What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Robert E. Stern, EA., 290 Baxter Lane, Milford, CT (2026)

04/19/2023

This was a great tax season. I met with many friendly folks, had interesting conversation, and I enjoyed the routine as well as complex financial scenarios returning or coming as new clients.

02/26/2023

Re: SECURE Act 2.0: Increased Age for Required Minimum Distribution

Dear Clients and Friends,

The SECURE 2.0 Act of 2022 (SECURE Act 2.0) is designed to build upon the provisions of the original SECURE Act to expand participation and boost retirement savings. The SECURE Act 2.0 also makes important changes to the age for required minimum distributions that will help retirees with decisions that will enhance their ability to make better use of their retirement savings.

Required Minimum Distributions:
Under current law, as enacted as part of the original SECURE Act, plan participants are required to begin taking distributions (“required minimum distributions” or “RMDs”) at age 72. Under the SECURE Act 2.0, the age at which participants must begin taking distributions is increased over a period of ten years. The age is increased to 73 for individuals who attain age 72 after December 31, 2022, and age 73 before January 1, 2033. The age at which participants must begin taking RMDs is further increased to 75 for individuals who attain age 74 after December 31, 2032. The increased age for RMDs is effective for tax years beginning after 2022.

Beneficiaries of Special Needs Trusts:
The SECURE Act 2.0 also amends the required minimum distribution rules related to special needs trusts by replacing “no individual” with “no beneficiary” and clarifies that any beneficiary that is a “publicly supported” charitable organization shall be treated as a designated beneficiary.

Penalty Reform:
The SECURE Act 2.0 also reduces the penalty on failures to take a required minimum distribution from 50 percent to 25 percent. The 25 percent penalty is further reduced to 10 percent if corrective action is taken in a timely manner. The reduction is effective for tax years beginning after 2022.
The changes under provisions of the SECURE Act 2.0 affect individuals and beneficiaries of retirement plans and the required age of distributions under the revised tax law. Please call our office for more information.

Sincerely,
Robert E. Stern

01/11/2023

Re: Cryptocurrency and Virtual Currency Guidance Issued

Dear Clients and Friends:

Virtual currency transactions are taxable by law just like transactions in any other property. The IRS is aware that some taxpayers with virtual currency transactions may have incorrectly reported or failed to report income and pay the related tax. Therefore, it is actively addressing potential non-compliance in this area. Millions of taxpayers may find themselves the target of a new IRS initiative called Operation Hidden Treasure. Additionally, in 2019 the IRS added a question to individual tax returns on virtual currency transactions that requires a yes or no response to determine if further reporting is needed.

Virtual Currency:

Virtual currency is a digital representation of value, other than a representation of the U.S. dollar or a foreign currency (“real currency”), that functions as a unit of account, a store of value, and a medium of exchange. Some virtual currencies are convertible, which means that they have an equivalent value in real currency or act as a substitute for real currency. The IRS uses the term “virtual currency” to describe the various types of convertible virtual currency that are used as a medium of exchange, such as digital currency and cryptocurrency.

Cryptocurrency is a type of virtual currency that uses cryptography to secure transactions that are digitally recorded on a distributed ledger, such as a blockchain. Distributed ledger technology uses independent digital systems to record, share, and synchronize transactions, the details of which are recorded in multiple places at the same time with no central data store or administration functionality. A transaction involving cryptocurrency that is recorded on a distributed ledger is referred to as an “on-chain” transaction; a transaction that is not recorded on the distributed ledger is referred to as an “off-chain” transaction.

Regardless of the label applied, if a particular asset has the characteristics of virtual currency, it is virtual currency for Federal income tax purposes. In general, virtual currency is treated as property and general tax principles applicable to property transactions apply to transactions using virtual currency.

Form 1040 Reporting: Virtual Currency Question:

The IRS added the question on individual tax returns that requires a yes or no response to: “At any time during 20xx, did you receive, sell, exchange, or otherwise dispose of any financial interest in any virtual currency?” Taxpayers that merely owned virtual currency at any time during the year can check the “No” box when they have not engaged in any transactions involving virtual currency during the year, or their activities were limited to:

1. holding virtual currency in their own wallet or account,

2. transferring virtual currency between their own wallets or accounts,

3. purchasing virtual currency using real currency, including purchases using real currency electronic platforms such as PayPal and Venmo, or

4. engaging in a combination of holding, transferring, or purchasing virtual currency as described above.

If taxpayers are involved in any exchange, receipt, sale, or disposition of virtual currency, then additional reporting is required for the transaction in addition to answering “Yes” to the required question.

Sale or Exchange of Virtual Currency:

When a person sells virtual currency, they must recognize any gain or loss on the sale, subject to any limitations on the deductibility of losses. The gain or loss is the difference between adjusted basis in the virtual currency and the amount received in exchange for the virtual currency, which should be reported on the Federal income tax return in U.S. dollars. The basis is the amount spent to acquire the virtual currency, including fees, commissions, and other acquisition costs in U.S. dollars. The adjusted basis is basis increased by certain expenditures and decreased by certain deductions or credits in U.S. dollars.

Transfer of property: If virtual currency is exchanged for property, the gain or loss is the difference between the fair market value of the property received and adjusted basis in the virtual currency exchanged. If a taxpayer transfers property held as a capital asset in exchange for virtual currency, they will recognize a capital gain or loss. If they transfer property that is not a capital asset in exchange for virtual currency, they will recognize an ordinary gain or loss.

Transfer of services: Generally, self-employment income includes all gross income derived by an individual from any trade or business carried on by the individual as other than an employee. Consequently, the fair market value of virtual currency received for services performed as an independent contractor, measured in U.S. dollars as of the date of receipt, constitutes self-employment income and is subject to the self-employment tax.

In addition, the medium of remuneration for services is immaterial to the determination of whether the remuneration constitutes wages for employment tax purposes. Consequently, the fair market value of virtual currency paid as wages, measured in U.S. dollars at the date of receipt, is subject to Federal income tax withholding, Federal Insurance Contributions Act (F**A) tax, and Federal Unemployment Tax Act (FUTA) tax and must be reported on Form W-2, Wage and Tax Statement.

The amount of income a taxpayer must recognize is the fair market value of the virtual currency, in U.S. dollars, when received. In an on-chain transaction, the taxpayer receives the virtual currency on the date and at the time the transaction is recorded on the distributed ledger.

If a taxpayer pays for a service using virtual currency that they hold as a capital asset, then they have exchanged a capital asset for that service and will have a capital gain or loss. The gain or loss is the difference between the fair market value of the services received and the adjusted basis in the virtual currency exchanged.

Cryptocurrency Transactions and Hard Forks:

A hard fork occurs when a cryptocurrency undergoes a protocol change resulting in a permanent diversion from the legacy distributed ledger. This may result in the creation of a new cryptocurrency on a new distributed ledger in addition to the legacy cryptocurrency on the legacy distributed ledger. If the cryptocurrency went through a hard fork, but the taxpayer did not receive any new cryptocurrency, whether through an airdrop (a distribution of cryptocurrency to multiple taxpayers’ distributed ledger addresses) or some other kind of transfer, the taxpayer doesn’t have taxable income. If a hard fork is followed by an airdrop and the taxpayer receives new cryptocurrency, they have taxable income in the tax year they receive that cryptocurrency.

Contact Us:

This letter covers some highlights of the complex tax rules for virtual currency transactions. We encourage you to maintain records that document receipt, purchase date, cost basis, fair value at the time of sale, exchange or other dispositions of virtual currency. Please contact our office if you would like additional guidance on when and how to report and treat transactions related to virtual currency and cryptocurrency.

Sincerely,
Robert E. Stern

01/05/2023

Re: SECURE Act 2.0: Increased Age for Required Minimum Distribution

Dear Clients and Friends,

The SECURE 2.0 Act of 2022 (SECURE Act 2.0) is designed to build upon the provisions of the original SECURE Act to expand participation and boost retirement savings. The SECURE Act 2.0 also makes important changes to the age for required minimum distributions that will help retirees with decisions that will enhance their ability to make better use of their retirement savings.

Required Minimum Distributions:
Under current law, as enacted as part of the original SECURE Act, plan participants are required to begin taking distributions (“required minimum distributions” or “RMDs”) at age 72. Under the SECURE Act 2.0, the age at which participants must begin taking distributions is increased over a period of ten years. The age is increased to 73 for individuals who attain age 72 after December 31, 2022, and age 73 before January 1, 2033. The age at which participants must begin taking RMDs is further increased to 75 for individuals who attain age 74 after December 31, 2032. The increased age for RMDs is effective for tax years beginning after 2022.

Beneficiaries of Special Needs Trusts:
The SECURE Act 2.0 also amends the required minimum distribution rules related to special needs trusts by replacing “no individual” with “no beneficiary” and clarifies that any beneficiary that is a “publicly supported” charitable organization shall be treated as a designated beneficiary.

Penalty Reform:
The SECURE Act 2.0 also reduces the penalty on failures to take a required minimum distribution from 50 percent to 25 percent. The 25 percent penalty is further reduced to 10 percent if corrective action is taken in a timely manner. The reduction is effective for tax years beginning after 2022.

The changes under provisions of the SECURE Act 2.0 affect individuals and beneficiaries of retirement plans and the required age of distributions under the revised tax law. Please call our office for more information.

Sincerely,
Robert E. Stern

06/02/2021

Re: Reporting Foreign Assets on Form 8938

Dear Client:

Taxpayers have long been required by the Bank Secrecy Act to report certain foreign accounts. The IRS also requires certain taxpayers to report their specified foreign financial assets on Form 8938, Statement of Specified Foreign Financial Assets, which is attached to their annual income tax return. This annual foreign-asset disclosure to the IRS is in addition to any reporting requirement under the Bank Secrecy Act using the so-called “FBAR” form. This letter highlights some of the key elements of the reporting requirement for specified foreign assets.

Who must file Form 8938?

Form 8938 must be filed by “specified individuals” and “specified domestic entities” with “specified foreign financial assets.” A specified individual is a U.S. citizen; a resident alien of the U.S. for any part of the tax year; a nonresident alien who makes an election to be treated as resident alien for purposes of filing a joint income tax return; or a nonresident alien who is a bona fide resident of American Samoa or Puerto Rico.

Specified domestic entities include certain domestic corporations, partnerships, and trusts that are formed for the purpose of holding, directly or indirectly, specified foreign financial assets.

SPECIFIED FOREIGN FINANCIAL ASSETS:

The IRS has described what constitutes a specified foreign financial asset in the Instructions to Form 8938 and in guidance. Specified foreign financial assets include foreign financial accounts, and foreign non-account assets held for investment (as opposed to held for use in a trade or business), such as foreign stock and securities, foreign financial instruments, contracts with non-US persons, and interests in foreign entities.

Along with knowing what assets meet the definition of a specified foreign financial asset, it is important to know what assets are excluded from the definition of a specified foreign financial asset and do not require Form 8938 reporting. This includes, for example, foreign real estate held directly. Additionally, certain specified foreign financial assets reported elsewhere do not need to be reported on Form 8938.

Exceptions are also made for certain trusts and assets held by bona fide residents of U.S. possessions. One important exception applies to an interest in a social security, social insurance, or other similar program of a foreign government. If you have any questions about the types of assets that are excluded from the definition of specified foreign financial asset, please contact our office.

THRESHHOLDS:

The IRS has developed monetary thresholds for reporting. The thresholds vary depending on the taxpayer’s status.

Unmarried taxpayers living in the U.S.: The total value of the taxpayer’s specified foreign financial assets is more than $50,000 on the last day of the tax year or more than $75,000 at any time during the tax year.

Married taxpayers filing a joint income tax return and living in the U.S.: The total value of the couple’s specified foreign financial assets is more than $100,000 on the last day of the tax year or more than $150,000 at any time during the tax year.

Married taxpayers filing separate income tax returns and living in the U.S.: The total value of the taxpayer’s specified foreign financial assets is more than $50,000 on the last day of the tax year or more than $75,000 at any time during the tax year.

Taxpayers living abroad. An individual is a taxpayer living abroad if (1) the individual is a U.S. citizen whose tax home is in a foreign country and the individual is either a bona fide resident of a foreign country or countries for an uninterrupted period that includes the entire tax year; or the individual is a U.S. citizen or resident, who during a period of 12 consecutive months ending in the tax year is physically present in a foreign country or countries for at least 330 days.

Domestic entities. The total value of the domestic entity’s specified foreign assets is more than $50,000 on the last day of the tax year or more than $75,000 at any time during the tax year.

Taxpayers will need to determine the value of their specified foreign financial assets. Generally, taxpayers may rely on periodic account statements for the tax year to report a financial account's maximum value unless the taxpayer knows or has reason to know that the statements do not reflect a reasonable estimate of the maximum account value during the tax year. The IRS has provided guidance on valuing other types of specified foreign financial assets.

Form 8938 is filed with the taxpayer’s federal income tax return. A taxpayer does not need to file Form 8938 if an income tax return for the tax year is not required..

PENALTIES:

Penalties for noncompliance can be substantial. There is a failure to file (Form 8938) penalty of $10,000 and an additional penalty of up to $50,000 for continued failure to file after notification by the IRS. However, a taxpayer may avoid a penalty if failure is due to reasonable cause and not willful neglect. In addition, penalties for underpayment and fraud may apply as well as criminal penalties.

FBAR FILING:

The Form 8938 filing requirement does not replace or otherwise affect a taxpayer's obligation, if there is one, under the Bank Secrecy Act to file Form 114, Report of Foreign Bank and Financial Accounts (FBAR). Taxpayers generally must file an FBAR if they have a financial interest in, signature authority or other authority over one or more accounts in a foreign country, and the value of the account exceeds $10,000 at any time during the calendar year. The FBAR must be received by the IRS on or before April 15 of the year following the calendar year being reported. The FBAR is not filed with the taxpayer’s federal income tax return. Instead, it must be filed electronically through FinCEN’s BSA E-Filing System.

If you have any questions about FATCA’s reporting requirements or Form 8938, please contact our office.

Sincerely,
Robert E. Stern, EA

03/14/2021

Using Trusts - Is a Living Trust Right for You?

Dear Clients and Friends:

"Revocable living trusts" have become popular estate planning tools. Whether a living trust is right for you, however, depends on a number of factors. A living trust may benefit you greatly, or you may be worse off with one.

A living trust is a trust that you set up during your lifetime, to which you transfer most or all of your assets. You get the income from the trust, and also have the right to withdraw principal. You can revoke or cancel the trust at any time during your life. At death the trust becomes irrevocable and its income and assets are disposed of under terms specified by you in the trust papers.

Why would you do this? The main advantage of the living trust is that its assets are distributed without going through the court probate process. That avoids a filing fee in probate court. Also, trustee fees generally are lower than nonfamily executors' or personal representatives' fees would be. However, even if probate is avoided there will be the expense of preparing an estate tax return, valuing and transferring assets, and making a formal accounting and settlement. Also, to avoid probate, all probate assets must be included in the living trust. If some are left out, a probate proceeding still would be necessary. As a result, those with living trusts usually also have a will to direct any extra property into the trust.
Some of the other benefits and pitfalls to consider are:

•Quicker distributions: Probating a will and gathering assets into the estate for distribution can take quite a bit of time. With a living trust, by contrast, all assets already are gathered together, so the trustee can make immediate distributions and continue paying bills as usual.

•Protecting minors: Living trusts can help avoid the need to appoint a guardian to represent children's interests, which can cause delay and add to administration costs.

•Privacy protection: Since probate records are public, the size of your estate, and the names of beneficiaries and the amounts each received, can come into anyone's possession. The size and terms of a living trust, by contrast, are not necessarily public matters.

•Multiple residences: Those with real estate in more than one state can avoid the problems and expense of multiple probate proceedings by putting the out-of-state real estate in a living trust.

•Income taxes: If you create a living trust, you will be taxed on its income in much the same way as if you continued to own the property outright.

•Estate taxes: It's a fairly common misconception that living trusts save estate taxes, but that's not necessarily the case. The trust assets within a revocable living trust will be subject to estate tax just as if you continued to own them outright. Therefore, basic estate planning techniques are important in the context of living trusts as well transfers at death by will.

As we said, living trusts make a lot of sense for some people and none at all for others. You have to consider all of the pluses and minuses as they relate to your particular situation to make an informed choice about a living trust. We would be happy to assist you in making the decision that's right for you. Please call if we can be of assistance.

Robert E. Stern, EA.

03/08/2021

Re: Further Consolidated Appropriations Act: Discharge of Mortgage Debt

Dear Clients and Friends:

The Further Consolidated Appropriations Act, 2020, provides a three-year extension of the exclusion from income for the forgiveness of debt on a principal residence. The exclusion now applies to discharges of qualified principal residence indebtedness occurring before January 1, 2021, or discharges that are subject to an arrangement that is entered into and evidenced in writing before January 1, 2021.

Qualified principal residence indebtedness means acquisition indebtedness with respect to the taxpayer's principal residence. The exclusion of discharged qualified residence indebtedness is limited to $2 million ($1 million, in the case of married taxpayers filing separately).

Debt forgiveness relief was originally granted to taxpayers through the Mortgage Forgiveness Debt Relief Act of 2007, effective for debts discharged after January 1, 2007 and before January 1, 2010. This relief has been extended a few times. Most recently, the Bipartisan Budget Act of 2018 provided a one-year extension of the exclusion to discharges of qualified principal residence indebtedness occurring before January 1, 2018.

In general, the amount of the forgiveness of debt on a principal residence that is included in income is equal to the difference between the amount of the debt being cancelled and the amount used to satisfy the debt. The tax on this income creates an additional burden for taxpayers already struggling financially. The Act extends relief from this burden so that taxpayers may recover faster. These rules generally apply to foreclosure or the exchange of an old obligation for a new obligation.

If you reported forgiveness of debt income in 2018 from the sale or foreclosure of your home, you may have a significant opportunity to amend your return and claim a refund. If you have any other questions regarding this extension or if you have concerns regarding a home foreclosure, we can answer any questions and discuss your options in greater detail. Please call our office at your earliest convenience to arrange an appointment.

Robert E. Stern, EA.

03/01/2021

Re: How to Allocate and Report Prepaid Mortgage Insurance Premiums

Dear Clients and Friends:

In the case of a home acquisition loan, an individual who cannot pay the entire down payment amount may be required to purchase mortgage insurance. Premiums paid or accrued for qualified mortgage insurance in connection with acquisition indebtedness for a qualified residence are treated as qualified residence interest and are deductible. Qualified residence interest in general includes interest on home acquisition indebtedness of up to $750,000 ($375,000 for married individuals filing separately).

The deduction for mortgage insurance premiums is also subject to a phaseout. For every $1,000 ($500 in the case of a married individual filing separately), or a fraction thereof, by which the taxpayer's adjusted gross income exceeds $100,000 ($50,000 in the case of a married individual filing separately), the amount of mortgage insurance premiums treated as interest is reduced by 10 percent.

Restrictions on deductibility also apply with respect to prepaid qualified mortgage insurance. IRS regulations provide that, for borrowers, the deduction for prepaid premiums on Federal Housing Authority (FHA) or private mortgage insurance must be allocated ratably over the shorter of an 84-month period or the term of the loan. For mortgage servicers, the regulations require reporting on the total amount received on all prepaid premiums as well as mortgage interest from the homeowner during the calendar year.

The Further Consolidated Appropriations Act, 2020 extended the deduction for mortgage insurance premiums to 2020. Under this extension, homeowners are able to deduct mortgage insurance premiums that are paid or accrued in a year before 2021, or are properly allocable to any period on or before December 31, 2020. The requirement that the premiums be paid pursuant to a mortgage insurance contract issued on or after January 1, 2007, remains unchanged.

For purposes of this deduction, qualified mortgage insurance includes mortgage insurance provided by the Department of Veterans Affairs, the Federal Housing Administration, or the Rural Housing Service, and private mortgage insurance defined under Act Sec. 2 of the Homeowners Protection Act of 1998. A qualified residence includes the taxpayer's principal residence or a second home selected by the taxpayer for purposes of the qualified residence interest rules. If the second home is not rented out, it qualifies regardless of whether the taxpayer uses it during the year. If the second home is rented out, it qualifies only if it is used during the tax year by the taxpayer for personal purposes for the greater of 14 days or 10 percent of the number of days during the year the home is rented at fair market value.

If you have any questions about the deduction for prepaid mortgage insurance premiums, and your reporting responsibilities, please contact our office at your convenience.

Robert E. Stern, EA.

02/22/2021

Re: Home Equity Loan Interest Deduction

Dear Clients and Friends:

The 2017 Tax Cuts and Jobs Act restricted the deduction for interest paid on home equity loans and lines of credit.

Interest on Many Home Equity Loans Still Deductible

Home equity loan interest is still deductible in certain circumstances though. For example, interest on a home equity loan used to build an addition to an existing home would be deductible if certain requirements are met.

New Limits on Qualified Residence Loans

Beginning in 2018, you may only deduct interest on $750,000 of qualified residence loans. This limit applies to the combined mortgage and home equity loan amount used to buy, build or substantially improve your main home and second home.

Please call our office to discuss how these changes impact you. We are here to assist you.

Robert E. Stern, EA.

02/15/2021

Re: Guidance Under the CARES Act for Taxpayers with Net Operating Losses

Dear Clients and Friends:

The Coronavirus Aid, Relief, and Economic Security (CARES) Act provides tax relief to individuals and businesses in an effort to support the economy. The IRS has issued guidance providing administrative relief under the CARES Act for taxpayers with net operating losses.

In general, the CARES Act provides a five-year carryback for NOLs arising in tax years beginning in 2018, 2019, and 2020. The Tax Cut and Jobs Act had eliminated carryback periods effective for tax years ending after 2017. Some taxpayers have filed 2018 and 2019 returns without using five-year carryback period.

The relief:

1. provides procedures for waiving the carryback
period in the case of a net operating loss arising in a
tax year beginning after December. 31, 2017, and
before January. 1, 2020; and

2. describes how taxpayers with NOLs arising in tax
years 2018, 2019, or 2020 can elect to either waive
the carryback period for those losses entirely or to
exclude from the carryback period for those losses
any years in which the taxpayer has an inclusion in
income as a result of the Code Sec. 965(a)
transition tax.

Six Month Extension for Filing Refund Claims

Taxpayers are granted an extension of time to file refund applications on Form 1045 (individuals, estates, and trusts) or Form 1139 (corporations) with respect to the carryback of a net operating loss that arose in any tax year that began during calendar year 2018 and that ended on or before June 30, 2019.

2017/2018 Fiscal-Year Taxpayers

Relief is also provided for 2017/2018 fiscal year taxpayers who failed to claim an NOL carryback due to a drafting error in the Tax Cuts Act that provided the termination of two-year NOL carryback period applied to NOLs arising in tax years ending after 2017. The CARES Act corrects the effective date error by providing that the termination applies to tax years beginning after 2017. This makes these taxpayers eligible to claim an NOL carryback. The CARES Act allows these taxpayers to file a late application for a tentative refund. An application for a tentative refund is considered timely if filed by July 25, 2020.

The guidance also explains how 2017/2018 fiscal year taxpayer may waive the carryback period, reduce the carryback period (if it is longer than the standard two-year carryback), or revoke an election to waive a carryback period for a tax year that began before January. 1, 2018, and ended after December. 31, 2017.

If you have any questions related to the NOL rules, please call our office. We can help you determine the best timing for claiming a net operating loss.

Robert E. Stern, EA.

02/10/2021

Re: Appraisal Requirements for Noncash Charitable Contributions

Dear Clients and Friends:

As someone who regularly makes charitable contributions, you may be aware that charitable contributions of property in excess of $5,000 require that you attach an appraisal to your tax return. In response to gross valuation misstatements, the IRS has recently issued new guidance on the definition of a qualified appraisal and qualified appraiser.

The IRS has determined that a qualified appraisal is one that is conducted by a qualified appraiser in accordance with generally accepted appraisal standards. A qualified appraiser is an individual who:

1.Has earned an appraisal designation from a recognized
professional appraisal organization or has otherwise met
the minimum education and experience required by the IRS,

2. Regularly performs appraisals for which the individual receives compensation,

3. Demonstrates education and experience in valuing the type
of property subject to the appraisal, and

4. Has not been prohibited from practicing before the IRS at
any time during the three years prior to the appraisal.

In addition, the appraisal must be made not more than 60 days before the date the appraised property is contributed to a charitable organization, and not later than the time it must be received by the donor.

Regardless of the substantiation requirements, gifts of appreciated property remain a valuable tax planning tool, as they have a double tax saving advantage. You can claim a charitable contribution deduction for the full appreciated value of the property, and you can avoid the capital gains tax that you would have paid had you sold the property.

However, to insure that you get the full advantage of the value of the appreciated property, it is important to recognize the IRS requirements regarding the appraisal and plan accordingly. We can assist you in planning for your charitable contributions. Please call our office at your earliest convenience to arrange an appointment.

Robert E. Stern, EA
(203)783-9964

Robert E. Stern, EA.

04/19/2023

02/26/2023

01/11/2023

01/05/2023

06/02/2021

03/14/2021

03/08/2021

03/01/2021

02/22/2021

02/15/2021

02/10/2021

Address

Opening Hours

Website

Alerts

Shortcuts

Share

Category

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm