Armen G. Derderian, CPA

Armen G. Derderian, CPA Our firm provides great service to our clients because of our dedication to the 3 underlying principles of professionalism, responsiveness and quality.

Even though the 2026 tax season is well and truly behind us, it could be a good idea to start thinking about next year’s...
06/02/2026

Even though the 2026 tax season is well and truly behind us, it could be a good idea to start thinking about next year’s filing season. It might feel too early to start thinking about 2027’s filing season, but scheduling a mid-year tax checkup can help you stay ahead of income changes, line up your withholding, and reduce the chances of a surprise when you file.

Swipe for a few key benefits of doing a mid-year tax checkup of your personal taxes.

If you’ve had any income changes, life events, new side income, or big expenses this year, or if you simply want peace of mind, I'd be happy to schedule a short mid-year tax checkup with you. I can review where you stand, identify any adjustments worth making, and help you finish the year with a clear plan. Reach out today to get started.

Imagine if a fraud perpetrator wiped out your 401(k) account balance overnight. Would you still be able to retire? Milli...
06/02/2026

Imagine if a fraud perpetrator wiped out your 401(k) account balance overnight. Would you still be able to retire? Millions of dollars in U.S. retirement plans have been stolen thanks to hackers, identity thieves and social engineers, such as scammers using phishing emails to obtain financial and other personal information. But you can protect your hard-earned savings! Call us (978) 794-9200 for retirement planning help.

Today’s finance and accounting (F&A) teams are under significant pressure. Tight deadlines, lean staffing, evolving regu...
06/01/2026

Today’s finance and accounting (F&A) teams are under significant pressure. Tight deadlines, lean staffing, evolving regulations and growing compliance demands can lead to burnout, errors and turnover. Retention isn’t just about compensation. Practical operational improvements can make a real difference. Consider automating repetitive tasks, clarifying approval workflows, cross-training staff to ease bottlenecks and leveraging external resources during peak times. When your F&A team has the right structure and support, they’re more productive, accurate and engaged. Call us at (978) 794-9200 to brainstorm cost-effective ways to strengthen your financial operations.

Does your business provide complimentary on-site food and beverages for employees? The rules for deducting certain busin...
05/29/2026

Does your business provide complimentary on-site food and beverages for employees? The rules for deducting certain business meals have changed. Beginning in 2026, employers generally can’t deduct 1) meals treated as de minimis fringe benefits, or 2) employer-provided meals that are excludable from an employee’s income and provided for the employer’s convenience on business premises. For the 2025 tax year, generally the former were 100% deductible and the latter were 50% deductible. Contact us at (978) 794-9200 to discuss whether this change will affect your company and how to plan accordingly.

Every business deserves an advisor who understands its goals and challenges. Our client-first approach combines responsi...
05/27/2026

Every business deserves an advisor who understands its goals and challenges. Our client-first approach combines responsive service with a comprehensive understanding of the latest tax, accounting and regulatory developments. Let’s explore strategies that help your business manage risks, seize opportunities and grow. Call us at (978) 794-9200 to get started.

With the current commercial real estate market in a state of flux, it can feel hard to win. However, there are several k...
05/26/2026

With the current commercial real estate market in a state of flux, it can feel hard to win. However, there are several key tax benefits of owning commercial property that we, as tax specialists, want to be sure to highlight. Swipe for more details.

If you have a project on the horizon or have more questions about the tax benefits of commercial real estate, don’t hesitate to give me a call. I’m here to help make sure your tax situation works for your business.

It’s almost never too late to start planning for retirement. Whether you already have large 401(k) or IRA balances or ar...
05/26/2026

It’s almost never too late to start planning for retirement. Whether you already have large 401(k) or IRA balances or are starting from scratch, we can help craft a strategy that reflects your personal situation and addresses your goals. So start thinking about what’s important to you: Building a big nest egg, reducing income tax liability, something else … We’re here to help make it possible!

For small business owners, tax planning shouldn’t be a once-a-year chore. It affects nearly every business decision you ...
05/25/2026

For small business owners, tax planning shouldn’t be a once-a-year chore. It affects nearly every business decision you make. From how you pay yourself to when you invest in equipment, the right moves can lower your tax bill … and the wrong ones can cost you. With major tax law changes taking effect in 2026, now’s the time to be proactive, not reactive. We can help you understand which strategies, deductions and credits matter most for your business. Call us at (978) 794-9200 to learn how smart planning today can lead to long-term tax savings.

The IRS has issued final regulations on the tax deduction for qualified cash tips. The legislation commonly known as the...
05/22/2026

The IRS has issued final regulations on the tax deduction for qualified cash tips. The legislation commonly known as the “One Big Beautiful Bill Act” created the deduction of up to $25,000 per year for 2025 through 2028. Qualified tips generally refer to cash tips received by an individual in an occupation that “customarily and regularly” received tips on or before Dec. 31, 2024. The final regs list more than 70 eligible occupations. In addition to occupations previously listed in the proposed regs, the final regs add visual artists, floral designers and gas pump attendants. The final regs also provide clarifications to the definition of a qualified cash tip. For more details, call us at (978) 794-9200.

While the thresholds for the 3.8% net investment income tax (NIIT) have remained unchanged since the NIIT went into effe...
05/20/2026

While the thresholds for the 3.8% net investment income tax (NIIT) have remained unchanged since the NIIT went into effect in 2013, taxpayer incomes have generally grown significantly. So more taxpayers are getting hit with this additional tax. The NIIT applies to the lesser of your net investment income or the amount by which your modified adjusted gross income exceeds the applicable threshold. And it kicks in long before the top short- and long-term capital gains rates apply. We can help you manage potential NIIT exposure. Contact us at (978) 794-9200.

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18 Haymeadow Road
Methuen, MA
01844

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Thursday 7am - 6pm
Friday 7am - 6pm

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(978) 794-9200

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