CGN Advisors

09/02/2026

Ready to turn your financial dreams into reality?

Watch this quick video to discover the power of goal-based planning and how it can help you pursue your unique objectives.

08/26/2026

As our Client Service and Office Administrator, Kailen is often the first point of contact for clients, and she wouldn't have it any other way. Client interaction is her strength, and it shows in every conversation.

When she's not at the office, she's reading, traveling, or planning elaborate themed birthday parties for her three sons.

Oh, and she reads about 50 books a year. Just casually!

We're lucky to have her on the team.

08/25/2026

Thinking of 2026 tax planning, you may wonder which new developments matter to your bottom line. Here’s what to know about some of this year’s most important tax changes. Link in the comments

Thinking of 2026 tax planning, you may wonder which new developments matter to your bottom line. Here’s what to know about some of this year’s most important tax changes.

08/24/2026

Why are Roth IRAs valuable for retirement planning?

Tax-free growth, tax-free qualified withdrawals, and no RMDs during your lifetime.

That combo gives you something most retirement accounts don't: flexibility. You're not forced to take money out on the government's schedule, and when you do withdraw, you don't owe taxes on it.

For people managing retirement income, tax planning, and what they want to leave behind, a Roth may be one of the most useful tools in the mix.

08/19/2026

Congratulations to Cheryl Rauh, who passed the CFP® Certification Examination!

Anyone who has sat for this exam knows what it takes. It takes months of studying on top of a full-time job, and the test covers retirement planning, taxes, investments, insurance, and estate topics, asking you to apply it all to real client situations.

Cheryl is a Financial Planner at CGN, where she works alongside our advisors to build comprehensive financial plans and organize the details of each client's financial life. She genuinely appreciates how different every household is, and that comes through in her work.

Please join us in congratulating Cheryl on this accomplishment!

08/19/2026

Your will doesn't control everything.

A beneficiary designation on a 401(k), IRA, or life insurance policy supersedes your will entirely. Whatever that form says is where the money goes, regardless of what your will says.

That means an ex-spouse listed on a retirement account from 15 years ago could inherit it or a charity you intended to support gets left out completely.

Marriage, divorce, a death in the family, a new child, any of those events should trigger a review of every account you own. If you'd like help, that's something we can walk through together.

08/17/2026

Taxes in retirement are different, not worse.

The rules change when you stop receiving a paycheck, and that unfamiliarity is what makes people anxious. Once you understand how your income sources work together and how to sequence them, the picture gets a lot clearer.

08/13/2026

How much money can parents and grandparents give without creating a tax problem? In this quick video, Chad Chase and CPA Sheila Coomes discuss tax-efficient gifting strategies, including one that many families never consider. The link to the full video is in the comments.

Families want to give their kids or grandkids a financial head start, but they often assume doing it the “right way” means navigating complex IRS rules, complicated paperwork, and gift taxes.  There are built-in tax advantages for families, but most people don’t know how to make the most of t...

08/12/2026

If you're between 60 and 63, there's a retirement savings provision that you need to know about called the super catch-up contribution.

Workers in that age window can contribute up to $11,250 extra to their 401(k) on top of the standard $24,500 limit. That brings the total potential contribution to $35,750 for 2026. For anyone who spent their 40s and early 50s prioritizing other financial goals (a business, a mortgage, raising kids), this is a real opportunity to make up ground quickly.

One thing to confirm before acting: not all employer plans have adopted this provision yet, and if you earned over $150,000 last year, your catch-up contributions must go into a Roth 401(k) rather than a pre-tax account.

If you're in this window right now, it's a good time to check whether your plan allows it and whether you're using it.

08/05/2026

More people are turning to AI for quick financial answers, but is that enough when real decisions are on the line?