Skinner Wealth Strategies

Skinner Wealth Strategies CFP® helping people age 50+ build tax-smart retirement income plans.

Integrating investments, Social Security, Roth strategies, and estate basics into one clear roadmap Brian joined Waddell & Reed in 2009, and LPL in 2021 as a result of the two companies merging. A University of Connecticut graduate, Brian sustains his industry knowledge through continuing education, and has earned the CFP® mark and CRPC designation. As a financial advisor, Brian focuses on helping

clients develop a comprehensive plan for all of their financial goals and concerns, and assists in implementing the actions needed to pursue those goals. Some of the areas he covers include: investment management, risk planning, and tax efficient accumulation and distribution, among many others. Brian's primary goal for his clients is to efficiently combine these pieces into one complete plan for the family.

07/13/2026

A 20% market drop at 35 barely registers over decades of growth. The same drop at 63 can permanently shrink your nest egg. 📉 It's called sequence of returns risk — and the danger zone is the five years before and after retirement, when your portfolio is at its largest and most vulnerable. Small adjustments during a downturn can dramatically change your outcome. But only if you have a plan before it happens.

07/10/2026

Saving enough gets you to retirement. A plan is what carries you through it. 💡 Three risks that a bigger nest egg alone won't solve: inflation quietly eroding your purchasing power, a market downturn at the wrong time doing permanent damage, and nobody coordinating your taxes, income, healthcare, and Social Security into one unified approach. All three are manageable — but only with the right plan.
Follow to learn more about building a retirement plan that holds up.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

07/08/2026

Two retirees. Same savings. Same average returns. One runs out of money in 18 years. The other lasts 30. The difference? When the bad years happened. 📉 It's called sequence of return risk — and according to Charles Schwab research, it can be the difference between a comfortable retirement and running out of money. A good retirement plan doesn't just grow your money. It insulates you from the years you're most vulnerable.

07/06/2026

50% of retirees say their biggest fear is outliving their money — even after decades of careful saving. (MetLife) 💡 The problem isn't that they didn't save enough. It's that turning savings into a lifetime of sustainable income is a completely different skillset. Taxes, healthcare, inflation, Social Security timing, and investment strategy all have to work together at the same time. Without a real plan, even a large nest egg can disappear faster than anyone expects.

Follow to learn more about making your money last in retirement from a financial planner.

Source: MetLife, 2026

Are you in the "Retirement Red Zone"?That's the critical 3 years before and after you stop working — and the choices you...
07/06/2026

Are you in the "Retirement Red Zone"?

That's the critical 3 years before and after you stop working — and the choices you make during that window can have a meaningful impact on your retirement.

Join Brian P. Skinner, CFP®, CRPC® for a FREE live class on July 9th at 12 Noon and learn about:
🔹 Tax strategies that may help reduce what you owe over time, not just this year
🔹 7 mistakes that can quietly drain retirement savings
🔹 How to think about structuring withdrawals to help your income last through retirement
🔹 The "surviving-spouse tax trap" that widows and widowers often don't see coming

⚠️ Seating is limited. Don't wait.

👉 Register free: https://learn.skinnerwealthstrategies.com/webinar-retire-smarter

07/03/2026

"How do I know when I have enough to retire?" The 4% rule gives you a rough estimate — but it doesn't account for how money actually gets spent. 💡 The real answer comes from backing into your actual spending, building in the travel and experiences you haven't had time for yet, and building a plan that's specific to you. That's when fear turns into confidence.
To see how the numbers work for you, schedule a call through the link in my bio.

07/01/2026

Pension lump sum vs annuity: Rolling to an IRA defers taxes, gives control, and allows inheritance. But risks exist—like losing disability benefits. Consider your complete financial picture first.

Are you in the "Retirement Red Zone"?That's the critical 3 years before and after you stop working, and what you do (or ...
06/30/2026

Are you in the "Retirement Red Zone"?

That's the critical 3 years before and after you stop working, and what you do (or don't do) during that window can make or break your retirement.

Join Brian P. Skinner, CFP®, CRPC® for a FREE live class on July 9th at 12 Noon and discover:
🔹 How to legally shrink your tax bill (for decades, not just this year)
🔹 7 mistakes that silently drain retirement savings
🔹 How to structure withdrawals so you *never* run out of money
🔹 The "Tax Bomb" widows and widowers often don't see coming

⚠️ Seating is limited. Don't wait.

👉 Register free: https://learn.skinnerwealthstrategies.com/webinar-retire-smarter

06/26/2026

A $5,000 monthly pension at 60 is still $5,000 at 90. But over a 30-year retirement, prices can more than double. 💡 That comfortable income at 60 can feel tight by 75 and genuinely difficult by 85. Inflation is the hidden tax of retirement — and it affects pensions, bonds, annuities, and cash savings alike. A plan that only works in one economic environment may not last the full distance.

06/24/2026

ACA premiums are based on income, not net worth. Someone with millions saved can qualify for subsidized health insurance by managing their taxable income in early retirement.
Let's Meet➡️ skinnerwealthstrategies.com/meet-brian

Address

472 Wheelers Farms Road, Suite 305
Milford, CT
06461

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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