06/08/2026
Kelly Gannon, CFP®, ChSNC® is a Senior Financial Planner with James River Wealth Advisors in Midlothian, Virginia, who we partner with for their specialty in comprehensive financial planning for families caring for individuals with special needs.
Kelly understands that special needs planning requires more than traditional financial advice—it requires compassion, coordination, and long-term vision. Families navigating disabilities face complex decisions surrounding government benefits, special needs trusts, guardianship considerations, long-term care planning, and lifetime financial security. Kelly works closely with parents, caregivers, and multigenerational families to design thoughtful strategies that protect benefits while building sustainable financial support for the future.
As a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Special Needs Consultant® (ChSNC®), Kelly brings both technical expertise and a deeply relationship-driven approach to her work. She collaborates with attorneys, accountants, and other professionals to ensure each plan is coordinated and tailored to the unique needs of the family.
Kelly believes special needs planning is ultimately about peace of mind—helping families feel confident that their loved one will be cared for, supported, and financially secure long after they are no longer able to provide that support themselves. Her goal is to serve as a trusted, long-term partner, guiding families through life’s transitions with clarity, empathy, and steady advice.