Stoddard Financial, LLC

07/22/2026

Financial independence isn't something that happens on move-in day. It's a skill set, and the earlier your student starts building it, the better. 💡📖 https://www.stoddardfinancial.net/blog/financial-skills-college-students

From budgeting to student loans, college students are faced with more financial decisions in their first few weeks on campus than they were in their entire four years of high school. Here’s how to be sure they have the financial skills they need to make smart money choices

07/21/2026

529 plans vs. Trump Accounts: what's the difference, and do you need to change your strategy? Here's what every parent needs to know right now.

As you think about saving for your child’s future, chances are you already know about 529 plans. Maybe you’ve opened one. Maybe it’s been sitting on your

07/20/2026

Looking to enhance your financial well-being? Start with mastering the basics of money management. It's not just about having wealth; it's about managing what you have effectively.

Discover the essentials of effective money management and how mastering these skills can improve financial well-being.

07/17/2026

Financial well-being is within reach. Learning the basics can transform your approach to money management.

Discover the essentials of effective money management and how mastering these skills can improve financial well-being.

07/15/2026

Having your financial life in order can help ease your mind and give you and your family the ability to pursue a more confident future.

Having an organized and stable financial house is crucial in order to pursue a successful future for you and your family.

07/15/2026

Today is National Give Something Away Day! 🤲 Share time, knowledge, or kindness; you never know how far your generosity can go.

07/14/2026

When kids move out, parents often encounter big obstacles. Here are seven common but avoidable money missteps empty nesters make.

Watch out for these financial pitfalls when the kids fly the coop

07/13/2026

Your finances are one of the most important aspects of your life and having them properly organized is crucial in order to give you the ability to pursue a more confident future.

Having an organized and stable financial house is crucial in order to pursue a successful future for you and your family.

07/10/2026

You've been saving for retirement for decades. But you've never actually planned for how to spend it. 📊

That's the situation a lot of people find themselves in five to 10 years before retirement. They've done the hard part. They've saved consistently, invested in their 401(k), maybe opened an IRA. But they've never thought about what happens when they flip from adding money to taking it out.

And that's where things get complicated. Your asset allocation, your tax strategy, your Social Security timing, your healthcare costs. These all interact, and the choices you make in one area can create problems in another.

The good news is that you don't have to figure it all out at once. But you do need to start looking at the full picture rather than managing each piece separately.

If you're approaching retirement, what factors are weighing most on your mind?

07/08/2026

Catch-up contributions, Roth conversions, and HSAs can all play a role in your pre-retirement strategy. Here's how to make the most of them. 📋 https://www.stoddardfinancial.net/blog/how-to-adjust-investments-before-retirement/

Your January plan may not fit your June reality. Use a mid-year review to check progress and adjust before the year slips away.