02/20/2026
🔥📢 TIPPED WORKERS — “NO TAX ON TIPS” (YES, FOR REAL) 📢🔥
If you make tips (hair, nails, hospitality, service industry, etc.) this one’s for you.
✅ The One Big Beautiful Bill Act created a federal deduction for qualified tips
➡️ Up to $25,000 per year
➡️ Good for 2025 through 2028
➡️ Starts phasing out if your income is too high
⚠️ BUT don’t play with it:
✔️ Tips still gotta be reported (W-2 / 1099 / or you report them)
✔️ You need an SSN to qualify
✔️ “Qualified” means tipped jobs the IRS recognizes (not everybody)
📌 Translation: Don’t hide your tips… document your tips so you can deduct them.
If you worked for tips in 2025 or 2026, tell me up front so we don’t miss money.