PERSAdvisor

09/23/2026

Crypto scammers are professional con artists. Here are some red flags to watch out for.

09/16/2026

Although a tax refund is your money to begin with, it can feel like a windfall to spend, save, or invest.

09/16/2026

Most Oregon PERS members know about their pension.

Far fewer pay attention to their IAP and that's a costly mistake. Your Individual Account Program (IAP) is a separate account that holds 6% of your salary each year. The investment decisions you make with those funds can significantly affect your retirement income.

Here's what many PERS members overlook:
📌 IAP funds can be invested across multiple options — not just the default
📌 How you withdraw IAP funds matters (lump sum vs. installments)
📌 Your IAP interacts with your pension and Social Security in important ways
📌 Decisions about your IAP are often irreversible

This is exactly the kind of nuance that makes working with a PERS professional so valuable. Have questions about your IAP? We’re here to help!

📞 (541) 690-1069
🌐 epicjourneyfinancial.com
📧 [email protected]
📍 930 Town Centre Drive, Medford, OR 97504

Oregon PERS financial advisors and insurance brokers help teachers & public employees with retirement planning, investments, tax and estate planning. Schedule a free consultation.

09/09/2026

Understand how exchange-traded funds (ETFs) work and the differences among the variety of ETFs available.

09/02/2026

By contributing to an IRA, you make use of a powerful retirement savings tool. Be sure that you choose the one that's best for you, whether it's a traditional IRA or a Roth IRA.

09/02/2026

In the financial world, we call the five years before you retire the "Red Zone".

This 60-month window is when the focus shifts from accumulating wealth to coordinating your exit. It’s the time to align your PERS elections, your tax strategy, and your healthcare needs into one cohesive map.

Waiting until month 59 to start the conversation often means leaving options on the table. If you’re in the countdown, let’s make sure your strategy is ready for the finish line.

📞 (541) 690-1069
🌐 epicjourneyfinancial.com
📧 [email protected]
📍 930 Town Centre Drive, Medford, OR 97504

Oregon PERS financial advisors and insurance brokers help teachers & public employees with retirement planning, investments, tax and estate planning. Schedule a free consultation.

08/26/2026

While you can't control the forecast, you can control how prepared you are for it.

08/19/2026

Although cash is no longer king, demand for it remains.

08/19/2026

Over 20 years ago, I sat across from my first Oregon PERS client.
They were stressed, confused, and worried they were making the wrong decisions with their retirement.

That moment shaped everything I do today. Since then, I've helped hundreds of Oregon public employees (teachers, firefighters, state workers) navigate one of the most complex pension systems in the country. I hold the Chartered Retirement Planning Counselor (CRPC®) designation specifically because this work demands dedicated experience, not guesswork.

If you're approaching retirement and still not sure what your PERS benefits actually mean for your future, that's exactly the problem I solve. Let's build your retirement plan together.

📞 (541) 690-1069
🌐 epicjourneyfinancial.com
📧 [email protected]
📍 930 Town Centre Drive, Medford, OR 97504

08/12/2026

Prepare your portfolio — and your mindframe — for the ups and downs of the stock market.