Keeling Financial Strategies

07/16/2026

Did you spot a small charge, such as 37 cents, on your statement? That unexplained "phantom payment" is a scammer testing if your account is active before making larger, fraudulent withdrawals. Learn how to spot this warning sign and protect your money: https://bit.ly/dskjiTu

Notice a strange bank account charge? It might be a phantom payment. Here’s how scammers use them and how you can detect bank fraud early.

07/14/2026

Storing cash in Venmo, PayPal, or Cash App? This convenient habit puts your money at risk. Find out why, and discover safer alternatives that protect your cash and earn interest: https://bit.ly/jfelojF

Keeping money in PayPal, Cash App, Venmo, or another P2P payment app puts your money at risk. Here’s why, and what to do instead.

07/13/2026

Retirement doesn’t have to mean stopping work all at once. Here are 3 ways to shape a next chapter that fits you:

Ease in gradually: Cut hours, shift to a mentor role, or take a sabbatical. Staying connected to work on your terms feels more natural than a hard stop for many people.
Turn passions into paychecks: Hobby jobs, travel gigs, and part-time roles in fields you love add income, structure, and purpose without the grind.
Reinvent entirely: New certifications, entrepreneurship, or a second career can bring the fulfillment your first one never did.
Read more ideas for building a retirement that feels right for you: https://bit.ly/3RAfSN4

Ease into retirement at your own pace and in a way that aligns with your interests.

07/09/2026

Did you know 3 of 4 financial apps share your personal data with third parties? This alarming trend puts your sensitive information at risk of theft and misuse by cybercriminals. Learn how to protect yourself and choose safer apps to manage your money: https://bit.ly/3Y1Wee2

Americans increasingly use financial apps to manage their money, but they need to take steps to keep their data away from cybercriminals. Here's how.

07/07/2026

A long-running clinical trial found older adults who completed speed of processing training were significantly less likely to develop dementia, including Alzheimer’s disease, up to 20 years later. See how this program could help protect cognitive health: https://bit.ly/4cnxswc

A simple brain-training program that sharpens how quickly older adults process visual information may have a surprisingly powerful long-term payoff. In a major 20-year study of adults 65 and older, those who completed five to six weeks of adaptive “speed of processing” training — along with a ...

07/02/2026

07/02/2026

Surprised by your dental bill? 🦷 You’re not alone. Dental insurance often covers far less than people expect. Before your next appointment:

Understand your plan
Ask for cost estimates
Consider a second opinion
Learn how to avoid costly surprises. https://bit.ly/4aUQeKo

Many people assume coverage for teeth works the same as other insurance. It doesn’t.

06/30/2026

Most people plan carefully for retirement finances, but not always for how they’ll spend their time. Around year three, after the travel, projects, and long-delayed plans slow down, the real adjustment can begin.

Expect the third-year shift: The first two years often stay busy. After that, many retirees may need a new sense of structure and purpose.
• Ask better questions: What brings you joy? Would volunteering, part-time work, or learning something new feel fulfilling?
• Plan for the long game: With retirement potentially lasting decades, it helps to think about goals for the next 5, 10, or even 20 years.
See how building a post-career routine early could help you create a more fulfilling next chapter: https://bit.ly/42ZyNDJ

Many retirees struggle with a “third year slump” after the excitement of early retirement fades, but creating a meaningful routine can improve happiness and longevity.

06/29/2026

You know walking is good for your health, but it may feel difficult to get up and move enough to make an impact when you’re sitting at a desk all day. Find out how many steps will decrease your risk of early death and ways to add walking to your routine: https://bit.ly/48H2A4d

Getting your steps in can help lower your heart diseae risk. A study found taking at least 2,200 steps per day can help decrease your heart disease risk. Walking 9,000 to 10,500 steps per day was associated with a lowest risk of death or having a cardiovascular event such as heart attack or stroke.

06/25/2026

Time isn’t moving faster, but routine can make it feel that way. New experiences, like taking a new route or having an interesting conversation, give your brain more moments to remember. Learn how small changes may help life feel fuller: https://bit.ly/4dkZ4Rk

Almost everyone over thirty has had the same disorienting thought. The year is ending again. The summer is gone. The decade just turned over and somehow nothing about the calendar feels like it lines up with how much actually happened. Time, the inner monologue insists, is moving faster than it used...