Bautis Financial

07/21/2026

“You get what you pay for” applies to intellectual property too.

Philip Crowley explains why cutting corners on a provisional patent application can leave a startup with little meaningful protection. He also highlights another common mistake: failing to operate through a limited liability entity.

The right legal foundation early on can save founders significant time, money, and risk down the road.

Listen to the full episode: https://bautisfinancial.com/episode-300-avoid-startup-failure-philip-crowley/

07/21/2026

Retirement doesn't look the way it did 50 years ago — and that's not a bad thing. Today, many retirees are redefining this stage of life through travel, consulting, volunteering, entrepreneurship, or simply pursuing long-delayed passions. Retirement isn't the end of the story. It's the start of a new chapter.

Retirement is becoming more personal.

07/21/2026

You may be comfortable taking investment risk — but does your financial situation support it?

Risk tolerance and risk capacity are two different concepts, and understanding both is key to building a long-term investment strategy. Learn why they matter: https://bautisfinancial.com/risk-tolerance-vs-risk-capacity-whats-the-difference/

07/20/2026

Great ideas are only part of building a successful company.

Philip Crowley explains why founders should surround themselves with people who will challenge their assumptions, ask tough questions, and help identify blind spots before they become costly problems.

The best entrepreneurs know they don't have to build alone.

Listen to the full episode: https://bautisfinancial.com/episode-300-avoid-startup-failure-philip-crowley/

07/20/2026

For many Americans, Social Security is more than just a government program – it’s a cornerstone of retirement planning and financial security. These benefits can serve as a reliable, guaranteed source of income during your later years, helping to cover essential expenses and protect your savings from being depleted too quickly.

Yet, deciding when and how to claim Social Security isn’t always straightforward. The choices you make can significantly influence the total amount you receive over your lifetime, potentially leaving tens of thousands of dollars on the table if not planned carefully.

This article breaks down the essentials of Social Security benefits, explains the factors that affect your payout, and shares strategic approaches to help you maximize what you’ve earned through years of work and contributions: https://bautisfinancial.com/how-to-navigate-social-security-benefits-and-make-the-most-of-your-payout/

07/20/2026

Sudden wealth isn't just a financial event. It's a psychological one.

Our brains naturally treat "found money" differently than money we've spent years earning. That's why even disciplined savers can make surprisingly costly decisions after a major windfall.

Marc Bautis explains the psychology behind Sudden Wealth Syndrome — and how to keep your emotions from making financial decisions for you.

Schedule a Call: https://calendly.com/d/wyh6-s5jy/15-minute-introductory-meeting

07/20/2026

While Labor Day is still weeks away, now is the perfect time to get ahead of the busy fall season.

A quick financial check-in today can help you avoid scrambling over year-end deadlines later. We've outlined six important tasks — from rebalancing your portfolio to reviewing your insurance coverage — that can keep your financial plan aligned with your goals.

Read more: https://bautisfinancial.com/before-labor-day-complete-these-six-financial-tasks/

07/20/2026

Market Recap: The S&P 500 declined last week as technology stocks came under pressure amid renewed questions about the AI trade and growing geopolitical tensions. Investors now turn their attention to another busy week of earnings and fresh data on housing and manufacturing.

Learn more: https://bautisfinancial.com/market-recap-week-of-7-13-2026-to-7-17-2026/

07/17/2026

Even as home price gains have slowed, buying a house doesn’t appear to be getting any easier.

Homebuyer affordability slid in June for the fifth consecutive month, according to the National Association of Realtors’ latest housing affordability index.

Read more, via CNBC:

With both home prices and mortgage rates climbing since earlier this year, affording a home has become harder, according to a housing affordability index.

07/17/2026

A new episode of The Agent of Wealth is LIVE! 💥

Think losing cryptocurrency is just part of the risk of investing? Not always. Attorney Courtney M. Werning joins Marc Bautis to explain when crypto losses may involve fraud, what legal options investors may have, and the steps you can take to better protect your digital assets.

Listen now: https://bautisfinancial.com/why-investors-are-vulnerable-to-crypto-fraud/