Twin Cities Wealth Strategies, Inc.

Twin Cities Wealth Strategies, Inc. Fee-only Financial Planner guiding Twin Cities professionals, business owners, & entrepreneurs in making smarter life decisions with their money.

At Twin Cities Wealth Strategies, our goal is to empower you to take control of your financial path. We offer expert advice and accountability that help to guide you towards the life you are meant to live. The truth is that there is a lot of financial “noise” in the world. It can be challenging to discern what information is valuable and worthwhile when it feels like you’re bombarded with informat

ion and ideas. That’s not even taking into consideration your busy schedule and the time it takes to research the information you’re seeing. That’s where we can help. We abide by the highest standard in the industry with the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and have signed a fiduciary oath promising to always put our client’s interests ahead of our own. We do this by utilizing the EVOKE® Financial Life Planning Process, because although money is an essential factor in the formula of your financial success, life cannot be solved with just dollars and cents. Our job is to help you clarify your goals and values, and align your wealth and resources with them so that you can feel peace of mind knowing that your money is working for you and moving you toward the life you want and deserve.

I was recently quoted again in article entitled, "4 core fears that make so many people feel it’s ‘wrong’ — or at least...
08/07/2026

I was recently quoted again in article entitled, "4 core fears that make so many people feel it’s ‘wrong’ — or at least uncomfortable — to spend in retirement."

We know the transition from accumulation to decumulation is mainly psychological, but it is negatively affecting retirees' experiences in retirement. I'd love to hear your take and whether you know anyone in this situation. We are happy to help!

https://www.marketwatch.com/picks/4-core-fears-that-make-so-many-people-feel-its-wrong-or-at-least-uncomfortable-to-spend-in-retirement-42fa67f0

08/07/2026

Retirement planning isn't really bout retirement. It's about the decisions you make years before you get there.

Social Security timing. Roth conversions. RMDs. Mortgage payoff. These all look very different depending on when you start thinking about them.

The earlier the conversation, the more options you have. Time creates choices - and in planning, choices are valuable.

📞 (763) 445-2772 | 📱 Text (612) 712-4801 | 🌐 strategizewithdana.com

When it comes to investing, age is often seen as the primary driver of asset allocation. While it plays an important rol...
08/06/2026

When it comes to investing, age is often seen as the primary driver of asset allocation. While it plays an important role, it is only one piece of a much larger picture. A thoughtful asset allocation strategy should reflect not just your age, but your goals, timeline, and comfort with risk. Swipe to learn more.

If you would like to review your current allocation or discuss your investment strategy, contact us today. We help our clients understand the expected average performance of their portfolios over the next 6 months. We are also here to help you make informed decisions every step of the way.

08/05/2026

At first, it sounds like a terrible idea.

Someone voluntarily pays taxes… when they could have delayed them.

Why would anyone do that?

Retirement planning isn't always about paying the least tax this year. Sometimes it's about paying less over your lifetime.

Here's a simple example: imagine a year where your taxable income is unusually low. Maybe you've recently retired but haven't started collecting Social Security yet. Or you've stepped back from work, and your income has temporarily dropped.

That window may allow you to move money from a traditional retirement account into a Roth IRA - yes, you'll pay taxes on that money today, but future qualified withdrawals are generally tax-free.

Some people intentionally choose to pay taxes now, not because they enjoy writing checks to the IRS, but because they believe today's tax bill may be smaller than tomorrow's.

This isn't the right strategy for everyone. Timing, amount, and your broader financial picture all matter.

But it illustrates something true across retirement planning: sometimes the smartest decision feels a little backward at first.

If you've never explored whether a Roth conversion could fit into your retirement strategy, I'd be happy to walk through it with you.

📞 (763) 445-2772 | 📱 Text (612) 712-4801 | 🌐 strategizewithdana.com

08/05/2026

August often brings a natural pause. It marks the stretch just past the halfway point of the year, where we reflect on what’s working and what’s growing. For many business owners, that reflection leads back to one key area: the people who make everything possible.

The most successful businesses are rarely built on systems or strategies alone. They are built on people who feel supported and valued, and are continuously developing. When you invest in your team, your clients, and the relationships that matter most, the results tend to take care of themselves.

As we move through this month and look ahead to what is next, we want to hear from you: What is one way you are investing in your people or your relationships this August? We enjoy cheering you on, so please share it in the comments.

08/04/2026

There's a particular kind of garage that tells a whole story.

A half-built shelf in the corner. Paint cans from a room that was going to get freshened up. That box of parts from a project you were absolutely going to finish at some point.

And the tools. Good tools. Useful tools. Purchased with every intention of doing the job they were meant to do.

The problem usually isn't laziness. It's that life keeps happening.

Financial planning can work the same way.

Most people don't ignore their financial life because they don't care. They ignore it because there are a lot of moving pieces and it's hard to know where to start.

→ The old 401(k) just sitting there
→ The life insurance policy you haven't reviewed in years
→ The retirement question that keeps getting pushed to "later"
→ The estate documents you've been meaning to update

Individually, none of these feel urgent. Together, they start to feel like a garage full of unfinished projects.

That's where I can help. We look at what's working, what needs attention, and what can probably stop taking up space in your head.

If your financial life has a few unfinished corners, let's sort through them together.

📞 (763) 445-2772 | 📱 Text (612) 712-4801 | 🌐 strategizewithdana.com

Markets can be unpredictable in the short term, but long-term investing has consistently proven to be one of the most ef...
08/03/2026

Markets can be unpredictable in the short term, but long-term investing has consistently proven to be one of the most effective ways to build wealth. If recent market volatility has you questioning your strategy, you are not alone. Swipe through for a few important reminders about why staying invested matters.

If you have questions about your current investment strategy, want to see how an evidence-based strategy would look, or want to ensure you’re aligned with your long-term goals, call us today. We’re here to help you stay focused on what matters most.

07/31/2026

There's a stage of life where your biggest financial risk is not having enough.

Then there's another stage where your biggest financial risk is making a mistake with what you've already built.

The challenge is that many people don't realize when they've crossed that line.

The strategies that help you accumulate wealth aren't the same strategies that help you preserve it, distribute it, and enjoy it.

Different season. Different playbook.

📞 (763) 445-2772 | 📱 Text (612) 712-4801 | 🌐 strategizewithdana.com

Mid-year is the ideal time to take a closer look at your charitable giving strategy, especially with key tax changes tak...
07/30/2026

Mid-year is the ideal time to take a closer look at your charitable giving strategy, especially with key tax changes taking effect in 2026 after the passage of the OBBBA.

As you plan ahead, there are important charitable giving thresholds and updates to consider. Swipe to learn more.

These changes may not affect how much you give, but they can influence when and how you give to maximize your impact. If you would like help reviewing your charitable giving strategy or preparing for 2026 thresholds, call us today.

07/29/2026

A client once told me:

"Dana, I don't need to be wealthy. I just don't want money to be a source of stress anymore."

I thought about it, and that's one of the healthiest financial goals I've ever heard.
Because at some point, financial planning stops being about maximizing.

It becomes about simplifying and understanding - where things stand, what comes next, and that one bad headline doesn't require a complete life reassessment.

That's not flashy. But it might be the closest thing money can buy to peace of mind.

📞 (763) 445-2772 | 📱 Text (612) 712-4801 | 🌐 strategizewithdana.com

Address

11670 Fountains Drive, Suite 200
Maple Grove, MN
55369

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Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 8am - 9pm

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