Ohnward Wealth & Retirement

08/14/2026

Amber and I, Ohnward Wealth & Retirement" are looking to hire!
Position: "Operations & Client Relationship Coordinator"

This position will support financial advisors by managing securities processes, maintaining client records, assisting with client services. Looking for the person who loves to work with people.

Check out further information at:
www.Ohnward.com
Look under the ABOUT US tab, then CAREERS

Unfortunately, we can't respond to anything on facebook. Visit the website link provided.

08/06/2026

Back-to-school season has a way of arriving faster than expected.

Between school supplies, clothing, activity fees, technology, and everything else that comes with a new school year, the costs can add up quickly.

For some families, those expenses are already accounted for. For others, they end up on a credit card with the intention of paying them off later.

Investing in your kids is important. The challenge is when predictable expenses turn into unexpected debt.

How are you handling back-to-school costs this year: planning ahead or figuring it out as you go?

08/04/2026

Everyone's got their version of "worth every penny" and "I'll never pay full price for that." What's yours? Tell us one thing you'll always splurge on and one thing you'll always find a way to save on. 👇

07/30/2026

The Parent Match
Want to help your young adult build strong saving habits?

Consider a “Parent Match”—where a parent, grandparent, or family member matches what they save each month, similar to an employer 401(k) match.

For example, if they save $100 per month and you match $100, that is $200 going toward their future. If invested in a Roth IRA, when eligible, those early dollars may have decades to grow.
Starting at age 25, a $1,000 initial deposit plus $200 per month for 35 years could grow to approximately $475,000 by age 60, assuming an 8% average annual return.
($84,000 contribution and $390,000 is growth)

The real benefit is not just the money—it is teaching consistency, discipline, and the power of starting early.
Small habits today can help create meaningful opportunities tomorrow.

07/15/2026

We're halfway through the year. Have you checked in on your retirement contributions lately?

It's easy to start the year with good intentions and then find yourself thinking, "We'll catch up later." But catching up gets harder the longer you wait, and the end of the year has a way of sneaking up fast.

Ask yourself: Are you on pace with your contributions? Did anything change this year — a new job, a raise, or a big expense that's worth factoring in?

A little attention now goes a long way before December.

Where do you stand: on track, a little behind, or not sure?

07/13/2026

Who has a vacation scheduled for the summer? ✈️🚗

Where is your favorite vacation spot?🏝️🏔️⛺️ Share a pic! 📸

Enjoy our newest podcast of Confidently Funded!

Planning a summer vacation? You don't have to choose between making...

07/08/2026

Vacation Funded, a teaser to our next 5minute podcast.

07/01/2026

We're midway through the year and that means it's the perfect time for a financial check-in. You still have time to change courses, catch up, or get ahead. Here's what to review:

✅ Your goals: Are the ones you set in January still relevant? Adjust if life has changed.
✅ Your budget: Compare what you planned to spend vs. what you spent.
✅ Your emergency fund: Aim for 3–6 months of expenses. If you've dipped into it, now's the time to rebuild.
✅ Your retirement contributions: Are you on pace to max out your 401(k) or IRA before year-end?
✅ Your investment portfolio: Market shifts may have thrown off your asset allocation. A rebalance could be worth considering.

A mid-year check-in isn't meant to achieve flawless results, but rather to reflect how far you've come. Have questions about where you stand? Let's talk.

06/29/2026

Daily inspiration.

06/26/2026

Investment risk is often framed as something to avoid. But when time is on your side, some level of risk can play an important role in growth over time.

A longer time horizon gives younger investors more room to ride through market volatility and potentially benefit from compounding over the years. That doesn't mean taking reckless risks—it means understanding that short-term ups and downs may matter less when retirement is still decades away.

Reach out if you’d like to discuss what level of risk may make sense for your goals and timeline.