Patrick Rogers - SmartPro Financial

Patrick Rogers - SmartPro Financial We create a simple map for your financial journey that encourages you to leave normal behind and guides you to the future you’re hoping for.

09/01/2026

Let’s blind rank some retirement myths! 😎

Trevor has no idea what’s on the list we’re about to give him—how will he rank each objective without knowing what comes next?

A cruel trick? Maybe 😉 But it’s all just for fun.

Now that you know all the answers, how would YOU rank?

08/27/2026

If you’re earning $200,000+ a year and automatically maxing out your 401(k), there may be a better order for your money.

That doesn’t mean the 401(k) is bad. And it definitely doesn’t mean you should skip your employer match. That match is free money.

The bigger issue is what happens when you look beyond simply accumulating as much as possible inside a retirement account.

For high earners, your financial plan also needs to consider liquidity, flexibility, taxes, and when you actually want the option to use your money.

So before you default to “max the 401(k),” make sure you understand where it fits within the rest of your wealth-building strategy.

08/20/2026

Inflation doesn’t just make things more expensive. It can also change the value of the assets you own.

Stocks, real estate, and ownership in well-run businesses are all examples of assets that have the potential to appreciate over time.

So when prices are rising, owning assets that can grow too can help lessen the impact inflation has on your overall financial picture.

The key isn’t trying to predict exactly what inflation will do next. It’s building a financial plan that allows you to participate in long-term growth.

08/13/2026

You can be doing all the “right” things with your money and still have them in the wrong order.

For high earners, building wealth isn’t always about saving more. Sometimes it’s about knowing what to prioritize first.

My general order looks like this:

1. Build liquidity
2. Contribute enough to your 401(k) to get the employer match
3. Fund a Roth IRA, including through a backdoor Roth when appropriate
4. Then max out the 401(k)
5. Invest additional dollars in a taxable brokerage account

That last piece matters more than many people realize, especially if your goal is to become work-optional before traditional retirement age.

The goal isn’t just to accumulate money. It’s to build flexibility around when and how you can use it.

I break down the full financial order of operations, and where high earners commonly get it backwards, in the full video on YouTube.

08/10/2026

We’re back to rate more high-earner money moves 💃🏻🕺 Play along and see if you agree!

08/06/2026

Bet you didn’t see that coming 🙅😂

Seriously, though: if you’re maxing out you’re 401k because you don’t know what else to do…it might be your sign to get a financial advisor.

We can help. Link in bio.

07/30/2026

Next week on the pod:

We’re talking about a new federal retirement savings program that could give eligible Americans a 50% match on their contributions, up to $1,000. But is the so-called “Trump IRA” actually a valuable wealth-building tool, or is it simply repackaging options that already exist?

There’s a LOT to consider here—and Trevor’s point is just the tip of the iceberg.

We’re dropping the full episode on Tuesday, so make sure you’re ready for it on Apple, Spotify, or anywhere else you get your podcasts.

07/28/2026

If your income has doubled over the last decade, has your savings rate grown with it?

One of the biggest mistakes we see isn’t overspending. It’s letting lifestyle upgrades quietly absorb every raise.

A nicer house. Better vacations. Private school. None of those are inherently bad decisions.

The question is whether your future is getting the same raise your lifestyle did. Here’s what you risk missing out on.

07/27/2026

Crossing into the “I’m making $300k a year” territory? Put the credit card down and watch THIS first. You’ll thank us later.

07/23/2026

Why does it always feel like the people who get to enjoy REAL wealth are the ones who started a business, or have a million rental properties, or otherwise live that kind of life that DOESN’T put them on someone else’s payroll?

Here’s the truth: a W-2 job CAN lead to independent wealth. You just have to know how to treat it. Watch along to learn about the three levers you need to pull—then check out the whole strategy on my YouTube channel.

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