Michael Ribar-Northwestern Mutual

08/31/2023

These ideas could help you avoid overspending.

You may need to get creative to stretch your back-to-school shopping budget this year. These pro tips can help.

08/22/2023

Want to feel better? Have stronger friendships? A new survey finds that people who report better health and stronger friendships are also working with a financial advisor and planning their finances. Please reach out if you’d like to get started.

People who work with an advisor feel better about many aspects of their lives.

08/14/2023

401(k)s are one of the most popular ways to save for retirement. But they’re just one tool. Reach out if you’d like to learn more about how a 401(k) works with your broader financial plan.

A 401(k) is a great tool to help you save for retirement.

08/04/2023

Taking stock of your budget at the midyear point is a great way to keep tabs on your fiscal health.

Assessing your current spending in these 6 areas of your budget can help you make any needed adjustments. Then you can focus on what matters most.

07/27/2023

People who report feeling more confident about aspects of their financial lives all have one key thing in common.

New research finds a common thread among people who report being more financially confident.

07/13/2023

The latest Northwestern Mutual research finds Americans making more progress in paying down their debts. While debt may seem bad, it isn’t always. Please reach out if you’d like to talk about your financial plan and check out these strategies to manage debt.

Debt can be a burden, but it can also be a great financial tool if you’re managing it well.

07/06/2023

Assessing one component of your financial plan each month is a great way to keep tabs on your fiscal health.

This checklist can help you make sure your finances are on track for the rest of the year. Here’s what to assess for the next 6 months.

06/30/2023

Permanent life insurance can be an important part of your retirement plan. Please reach out if you’d like to talk about your retirement plan.

While it may seem like your need for life insurance diminishes in retirement, the opposite is actually true. Learn how to use life insurance in your retirement planning.

06/23/2023

The amount you have in savings is important, but how you’re saving can go a long way to help you get the most out of your money.

I’d love to schedule time to learn more about your situation and show you how some simple tweaks can help you get more out of your savings.

See how you stack up with your peers and what you can do to maximize your savings.

06/21/2023

Roth IRAs are a great way to help minimize the amount you’ll owe in taxes over time. See more about how they work and please reach out if you have any questions or would like to discuss adding one to your financial plan.

A Roth IRA is a great tool to help you save for retirement while minimizing taxes.

06/15/2023

Getting enough into an emergency fund is a key financial step, but it’s important to look at how much you are saving in the context of your broader goals. Please reach out if you’d like help.

While it’s generally good to save six months’ worth of expenses, there are times when you may want to have more or less.

06/13/2023

The Prescient Financial Solutions Team sponsored a Charity Event that raised over $31k for the Ronald McDonald House!!! In addition, we got to golf with some great people! Thanks to everyone that generously donated, attended, and worked the event.