Saggio Accounting+PLUS

07/22/2026

A new podcast episode has just been released. The Official Numbers Say Americans Are Struggling. But I See Prosperity Everywhere. What's Real?
Let’s dive into the crazy world of economics where the numbers say one thing, but the streets tell a different story. We’re chatting about that wild disconnect between the reports of Americans struggling financially and the packed restaurants and shiny new cars we see everywhere. The Official Numbers Say Americans Are Struggling. But I See Prosperity Everywhere. What's Real? Spoiler alert: both are true, just not the full picture. It’s all about that sneaky gap and how it can mess with your fina...

07/21/2026

A new podcast episode has just been released. Why Did My Summer Electric Bill Jump and What Can I Do About It?
Feeling blindsided by a hefty electric bill this summer? You’re not alone! We dive into why your bill might’ve spiked from 150 to 205 bucks with no change in your electricity habits. Spoiler alert: it’s not just random chance, and there are definitely things you can do about it! Why Did My Summer Electric Bill Jump and What Can I Do About It? We break down the culprits behind those pesky jumps, like appliance inefficiencies and peak usage times, and share some savvy tips to help you take control...

Feeling blindsided by a hefty electric bill this summer? You’re not alone! We dive into why your bill might’ve spiked from 150 to 205 bucks with no change in your e…

07/20/2026

A new podcast episode has just been released. I Work Overtime Just to Pay Rent. Is This Normal, or Am I Doing Something Wrong?
Today's chat is all about the struggle of making ends meet when your rent is gobbling up a whopping 78% of your paycheck. We dive into a real-life scenario where someone’s grinding through overtime just to keep a roof over their head, and honestly, that’s not a budgeting issue—that’s a system problem. I Work Overtime Just to Pay Rent. Is This Normal, or Am I Doing Something Wrong? You might find yourself getting a bit riled up by the math we unpack, but don't worry, because we’re here to brainst...

Are you working overtime just to pay rent? Discover why your housing-to-income ratio matters and how to build an escape plan beyond just budgeting.

07/19/2026

A new podcast episode has just been released. I Might Become Disabled. How Do I Protect My Family's Finances Now?
Today we're diving into some real talk about planning your finances when life throws you a curveball, like a health diagnosis you didn't see coming. Our listener's worried about how to protect their family financially with a progressive autoimmune disease on the horizon. I Might Become Disabled. How Do I Protect My Family's Finances Now? We’re laying down some solid steps to build that safety net while you've still got some resources and that all-important health insurance. From locking in key l...

07/18/2026

A new podcast episode has just been released. When Can I Allow Myself to Buy Something Without Guilt?
We're diving deep today into a tricky situation: how to enjoy spending without feeling like you're slipping back into old habits. You know, that moment when buying groceries feels like a relapse? When Can I Allow Myself to Buy Something Without Guilt? Yeah, that’s what we're tackling. We're chatting about how the shame left behind from beating a spending addiction can seriously mess with your vibe. So, if you're feeling guilty every time you want to buy something nice, even if it’s just for your...

Struggling with guilt after beating a spending addiction? Learn to distinguish between shame and wisdom to finally enjoy your life and finances with confidence.

07/17/2026

A new podcast episode has just been released. If Money Solves Everything, Why Do Rich People Still Seem Miserable?
Money can’t buy happiness, and today we’re diving deep into that truth. We tackle the idea that cash is king and explore why that mindset can lead us down a slippery slope. Spoiler alert: it’s not just about the dollars and cents, folks. We’ve got a hot listener question that’s ready to spark some serious convo about what money can really solve versus what it can’t. If Money Solves Everything, Why Do Rich People Still Seem Miserable? So, if you've ever thought one more dollar could fix your prob...

If money solves everything, why are so many wealthy people miserable? Discover the truth about money and happiness and find peace that money can't buy.

07/16/2026

A new podcast episode has just been released. How I Went From Overdrafting Every Month to $12,000 in Savings
Today, we’re diving into a listener's incredible transformation from drowning in debt to stacking cash like a boss. This story is all about how one person went from constant overdrafts to saving $12,000 and paying off $6,000 in credit card debt in just six months. Can you believe that? We’re celebrating their hard work and answering the big question: what actually changed for them? How I Went From Overdrafting Every Month to $12,000 in Savings. Spoiler alert: it’s all about making real decisions...

Discover the actionable steps one listener took to break free from debt, stop overdrafting, and build a $12,000 savings account in just six months.

07/15/2026

A new podcast episode has just been released. If My Spouse Files Bankruptcy, Will I Lose My Assets?
Your dad just dropped a bombshell: he’s filing for bankruptcy while your parents are in the middle of a divorce. Talk about a rollercoaster, right? In today’s chat, we’re diving into what happens to assets when one spouse goes bankrupt, especially when they’re already splitting up. We're here to clear up the confusion and give you the lowdown on navigating this messy situation. If My Spouse Files Bankruptcy, Will I Lose My Assets? If you or someone you know is dealing with family drama over fina...

Worried about your assets during a spouse's bankruptcy? Learn how to protect your finances and why professional legal advice is essential in this situation.

07/14/2026

A new podcast episode has just been released. Why Can't I Save Money Even With a Good Job?
Feeling like you're doing everything right but still living paycheck to paycheck? Yeah, we’ve all been there, and today we're diving deep into that struggle. It’s not about failing at money; it’s about managing a system that’s kinda rigged against us. Why Can't I Save Money Even With a Good Job? We’re chatting about how to spot those pesky leaks in your finances—like credit card debt and surprise car repairs—so you can stop the bleeding and actually start saving. Plus, I’ll dish out some real ta...

Feeling like you're doing everything right but still living paycheck to paycheck? Yeah, we’ve all been there, and today we're diving deep into that struggle. It’s n…

07/13/2026

A new podcast episode has just been released. Is It Too Late to Start Over at 46?
So, is 46 too late to start over financially? Spoiler alert: it’s not! Today, we dive into a real-life story from someone who's been through the wringer — divorce, bankruptcy, and even some serious health battles. They’re asking if it’s too late to kickstart their retirement savings after hitting rock bottom, and trust me, their journey will have you cheering them on. Is It Too Late to Start Over at 46? We break down how to make the most of a solid income and a sweet employer match, showing that...

So, is 46 too late to start over financially? Spoiler alert: it’s not! Today, we dive into a real-life story from someone who's been through the wringer — divorce, …