Pretty Smart Accounting

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Pretty Smart Accounting

Tax Preparation, Business Mentoring, Health Insurance, Supplemental Insurance, Life Insurance, Senio

07/09/2026

Investing in the future doesn't always involve finances. Sometimes it means investing in people.

At Pretty Smart Insurance, we're proud to support the next generation through community involvement and educational opportunities that help young people pursue their goals.

Watching students grow into future leaders is one of the most rewarding investments we can make.

Stay tuned for future scholarship announcements and opportunities to support local students.

07/06/2026

July is almost here, and with it comes UV Safety Awareness Month — a perfect time to refresh the sun-safety habits that keep your skin protected. Our team at Pretty Smart Insurance encourages everyone to build simple, mindful routines that make a real difference throughout the summer.

From daily sunscreen to staying shaded during peak hours, these small choices help protect your long-term health. We invite you to swipe through our tips and share them with someone who could use a reminder.

If you ever have questions about your coverage or how your benefits support preventive care, our team is always here to help.

07/03/2026

Happy Fourth of July from Pretty Smart Insurance!

As we celebrate our nation’s independence, we hope you enjoy time with the people and traditions that make this holiday special — whether that’s a backyard cookout, fireworks, or simply a relaxing long weekend.

Our office will be closed on Friday, July 3rd in observance of Independence Day, and our team will be back after the holiday weekend.

How will you be celebrating this year?

06/29/2026

If you have student loans or other debt after graduation, you’re not alone. Debt is a reality for many college students after they graduate. Regardless of whether you’re graduating with student loans or credit card debt, making a plan to manage and eventually eliminate your debt can feel overwhelming.

With that in mind, we wanted to share a simple roadmap for starting to address debt post-graduation:

A good way to start managing your debt is to get everything out in the open. List your loans, credit cards, and any other balances so you know what you’re dealing with. While you do this, be sure to pay attention to interest rates and make a plan for how you’ll handle payments each month. When you’re organized, it’s easier to keep debt from getting out of control.

If you have questions about your financial picture or want to talk about investment strategies that can support you as a recent graduate, don’t hesitate to reach out. We are here to help.

06/26/2026

The June 30th Free Application for Federal Student Aid (FAFSA) deadline is rapidly approaching.

The information students and parents (if applicable) enter into the application determines eligibility for federal grants, student loans, work-study programs, and various state and school-based aid. As such, failing to submit this key form can have serious financial consequences.

Here are some key action items for those with the FAFSA still on their to-do list:

✅ Obtaining federal student aid (FSA) IDs for each contributor (student, parents, etc.).
✅ Getting all tax information from the previous year ready and any required financial information.
✅ Deciding which colleges to share the FAFSA information with. If a specific college has already been chosen, you only need to include that institution.
✅ Carefully reviewing the FAFSA submission summary.
✅ Signing and submitting the application before the deadline.

We hope this checklist helps those preparing for college submit the FAFSA accurately and on time!

Regardless of what milestones you’re approaching, know that we are here to help you make investment decisions that reflect your current goals and future ambitions. Give us a call anytime.

06/23/2026

June is National Annuity Awareness Month, and to honor the month, we wanted to review what annuities are and how they might fit into your broader retirement strategies. Swipe for more information.

Deciding whether or not annuities are right for you requires a careful evaluation of fees, liquidity, and long-term goals. That’s where our team comes in. We are here to help you to explore how annuities might complement your existing plan. If you are interested, feel free to reach out anytime to schedule a review.

06/19/2026

As a new graduate, we know that it can seem daunting to start investing, especially when your finances may be tight. This can lead some new grads to push off investing until the “perfect time” in the future.

Here’s why that can be a bad strategy: Time is one of the biggest advantages we have when it comes to investing. Starting early gives your money more chances to grow — even if you’re only investing a little each month. That growth might not look obvious on a day-to-day basis. But as the years pass, the difference can become much clearer.

You don’t need a lot of money to get started with investing. The most important thing is to start early. Even small contributions to your own investment accounts or employer-sponsored accounts like 401(k)s, over time, can give your money more chances to grow. The sooner you get started, the bigger the impact it makes to the value of your investment portfolio.

If you want help figuring out what investing could look like for you or have questions about your current strategy, don’t hesitate to reach out. We’re here to help craft an investment strategy that’s right for you.

06/17/2026

Tax laws change. Financial rules evolve. Life happens. One of the most common questions we hear is, "How do these changes affect me?"

The truth is that every individual's situation is different. What works well for one person or business owner may not be the right approach for another.

That's why staying proactive matters. Reviewing your financial and insurance strategies regularly can help you make informed decisions and avoid surprises down the road.

If it's been a while since you've reviewed your plan, now may be a good time to start.

Schedule an appointment online at www.prettysmartinsurance.com.

06/15/2026

If you’re a new graduate, it can be hard to keep track of your inflow and outflow of cash as you juggle paychecks and new expenses. That’s where budgeting can come in.

Think of a budget as a way to keep your money working for you. Begin with your take-home pay, which is your pay after tax and any deductions, and make sure your essentials are covered. Then you can see what’s left for everything else.

This can look like putting money into “envelopes” or savings categories or simply tracking the numbers in a spreadsheet. Tracking your spending, even just for a month, can be eye-opening and help you fully understand where your money is going.

If you have questions about your current financial picture or want to discuss investment strategies that can support your goals as a new graduate, don’t hesitate to reach out. We’re here to help guide you.

06/11/2026

May delivered a familiar tension. The U.S. economy expanded, driven by resilient consumer spending and surging AI investment, while rising energy prices tied to the U.S.-Iran conflict stoked inflation and left the Federal Reserve in a holding pattern. Swipe through to learn more.

Know that we are closely tracking these complex markets for you. As always, don’t hesitate to reach out to our team with any questions or needs. We are here as a resource for you.

Address

951 N Main
Mona, UT
84645

Telephone

+4355541650

Website

http://www.jkacctg.com/

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