Financial Health and Harmony Coaching

Financial Health and Harmony Coaching Save for tomorrow without forgetting today!

08/31/2026

Adulting, it can feel like walking around in circles. Having an emergency account can help with that: the stress, the uncertainty. But I get it- who has the time or resources to even start an account like that? Well, it might be easier than you think. Give me a call today at 989-220-1964.

🌞 August is almost in the books!How did that happen?! One minute we were talking about summer plans, and now we're stari...
08/31/2026

🌞 August is almost in the books!

How did that happen?! One minute we were talking about summer plans, and now we're staring down September. 🍂

The end of a month is a great time for a quick financial check-in—not a complicated budget overhaul, just a few minutes to see where things stand.

💰 What went well with your spending this month?
💳 Did any unexpected expenses pop up?
🎯 Are you still on track for the goals you set?
📅 Is there anything coming up in September that your wallet needs to be ready for?

A little awareness today can help prevent a lot of financial stress later.

So before August disappears completely, take a few minutes to check in with your money. Your future self may thank you! 😉

And if you'd like a little help figuring out where to start, let's talk. A no-cost conversation can be a great first step toward creating more financial health and harmony. 💛

🎒 One of the most important things your child can pack for college isn't in a suitcase.It's confidence with money.Can th...
08/28/2026

🎒 One of the most important things your child can pack for college isn't in a suitcase.

It's confidence with money.

Can they:

💳 Read a bank statement?
📋 Build a simple budget?
🍽️ Plan meals?
💵 Distinguish between needs and wants?
🚨 Handle an unexpected expense?

If not, there's still time.

Financial confidence isn't something they're born with.

It's something we teach.

💛 Preparing a child for independence starts long before move-in day.

👇 What's one money lesson you wish someone had taught you before you left home?

👉 Want help preparing your student for financial independence? Let's talk! Schedule your complimentary Financial Clarity Conversation here: https://FinancialHealthandHarmony.as.me/?appointmentType=40589094

💳 One swipe today can become years of payments tomorrow.College students are often offered credit cards before they've e...
08/27/2026

💳 One swipe today can become years of payments tomorrow.

College students are often offered credit cards before they've ever learned how credit works.

A credit card isn't "free money."

It's borrowed money.

Before your student heads to campus, talk about:

✔️ Interest rates
✔️ Paying the balance in full
✔️ Building credit responsibly
✔️ Avoiding unnecessary debt

Those conversations could save thousands of dollars—and a lot of stress.

💛 If your family is preparing for college and you'd like guidance; I'd love to help.

👉 Schedule a complimentary Financial Clarity Conversation: https://FinancialHealthandHarmony.as.me/?appointmentType=40589094

🐾 Happy National Dog Day! 🐾Today is a great excuse to celebrate the furry family members who bring us so much joy, laugh...
08/26/2026

🐾 Happy National Dog Day! 🐾

Today is a great excuse to celebrate the furry family members who bring us so much joy, laughter, companionship—and, let’s be honest, a few extra expenses! 😂

Meet Ben, my Goldendoodle. ❤️ He’s a pretty important part of our family, and like most pet parents know, loving our pets also means planning for their needs.

Food, vet visits, grooming, medications, unexpected emergencies… those costs can add up quickly. 🐶💰

One of the best ways to care for the humans and the pets in your household is to make sure your financial plan includes them, too.

Because financial health isn’t just about numbers—it’s about being able to enjoy the life and the people (and pets!) you love. 💛

🐾 Give your favorite four-legged family member some extra love today—and maybe give your pet budget a little love, too!

💼 A first job is about so much more than earning money.It's an opportunity to teach:💰 Saving before spending.🏦 Building ...
08/25/2026

💼 A first job is about so much more than earning money.

It's an opportunity to teach:

💰 Saving before spending.
🏦 Building an emergency fund.
🎯 Setting goals.
❤️ Giving generously.
💳 Understanding taxes and paychecks.

Money habits developed as teenagers often carry into adulthood.

Don't wait until they're living on their own to start those conversations.

💬 What was your first job? Share it in the comments!

💵 "It's only $8."Coffee after class.Fast food after practice.A quick stop at the convenience store.One purchase probably...
08/24/2026

💵 "It's only $8."

Coffee after class.

Fast food after practice.

A quick stop at the convenience store.

One purchase probably won't derail your finances.

But daily habits have a way of becoming monthly expenses.

The goal isn't to eliminate every treat.

It's to understand where your money is going—and make sure it aligns with what matters most.

💬 What's one small expense that surprised you when you added it up?

📌 Save this post as a reminder that small choices add up!

08/21/2026

ADULTING! It can be rough, and sometimes it can be good. Prepare for the bad as best you can; Emergency Accounts can help with that. It may seem impossible these days to think about an account like that, but that's what we're here for. If you're interested in learning more, contact us today!

Friday Night Lights...and Saturday Morning Bills🏈⚽🎭🎺Sports.Band.Choir.Dance.Theater.Travel teams.These activities create...
08/21/2026

Friday Night Lights...and Saturday Morning Bills

🏈⚽🎭🎺

Sports.
Band.
Choir.
Dance.
Theater.
Travel teams.

These activities create incredible memories, friendships, and life lessons.

They also come with registration fees, uniforms, equipment, travel costs, and fundraising.

If your family participates in extracurricular activities, consider creating a dedicated savings account just for those expenses.

Small monthly contributions can make a big difference when registration season arrives.

💬 What extracurricular activity has been worth every penny for your family?

📱 "But my phone is soooo old..."Sound familiar? 😄Technology changes quickly, and it's easy to feel like we always need t...
08/20/2026

📱 "But my phone is soooo old..."

Sound familiar? 😄

Technology changes quickly, and it's easy to feel like we always need the newest model.

Before upgrading, consider asking:

📱 Does the current phone still meet its purpose?
📱 Is this an upgrade because it's needed—or because it's new?
📱 What financial goal might we delay by making this purchase?

Sometimes keeping a phone another year can free up money for something much more meaningful.

💬 How long do you typically keep your phone before upgrading?

Address

5121 Bay City Rd
Midland, MI
48642

Telephone

+19892201964

Website

Alerts

Be the first to know and let us send you an email when Financial Health and Harmony Coaching posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category