06/30/2026
One of my retired clients called me today with a frustrating problem. He just got hit with a tax bill he never saw coming.
The reason? The interest from his bank CDs pushed him into a higher tax bracket, and he ended up owing a few thousand dollars he never planned for.
Fore retirees, this happens more often than you'd think.
Most people focus on how much they've saved. But how your money is positioned, and how you take it out, matters just as much. The wrong setup can lead to surprise taxes that slowly chip away at everything you worked your whole life to build.
After going through all of his accounts, I put together a plan to lower his future tax bill and give him more control over his own money instead of sending more of it to the IRS.
Same savings. A smarter plan. A much better outcome.
If you're retired or getting close, and you want to make sure a surprise tax bill isn't waiting for you, send me a message. I'm happy to take a look at your situation.
