Hussmen Financial

Hussmen Financial We are a small, fee only financial planning and wealth management firm based in Midlothian VA.

The right 401(k) plan does more than help your employees save for retirement. It can also strengthen your business by re...
06/24/2026

The right 401(k) plan does more than help your employees save for retirement. It can also strengthen your business by reducing tax liability, improving employee satisfaction, and giving you a competitive edge in attracting and retaining top talent.

Our team is here to help you craft and manage your team’s 401(k) plan. From plan structure to employee communication tips, we are here to support you. Give us a call today, and we can get started.

For high-net-worth individuals and families, wealth transfer is about more than simply passing down assets. It is about ...
06/24/2026

For high-net-worth individuals and families, wealth transfer is about more than simply passing down assets. It is about protecting your legacy and intentionally shaping your family’s wealth for the future. Effective planning requires foresight and coordination across every aspect of your financial life. Swipe to learn more.

Thoughtful wealth-transfer planning supports both financial continuity and the values that guide future generations. If you would like to explore how a tailored legacy planning strategy can support your long-term objectives, call us to begin a confidential discussion.

Mid-year is a good time to review your financial strategy, especially if you’ve recently experienced a major life event....
06/23/2026

Mid-year is a good time to review your financial strategy, especially if you’ve recently experienced a major life event. When income, family structure, taxes, or risk exposure change, your strategy should evolve too.

Here are a few life events that may signal it’s time for a review:

🔵 Career Changes or Income Shifts - Promotions, new roles, or job transitions can alter retirement strategy, benefits, and overall income stability.
🔵 Marriage or Partnership Changes - Combining finances with a spouse or long-term partner affects debt management, retirement strategy, and investing goals.
🔵 Divorce or Separation - Asset division, new housing costs, and changing household income may require adjustments to savings rates, investment risk levels, and long-term retirement timelines.
🔵 Birth or Adoption of a Child - Adding a dependent introduces new long-term expenses and planning considerations.
🔵 Inheritance or Windfall Events - Sudden liquidity can strengthen long-term planning if integrated thoughtfully.
🔵 Home Purchase or Relocation - Housing decisions influence overall liquidity and debt, and often require long-term planning to manage.

Life events often reshape financial reality faster than markets do. If you’d like to discuss how recent life changes may affect your strategy, feel free to reach out. We’re always here to help.

Here’s the scoop: It’s time to celebrate Father's Day! We wanted to shout out all of the dads, grandfathers, and father ...
06/21/2026

Here’s the scoop: It’s time to celebrate Father's Day!

We wanted to shout out all of the dads, grandfathers, and father figures who make our lives special. We hope that this Father’s Day is filled with quality time, well-deserved rest, and maybe even a couple of dad jokes.

When deciding where to hold cash for short-term needs, many investors consider money market funds. These funds are desig...
06/19/2026

When deciding where to hold cash for short-term needs, many investors consider money market funds. These funds are designed to help manage short-term cash with an emphasis on stability and liquidity. Swipe through to learn more.

If you would like to review whether a money market fund aligns with your cash management strategy or short-term financial goals, call us to discuss your overall strategy.

Juneteenth commemorates June 19, 1865, when federal troops arrived in Galveston, Texas, two years after the Emancipation...
06/19/2026

Juneteenth commemorates June 19, 1865, when federal troops arrived in Galveston, Texas, two years after the Emancipation Proclamation, to enforce Abraham Lincoln’s order to end slavery in the rebelling state farthest west

It’s been observed as a day to honor this history and celebrate Black culture and resilience, and it officially became a federal holiday in 2021.

In observance of the holiday, our office will be closed on June 19th. We’ll be back on Monday, June 22nd. We hope you have a meaningful and joyful Juneteenth!

As a business owner, you know that strong businesses are built on strong teams and that strong teams stay where they fee...
06/18/2026

As a business owner, you know that strong businesses are built on strong teams and that strong teams stay where they feel valued. A well-designed employee benefits package does more than check a box. It can also help reduce turnover, increase productivity, and give your business a competitive edge in hiring.

That’s where our team comes in. We are here to help you craft a benefits package that works best for your team and your budget. Give us a call today, and we can get started.

Mid-year 401(k) plan administration and communication check-ins aren’t just about improving the employee experience. Thi...
06/18/2026

Mid-year 401(k) plan administration and communication check-ins aren’t just about improving the employee experience. This can also be a valuable time to revisit internal workflows to ensure management feels supported in communicating with their direct reports about 401(k) participation, features, and more.

Here are a few key ways internal processes can be revisited during a mid-year check-in:

🔷 Give guidance to leadership on 401(k) communication - Provide managers with simple talking points so they can reinforce benefit awareness during team check-ins or routine communications.
🔷 Revisit onboarding touchpoints - Take stock of how regularly new-hires are nudged about 401(k) plan participation and work together with management to create new opportunities to engage teammates.
🔷 Set clear internal engagement goals - Establish measurable objectives such as participation growth, contribution increases, or engagement benchmarks to track progress before year-end.

We hope you find these tips helpful. As always, if you have any questions about your 401(k) plan, don’t hesitate to reach out. We’re here to be a resource for you.

Inflation has been a major topic of conversation over the past several years. But another, more subtle force is affectin...
06/17/2026

Inflation has been a major topic of conversation over the past several years. But another, more subtle force is affecting household budgets: shrinkflation. Swipe through for a breakdown of how they differ and how each is felt in everyday life.

We hope this breakdown is helpful. If you have questions about your overall financial strategy, don’t hesitate to reach out. We can help you evaluate your current strategy and make adjustments where needed.

Our team wanted to share some perspective on liquidity for high-net-worth (HNW) portfolios, because while liquidity is o...
06/17/2026

Our team wanted to share some perspective on liquidity for high-net-worth (HNW) portfolios, because while liquidity is often thought of as simply “cash on hand,” it can also be a key driver of flexibility, control, and long-term financial success. Swipe for a brief overview of why liquidity matters and what a framework that includes liquidity consideration could look like.

Building liquidity can be less about how much cash you hold and more about how easily you can access capital without disrupting your long-term strategy. So, if you’ve been thinking about how this applies to your own situation, know that we are always happy to talk it through with you. Give the office a call today, and we can find a time to connect.

Address

14321 Winter Breeze Drive Suite 184
Midlothian, VA
23113

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

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