Kamerick O. Rampersad, CLTC, LUTCF

Kamerick O. Rampersad, CLTC, LUTCF To Help Minimize Risk and Maximize Wealth. Securities products and advisory services offered through PAS, member FINRA, SIPC.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 777 Third Avenue Suite # 1703 New York, NY 10017, 212-541-8800. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Wealth Advisory Group LLC is not an affiliate or subsidiary of PAS or Guardian. Wealth Advisory Group LLC

is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. CA Insurance License # 4070734
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Could financial stress be undermining your well-being? If you’re trying to practice healthy habits but still feel anxiou...
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Could financial stress be undermining your well-being? If you’re trying to practice healthy habits but still feel anxious and emotionally overwhelmed, financial stress may be to blame

If you’re feeling anxious and emotionally overwhelmed, financial stress could be impacting your wellness

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Thinking about what kind of legacy you’d like to leave? A charitable foundation may be right for you. Check out the video to learn more:

Three important questions to consider before you start taking.
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Three important questions to consider before you start taking.

When to start? Should I continue to work? How can I maximize my benefit?

Over age 50? You may be able to catch-up on retirement.
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Over age 50? You may be able to catch-up on retirement.

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

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Identity theft is becoming more common every day. Here’s what to do if it happens to you, along with some ways to make it harder for fraudsters to steal your identity and credit

Here’s what to do if you fall victim to identity theft and tips for making it harder for fraudsters to steal your good name

A strategy that can help your retirement go a long way.
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A strategy that can help your retirement go a long way.

Charitable donations not only benefit the recipient, but they can boost your personal happiness and generate tax benefit...
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Charitable donations not only benefit the recipient, but they can boost your personal happiness and generate tax benefits. How can you make charitable giving part of your long-term plan?

The paychecks may stop in retirement, but that doesn't mean you have to stop giving to causes you care about

Are you getting ready to retire? Retirement strategy isn’t entirely financial. Consider these matters in this helpful pi...
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Are you getting ready to retire? Retirement strategy isn’t entirely financial. Consider these matters in this helpful piece.

Things to consider before retirement.

Are you on the fence about working with a financial professional? This video will give you some food for thought. Watch ...
05/15/2026

Are you on the fence about working with a financial professional? This video will give you some food for thought. Watch here:

A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you.

Does a term life insurance policy that can be converted to permanent life insurance as your protection needs change make...
05/13/2026

Does a term life insurance policy that can be converted to permanent life insurance as your protection needs change make sense for you and your loved ones?

A term life policy can be converted to permanent life insurance as protection needs for you and your loved ones change

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Melville, NY
11747

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