CGN Advisors

10/21/2026

Getting divorced in Kansas? Don’t assume everything gets split 50/50.

Kansas is an equitable-distribution state, meaning marital assets are divided based on what the court considers fair, not necessarily equal. That makes knowing exactly what you own critical.

Before you start negotiating, take these steps:

1. List all assets and their current values.
2. Clarify ownership (marital vs. separate property).
3. Gather supporting documentation.

If complex assets like a business, real estate, or investment accounts are involved, work with your financial advisor to organize the numbers while your attorney manages the legal strategy.

If you're preparing for a transition, reach out to schedule a consultation before you start splitting assets.

10/20/2026

Your RSUs vested, your company sold some shares to cover the tax, and you assumed that was the end of it. Then April showed up with a $20,000 tax bill you didn't see coming. In this short video, I explain why the standard 22% RSU tax withholding often falls short, how to decide whether to hold or sell, and the year-end moves that help shield your cash flow. Watch now. Link to the full video in the comments.

10/14/2026

Elder financial abuse doesn’t always start with an obvious red flag.

Sometimes it starts with $200. Then another $300. A new subscription here. A check to someone unfamiliar there.

Small transactions can be easy to overlook, particularly when they happen gradually, which is why reviewing financial activity periodically can be helpful, especially when someone else has access to an account.

An unexplained transaction doesn’t automatically mean something is wrong, but it's a good reason to ask, “Do you remember making this payment?”

10/12/2026

Some of our team spent Friday afternoon at the Sneaker Soirée Luncheon at Manhattan Country Club, the annual fundraiser for Girls on the Run of the Flint Hills.

The dress code tells you a lot about the organization: dress up and wear your best sneakers.

Girls on the Run puts third through eighth graders on after-school teams across the Flint Hills, where they train toward a 5K and work on believing in themselves while they do it. The money raised Friday helps more girls in our area get a spot on a team.

Supporting the kids growing up around here is one of the better parts of running a business in Manhattan. Thank you to Girls on the Run of the Flint Hills for the invitation and for the work you do throughout the year.

10/08/2026

Your company announced it's going public. The months before you can sell are when the planning should happen. Read more in our new blog post. Link in the comments.

Your company announced it's going public. The months before you can sell are when the planning should happen. Read more in our new blog post.

10/07/2026

One investment can have a bigger impact on your portfolio than you expect.

Diversification helps to spread your exposure across different investments, industries, and asset classes rather than relying too heavily on one area.

Is your portfolio diversified? Watch here to find out.

10/01/2026

Medicare premium notices for 2027 arrive in November, and they are based on your 2025 tax return.

Our new article explains how IRMAA works, why one high-income year can raise your premium two years later, and the planning steps that can help you stay ahead.

Link in the comments.

09/30/2026

If there's one account most people are underusing, it's the HSA.

An HSA is the only account in the tax code that gives you a deduction going in, tax-free growth while it sits, and tax-free withdrawals when you use it for qualified medical expenses. That triple tax advantage makes it one of the most efficient savings vehicles available.

The strategy for some individuals who can afford to do so: pay medical expenses out of pocket while you're working, let the HSA grow invested, and use it in retirement when healthcare costs are generally at their highest.

After age 65, HSA funds can also be withdrawn for any reason and taxed like a traditional IRA. At that point it functions almost like a bonus retirement account.

09/23/2026

One of the most common financial habits we see among small business owners is running personal and business expenses through the same accounts.

Over time, it becomes difficult to know what the business is earning, what you personally are spending, and what your financial picture looks like outside the company.

A dedicated business checking account, a separate business credit card, and a consistent habit of paying yourself a defined amount can help prevent complications down the road.

09/22/2026

Overwhelmed by retirement planning decisions? In this article, we introduce a retirement decision roadmap that may make things easier. Link in the comments.

Overwhelmed by retirement planning decisions? In this article, we introduce a retirement decision roadmap that may make things easier.