VK GROUP LLC

07/21/2026

𝗗𝗼𝗲𝘀 𝗮𝗻 𝗜𝗥𝗦 𝘄𝗮𝗴𝗲 𝗹𝗲𝘃𝘆 𝘀𝗵𝗼𝘄 𝘂𝗽 𝗼𝗻 𝗮 𝗯𝗮𝗰𝗸𝗴𝗿𝗼𝘂𝗻𝗱 𝗰𝗵𝗲𝗰𝗸?

A wage levy itself is an administrative action and is generally not a public record, so it rarely appears on a standard background check.

However, the Notice of Federal Tax Lien associated with the debt is a public record. While tax liens no longer appear on traditional consumer credit reports, employers or agencies can discover them during public record background screenings. This occurs most often when you apply for roles involving security clearances or financial responsibilities.

Worried that tax debt could affect a job opportunity? Let’s look at your options before it creates another problem. 𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗖𝗛𝗘𝗖𝗞 𝘁𝗼 𝗴𝗲𝘁 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘀𝗰𝗵𝗲𝗱𝘂𝗹𝗲𝗱.

07/20/2026

𝗛𝗼𝘄 𝗮𝗿𝗲 𝘆𝗼𝘂 𝘁𝗿𝗮𝗰𝗸𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄?

📊 Spreadsheet
📱 Budgeting app
🔔 Relying on bank alerts
🙈 "What budget?"

Drop the emoji below that matches your approach.

07/17/2026

𝗪𝗵𝗮𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝗜 𝗸𝗻𝗼𝘄 𝗯𝗲𝗳𝗼𝗿𝗲 𝘀𝗲𝘁𝘁𝗶𝗻𝗴 𝘂𝗽 𝗮𝗻 𝗜𝗥𝗦 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻?

Before you submit any payment plan request to the IRS, you need to read the fine print. Rushing into an agreement you cannot afford or do not fully understand creates long-term problems, like missed payments or defaulted agreements.

3 rules to understand before you move forward:
1. You must be current on your tax filings. The IRS rejects your payment plan request if you have unfiled tax returns from previous years.
2. Setup fees can vary. A short-term extension has no setup fee, whereas a long-term plan carries a user fee of up to $178.
3. Rejected proposals can give the IRS more time to collect later. Submitting a payment plan request pauses active levies, but it also pauses the IRS's 10-year deadline.

The goal is to choose a payment plan that you can actually keep, rather than just getting temporary protection. Ask yourself the following before agreeing to a plan:
𝘐𝘴 𝘵𝘩𝘦 𝘣𝘢𝘭𝘢𝘯𝘤𝘦 𝘰𝘯 𝘵𝘩𝘦 𝘯𝘰𝘵𝘪𝘤𝘦 𝘢𝘤𝘵𝘶𝘢𝘭𝘭𝘺 𝘤𝘰𝘳𝘳𝘦𝘤𝘵?
𝘞𝘪𝘭𝘭 𝘵𝘩𝘪𝘴 𝘮𝘰𝘯𝘵𝘩𝘭𝘺 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘴𝘵𝘪𝘭𝘭 𝘧𝘪𝘵 𝘮𝘺 𝘣𝘶𝘥𝘨𝘦𝘵 𝘴𝘪𝘹 𝘮𝘰𝘯𝘵𝘩𝘴 𝘧𝘳𝘰𝘮 𝘯𝘰𝘸?

07/16/2026

It's hard to do #2 if you're racking up tax debt: https://www.schwab.com/learn/story/6-things-to-do-if-youre-nearing-retirement

07/15/2026

𝗪𝗵𝗮𝘁 𝗜𝗥𝗦 𝗿𝗲𝗹𝗶𝗲𝗳 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝗱𝗼 𝗜 𝗵𝗮𝘃𝗲 𝗶𝗳 𝗜 𝗰𝗮𝗻'𝘁 𝗽𝗮𝘆 𝗺𝘆 𝘁𝗮𝘅 𝗯𝗶𝗹𝗹 𝗶𝗻 𝗳𝘂𝗹𝗹?

Just because you can't pay all of your taxes right now doesn't mean you can't do anything. You have three main paths to look at:

𝗦𝗵𝗼𝗿𝘁-𝗧𝗲𝗿𝗺 𝗘𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻 𝘁𝗼 𝗣𝗮𝘆
If you can pay the full balance within a few months, the IRS can give you up to 180 days to pay in full. There is no setup fee, though penalties and interest still accrue during that time.

𝗦𝘁𝗿𝗲𝗮𝗺𝗹𝗶𝗻𝗲𝗱 𝗜𝗥𝗦 𝗜𝗻𝘀𝘁𝗮𝗹𝗹𝗺𝗲𝗻𝘁 𝗔𝗴𝗿𝗲𝗲𝗺𝗲𝗻𝘁𝘀
If you owe $50,000 or less in combined tax, penalties, and interest, the IRS approves payments over as long as 72 months without requiring detailed financial statements. An approved agreement drops the monthly Failure-to-Pay penalty from 0.5% to 0.25%, slowing the account's growth while you make payments.

𝗙𝗶𝗿𝘀𝘁-𝗧𝗶𝗺𝗲 𝗜𝗥𝗦 𝗣𝗲𝗻𝗮𝗹𝘁𝘆 𝗔𝗯𝗮𝘁𝗲𝗺𝗲𝗻𝘁 (𝗙𝗧𝗔)
This administrative waiver depends on your compliance history. If you filed required returns, paid prior balances, and avoided penalties for the past three tax years, the IRS can remove penalties for one tax period. It doesn't erase the tax itself, but it reduces the total balance.

You don’t have to sort through the IRS collection process on your own.

DM us to schedule an appointment to look at your situation.

07/14/2026

𝗗𝗶𝗱 𝗮𝗻𝘆𝗼𝗻𝗲 𝗲𝗹𝘀𝗲 𝗴𝗲𝘁 𝗮 𝘃𝗲𝗿𝘆 𝘄𝗿𝗼𝗻𝗴 𝗶𝗱𝗲𝗮 𝗮𝗯𝗼𝘂𝘁 𝗺𝗼𝗻𝗲𝘆 𝗳𝗿𝗼𝗺 𝗽𝗹𝗮𝘆𝗶𝗻𝗴 𝗠𝗼𝗻𝗼𝗽𝗼𝗹𝘆 𝗮𝘀 𝗮 𝗸𝗶𝗱?

Turns out the actual rules of that game don't translate very well to real-life financial survival.

Wouldn't we all love to settle a major, overwhelming debt by just giving the bank a tiny deed to Baltic Avenue? Or pull a piece of cardboard out of your pocket to instantly get out of a financial jam?

Dealing with mounting debt takes a little more strategy than just rolling the dice. Real recovery is built on a clear, step-by-step resolution plan that tackles the numbers head-on.

You don't have to navigate financial stress alone. If you need a concrete plan to get back on track, send us a message today and let's fix this together.

07/14/2026

What If I Can't Pay The IRS What I Owe? Help for Dallas Fort Worth Taxpayers

Panicking over what if I can't pay the IRS what I owe? See why a CP14 notice isn't an immediate levy and how to leverage the 10-year CSED clock.

07/13/2026

𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗯𝗿𝗲𝗮𝗸 𝘁𝗵𝗲 𝗰𝘆𝗰𝗹𝗲 𝗼𝗳 𝗼𝘄𝗶𝗻𝗴 𝘁𝗵𝗲 𝗜𝗥𝗦 𝗲𝘃𝗲𝗿𝘆 𝘆𝗲𝗮𝗿?

You have to stop treating taxes like leftover money and start building them directly into your monthly cash flow.

It's easy to get stuck in a revolving door of tax debt by guessing your estimated tax payments or waiting until tax filing time to see the damage.

To break the cycle, change how you handle your revenue right now:

# 𝟭 - 𝗦𝗲𝘁 𝗶𝘁 𝗮𝘀𝗶𝗱𝗲 𝗶𝗻𝘀𝘁𝗮𝗻𝘁𝗹𝘆
Move a fixed percentage of your revenue into a separate tax savings account the moment it hits your bank.

# 𝟮 - 𝗧𝗿𝗮𝗰𝗸 𝘆𝗼𝘂𝗿 𝗮𝗰𝘁𝘂𝗮𝗹 𝗽𝗿𝗼𝗳𝗶𝘁
Review your real year-to-date net income before each deadline so your estimated tax payments match your true liability.

# 𝟯 - 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗼𝗿 𝘀𝗲𝗮𝘀𝗼𝗻𝗮𝗹 𝘀𝗽𝗶𝗸𝗲𝘀
If you have a high-revenue month, adjust your annualized projections immediately so your remaining estimated tax payments stay accurate.

If you are already trapped in a cycle of back taxes, you need a strategy to knock out old debt while staying on top of your current IRS obligations.

Let’s audit your current IRS liabilities, evaluate your actual living expenses, and build a settlement plan to get you current for good.

07/10/2026

𝗪𝗵𝘆 𝗱𝗼𝗲𝘀 𝘁𝗵𝗲 𝗜𝗥𝗦 𝘁𝗵𝗶𝗻𝗸 𝗜 𝗰𝗮𝗻 𝗮𝗳𝗳𝗼𝗿𝗱 𝘀𝘂𝗰𝗵 𝗮 𝗵𝗶𝗴𝗵 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝘁𝗮𝘅 𝗽𝗮𝘆𝗺𝗲𝗻𝘁?

When you negotiate a payment plan, the IRS doesn't look at your actual bills. They use standardized "Allowable Living Expense" charts to decide what you 𝘴𝘩𝘰𝘶𝘭𝘥 be spending on housing, food, and healthcare.

The problem? These government charts lag way behind real-world inflation. The IRS assumes you have "disposable income" that is actually already spoken for.

If your monthly payment is suffocating your cash flow, you don't have to just accept it. If we can document that your actual costs are necessary for your family's welfare, we can fight to get the IRS to lower your payment.

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗙𝗜𝗫 if you're ready to fix your IRS payment plan.

07/09/2026

If an unexpected $5,000 landed in your bank account tomorrow, where would that money go?
𝗮. 𝗗𝗲𝘀𝘁𝗿𝗼𝘆𝗶𝗻𝗴 𝗱𝗲𝗯𝘁: Knocking out a nagging credit card bill or back taxes.
𝗯. 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀: Putting it back into your business tools, tech, or growth.
𝗰. 𝗖𝗿𝗲𝗮𝘁𝗶𝗻𝗴 𝗮 𝘀𝗮𝗳𝗲𝘁𝘆 𝗻𝗲𝘁: Stashing it away so you can finally breathe easier.
𝗱. 𝗥𝗲𝘄𝗮𝗿𝗱𝗶𝗻𝗴 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳: Funding that personal project or trip you’ve been putting off.