial planning and investment management firm focused on helping clients enjoy today while planning for tomorrow. As a fiduciary, weโ€™re committed to putting our client's needs ahead of ours. We donโ€™t sell investment or insurance products, so we donโ€™t receive commissions or kickbacks for making recommendations. At CGN, we cater to a dive

rse clientele that includes young adults embarking on their initial investment journeys, small business owners, medical professionals, and individuals approaching or enjoying retirement. Regardless of their age, income level, or portfolio size, our clients all seek expert investment advice and dependable guidance. Our team of seasoned advisors is committed to helping them grow and safeguard their wealth. We equip each client with the insights and resources necessary to make informed financial decisions for their future. You have worked hard to get where you are, and to honor that, we work hard to keep you headed in the right direction. We keep you accountable to your future self so that you can focus on what matters mostโ€”the life you are living today.

๐˜Š๐˜Ž๐˜• ๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ฐ๐˜ณ๐˜ด, ๐˜“๐˜“๐˜Š, ๐˜ข ๐˜ง๐˜ฆ๐˜ฆ-๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜š๐˜Œ๐˜Š ๐˜ณ๐˜ฆ๐˜จ๐˜ช๐˜ด๐˜ต๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ช๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ฐ๐˜ณ. ๐˜š๐˜ฆ๐˜ฆ ๐˜ธ๐˜ฆ๐˜ฃ๐˜ด๐˜ช๐˜ต๐˜ฆ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ฐ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด.

A lot of investment firms lead with performance, but at CGN Advisors, your plan comes first. Always.Before we talk about...
07/15/2026

A lot of investment firms lead with performance, but at CGN Advisors, your plan comes first. Always.

Before we talk about where your money is invested, we want to understand where you are going, what retirement looks like for you, what you want to leave behind, and what is keeping you up at night.

Those answers shape everything we do.

If your current advisor is only talking to you about investments, you might be missing the bigger picture. We are happy to show you what a truly comprehensive plan looks like.

07/14/2026

A new type of savings account just launched for children, and it comes with $1,000 seed money from the federal government for eligible newborns. Here's what parents and grandparents need to know about Trump Accounts, how they compare to 529 plans, and how to get started.

07/08/2026

Inherited an IRA recently? The rules have changed.

Under the SECURE 2.0 Act, most non-spouse beneficiaries are now required to fully distribute an inherited IRA within 10 years. And if the original account owner had already started taking required minimum distributions, beneficiaries may also owe annual distributions during those 10 years.

Missing those distributions comes with a penalty.

If you inherited an IRA in the last few years, make sure youโ€™ve reviewed your distribution schedule.

Today, we celebrate our country's 250 years of history. From the families who built this nation to the ones carrying it ...
07/04/2026

Today, we celebrate our country's 250 years of history. From the families who built this nation to the ones carrying it forward, it's a good day to be grateful.

Hope your day is full of good food, great company, and a sky full of fireworks tonight. Happy Fourth of July from the CGN team!

07/01/2026

If you own a business, you know financial missteps have major consequences. This short video highlights 2 key things to avoid. Watch now!

Cal Shimkus recently spent an afternoon with the team at Varney & Associates talking about a planning tool that doesn't ...
06/30/2026

Cal Shimkus recently spent an afternoon with the team at Varney & Associates talking about a planning tool that doesn't come up often: the Delaware Statutory Trust, or DST.

The topic grew out of real work. Cal and one of Varney's accountants had recently partnered on a shared client's 1031 exchange, and a DST turned out to be a strong fit for that client's situation. A DST is one way to complete a 1031 exchange, allowing investors to defer capital gains taxes on the sale of investment real estate while moving into a more passive ownership structure. That experience led to an invitation for Cal to walk the broader Varney team through how DSTs work and when they might be worth considering.

We're grateful for accountants and attorneys who collaborate with us this closely. When the people advising a client compare notes, that client ends up with a stronger plan.

Thank you to the team at Varney and Associates for having us.

06/30/2026

You've saved over a million dollars for retirement. So why does spending it feel so wrong? In this clip, Jamie Bosse talks about the tomorrow trapโ€”the financial trap that catches people who have done everything right. If you keep postponing the trip or the experience you've earned because spending still feels wrong, this one's for you.

https://cgnadvisors.com/videos/can-you-save-too-much-for-retirement/

06/29/2026

When's the right time to claim Social Security?

Our answer is one that a lot of people donโ€™t like to hear: it depends.

A few considerations:

-> Every year you wait past full retirement age adds roughly 8% to your monthly benefit, up to age 70.
-> If you're married, the higher earner delaying as long as possible often produces better lifetime household income and a stronger survivor benefit
-> Up to 85% of your Social Security benefit can be taxable depending on your other income that year. How you sequence withdrawals from other accounts directly affects that number.
-> Claiming at 62 locks in a permanently reduced benefit. That reduction doesn't go away.

The right claiming age depends on a number of factors. If you're within five years of retirement and haven't modeled your Social Security options yet, that's something we can help you work through.

Will AI replace financial advisors?Honestly, AI is able to replace SOME of what financial advisors do. Simple tasks such...
06/24/2026

Will AI replace financial advisors?

Honestly, AI is able to replace SOME of what financial advisors do. Simple tasks such as running projections, aggregating accounts, or generating a cookie-cutter investment or retirement plan can be done on just about any platform these days.

What AI canโ€™t do is replace the human connection or the deep understanding of the interconnectivity of a comprehensive financial plan. Tax strategy, estate planning, equity compensation, behavioral guidance during a volatile market all require judgment built on knowing someone's full picture, not just their account balances.

A platform works with the information you give it. A good advisor works with the information you did not know to give.

Happy Father's Day to the dads, stepdads, grandfathers, and father figures who show up every day.And a shout-out to the ...
06/21/2026

Happy Father's Day to the dads, stepdads, grandfathers, and father figures who show up every day.

And a shout-out to the CGN dads who somehow manage to give great financial advice and questionable dad jokes in equal measure.

From our families to yours, enjoy the day.

Address

512 Poyntz Avenue , Suite 120
Manhattan, KS
66502

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 3pm

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