Divorce Equity Solutions

Call Directions Website Contact the business

Divorce Equity Solutions At Divorce Equity Solutions, we guide divorcing homeowners with compassion and clarity, helping you protect your home, your equity, and your future.

At Divorce Equity Solutions, we help divorcing homeowners protect their biggest assetโ€”their home equity. As Certified Divorce Lending Professionals (CDLPโ„ข), our team bridges the gap between family law, real estate, and mortgage finance to ensure your divorce settlement is structured for long-term financial success. Many divorcing couples face the question: What happens to the house? Whether you are refinancing the marital home in an Equity Buy-Out or preparing to purchase a new home after divorce, we provide clarity, strategy, and expert guidance every step of the way.

๐Ÿ’ก What we do:

Explain the difference between a Rate/Term Equity Buy-Out refinance (often lower rates & more equity access) vs. a Cash-Out refinance (higher rates & equity limits). Review your divorce settlement agreement to ensure it supports your mortgage financing goals. Identify issues that could prevent you from refinancing, such as title seasoning, settlement wording, or equity access limits. Collaborate with your attorney, mediator, or financial advisor to create a divorce mortgage strategy that works for your future.

๐Ÿ“Œ Why work with a CDLPโ„ข? Most attorneys and mediators arenโ€™t trained in mortgage guidelines. Thatโ€™s where we come in. A CDLPโ„ข offers a unique perspective and helps divorcing homeowners avoid costly mistakes, delays, or even the inability to refinance. By including us on your divorce team, youโ€™ll gain confidence, protect your financial future, and create a sustainable housing plan post-divorce.

๐Ÿ“ฒ Contact Our Team Today

Shelley Mitchell, CDLPโ„ข โ€“ NMLS #108865
Text: 281-505-4500

Matt Mitchell, CDLPโ„ข โ€“ NMLS #1904064
Text: 713-545-2004

๐ŸŒ Learn more: www.DivorceEquitySolutions.com | www.DivorceMyHome.com

10/24/2026

Don't let mortgage myths ruin your financial future during a divorce. Learn the facts about refinancing, equity buyouts, and protecting your credit from expert Shelley Mitchell, CDLP. www.MyExGetsWHAT.com

๐Ÿก WHEN SHOULD YOU CALL US? BEFORE YOU MAKE A DECISION ABOUT THE HOUSE!Part 2 of our conversation with Kari Lichman and J...
10/23/2026

๐Ÿก WHEN SHOULD YOU CALL US? BEFORE YOU MAKE A DECISION ABOUT THE HOUSE!

Part 2 of our conversation with Kari Lichman and Jason Lichman of The Lichman Group in Austin, TX!

When divorce involves real estate, timing matters! Whether you're keeping the home, selling it, buying out your spouse, or preparing to purchase your next home, having the right professionals involved BEFORE decisions are finalized can make all the difference.

At Divorce Equity Solutions, we help divorcing homeowners, attorneys, financial advisors, and Realtors understand the mortgage implications of property decisions during divorce.

๐Ÿ’ก The best time to call us? BEFORE mediation, BEFORE signing the divorce decree, and BEFORE agreeing to who gets the house!

And if you're in the Austin area looking to buy or sell, connect with Kari and Jason Lichman at The Lichman Group! Having knowledgeable real estate professionals on your side matters. linktr.ee/lichmangroup

๐Ÿค The right team. The right guidance. Better-informed decisions.

Shelley Mitchell, CDLP
Divorce Equity Solutions
๐ŸŒ https://lnkd.in/gcpkHPGb
๐Ÿ“ž 281-505-4500
Love may be over, but the mortgage isn't!


https://www.instagram.com/reel/DeubqabDMg9/?utm_source=ig_web_copy_link&cplk=NTc4MTIwNjQ2YQ==

Ladies, the house doesn't have to be the reason you stay. ๐Ÿ’…I'm Shelley Mitchell, CDLP โ€” I help divorcing women keep the ...
10/21/2026

Ladies, the house doesn't have to be the reason you stay. ๐Ÿ’…

I'm Shelley Mitchell, CDLP โ€” I help divorcing women keep the house without losing their minds (or their equity).

If money is the thing keeping you stuck, let's talk. There's a whole plan for this and most women don't even know it exists.

๐Ÿ“ž 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

Big news - I now specialize in REVERSE MORTGAGES. ๐Ÿ Here's why that matters if you're divorcing at 62 or older:The marita...
10/18/2026

Big news - I now specialize in REVERSE MORTGAGES. ๐Ÿ 

Here's why that matters if you're divorcing at 62 or older:

The marital home is being sold. You're splitting the equity. And now you're staring down the barrel of buying your OWN place โ€” on one income, with a monthly payment you don't want.

What if you didn't have to?

With a reverse mortgage for purchase, you use your share of the equity as a large down payment on YOUR new home โ€” and you never make a monthly house payment again. You still own your home. Your heirs still inherit what's left. You just don't write that check every month.

That's not a loophole. That's the program working exactly the way it was designed.

I leveled up on reverse mortgages this week because too many divorcing homeowners leave this option on the table โ€” nobody told them it existed.

Now somebody did. Me. ๐Ÿ’›

๐Ÿ“ž 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

(Borrower must still pay taxes and insurance and live in the home. Available to homeowners 62+.)

10/15/2026

She kept the house. It cost her $400,000. ๐Ÿ’…

Here's how the math actually works โ€” and nobody shows you this at the kitchen table:

She fought for the $500,000 house in the divorce. Won it. Felt like a victory.

But she couldn't refinance it on one income. The payments were too high. Two years later? Foreclosure. All that equity โ€” GONE. Two hundred thousand dollars of wealth, wiped out because she made the biggest financial decision of her divorce with her heart instead of a plan.

Now run it the other way: sell the house, split the equity, walk away with ~$200,000 to start over. New beginning. No anchor. No foreclosure on your record.

The house isn't the prize. The PLAN is the prize.

If you're divorcing and you own a home โ€” call me BEFORE you decide. Not after. Before.

Shelley Mitchell, CDLP
๐Ÿ“ž 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

10/14/2026

๐ŸŽฅ Thank you to Jason and Kari Lichman and the Lichman Group with Realty Capital City for having Matt and me in your Cedar Park office for this interview!

This is part 1 of our conversation about what we do at Divorce Equity Solutions โ€” and why it matters so much.

When a homeowner is going through a divorce, the house is usually the biggest asset and the biggest landmine. Can you actually afford to keep it? Should you sell? Buy out your spouse? Get the plan wrong and it can cost you everything.

That's why we team up with real estate pros like the Lichman Group in Austin and the surrounding areas. When they have a client going through a divorce, they bring us in early โ€” before anything is signed โ€” so the house plan is done right and nobody gets blindsided.

More of these rolling out soon. Stay tuned โ€” we are JUST getting started. ๐Ÿ”ฅ

๐Ÿ“ž 281-505-4500


www.DivorceEquitySolutions.com

10/14/2026

When you're headed for divorce and feeling totally overwhelmed... ๐Ÿ˜ฎโ€๐Ÿ’จ

But then you find my page and learn EXACTLY what happens to the house. ๐Ÿ 

The house is the part that terrifies everyone โ€” who keeps it, who pays for it, whether the bank will even let you. That's literally what I do.

I'm Shelley Mitchell, Certified Divorce Lending Professional. I do the mortgage planning so you don't lose the house to bad timing.

What's the scariest part of your divorce right now? Tell me below. ๐Ÿ‘‡

๐Ÿ“ž 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

10/14/2026

Don't think bo***ge is for you? ๐Ÿ˜

Keep reading, because if you're getting divorced and both names are STILL on the mortgageโ€ฆ you're already tied up.

Tied to your ex. Tied to a payment you can't afford alone. Tied to a house holding your whole future hostage.

That's not a fresh start, babe. That's FINANCIAL BO***GE.

Here's what nobody tells you: your divorce can be final and you can STILL be financially married to your ex through that house. One missed payment on a joint mortgage and YOUR credit takes the hit too โ€” decree or no decree.

A CDLP cuts those ties the RIGHT way โ€” before the decree locks you in, not after.

Keeping the house? Selling it? Buying your ex out? Talk to me BEFORE mediation, not after the paperwork's signed. Timing is everything and I mean EVERYTHING.

๐Ÿ“ž Office: 281-505-4500
๐Ÿ’ป www.DivorceEquitySolutions.com

10/13/2026

Divorce buyout? Read this before you refinance. ๐Ÿ‘‡

4 reasons to do an OWELTY LIEN instead of a cash-out refinance:

1๏ธโƒฃ Cash-out = higher interest rate
2๏ธโƒฃ Cash-out = higher fees
3๏ธโƒฃ In Texas, cash-out is capped at 80% of your home's value โ€” owelty can go up to 95%
4๏ธโƒฃ Cash-out has stricter guidelines โ€” harder to qualify

The wrong loan at the wrong time can cost you the house. Don't guess.

Comment OWELTY and I'll send you the breakdown. ๐Ÿ‘‡

๐Ÿ“ž 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

MY SURVIVAL STORY. ๐Ÿ–คI've been divorced TWICE. My parents divorced when I was 2. My whole life has been about survival โ€” ...
10/12/2026

MY SURVIVAL STORY. ๐Ÿ–ค

I've been divorced TWICE. My parents divorced when I was 2. My whole life has been about survival โ€” and I'm still standing.

This is the real story. The alcoholic. The cheater. Walking away with nothing โ€” twice. Losing my kids' dad when they were 13 and 15. Buying my own home when I didn't know how I'd survive.

If you're in the middle of your survival story right now โ€” I've already lived yours. Follow me. I tell the truth about divorce, money, houses, and starting over. No sugarcoating.

Shelley Mitchell, CDLP
๐Ÿ“ž Office 281-505-4500
๐ŸŒ www.DivorceEquitySolutions.com

Share this with a woman who's surviving something right now. She needs to know she's not alone. ๐Ÿ–ค

Address

Montgomery, TX
77356

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17135452004

Alerts

Be the first to know and let us send you an email when Divorce Equity Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Divorce Equity Solutions:

Shortcuts

Share