First Financial Advisors Group

09/02/2026

💰 Tax Reminder: Third-Quarter Estimated Tax Payment

If you're self-employed, a business owner, receive 1099 income, or have other income that isn't subject to sufficient tax withholding, your third-quarter estimated tax payment is due September 15, 2026.

Estimated tax payments can help you stay on track with your tax obligations throughout the year. Missing a payment or underpaying may result in a penalty.

📅 Mark your calendar and consider checking in with your tax professional to make sure you're on track!

08/26/2026

🏫 Heading Off to College? Start Building Healthy Financial Habits

The start of a new school year is more than just buying textbooks and settling into a new routine, it's also a great time to build lifelong financial habits.

Here are a few simple tips for students:
💳 Create a monthly budget and track spending.
💰 Build an emergency fund, even if you start small.
📚 Borrow only what you need for education expenses.
📅 Pay bills on time to begin establishing a positive credit history.

Developing good financial habits early can help set the foundation for long-term financial confidence.

Whether you're a student or a parent preparing for the semester ahead, taking a few small steps now can make a meaningful difference in the future!

08/19/2026

💡 College Costs Go Beyond Tuition

As students prepare for the upcoming school year, it's a good reminder that planning for college isn't just about saving, it's also about exploring financial aid opportunities.

Scholarships, grants, work-study programs, and federal student aid can all play an important role in helping families manage education expenses.

Taking the time to research available resources and understand application deadlines can make a meaningful difference when planning for college costs.

A little preparation today can help create more opportunities tomorrow!

Learn more about federal student aid and the FAFSA process in the comments below.

08/12/2026

🎒 Planning for College Starts Earlier Than You Think

College may seem years away, but preparing early can help give families more options when the time comes.

One savings tool many families consider is a 529 education savings plan, which allows investments to grow tax-free when used for qualified education expenses.

Whether you're saving for a child, grandchild, or another loved one, even small, consistent contributions over time can make a meaningful difference.

The earlier you start planning, the more time your savings have the opportunity to grow.

If you'd like to learn more about 529 plans or discuss education savings strategies, give our office a call or visit the link in the comments below!

08/05/2026

🎓 Back-to-school season is here, and it's a great time to think about the cost of higher education.

According to Sallie Mae's *How America Pays for College* report, families continue to use a combination of income, savings, scholarships, grants, and student loans to help cover college costs.

Planning ahead can help families better prepare for education expenses and understand the options available as those costs arise.

Whether college is just around the corner or still years away, starting the conversation early can make a meaningful difference!

Learn more about Sallie Mae's latest research in the comments below.

07/29/2026

🎓 Before They Leave for College, Talk About Credit

Parents spend months helping their students prepare for college: shopping for dorm essentials, choosing classes, and making move-in plans.

One conversation that's easy to overlook? How to use a credit card responsibly.

Consider discussing:
💳 How credit cards work and when interest may apply.
💳 The importance of making payments on time.
💳 Why spending should stay within a monthly budget.
💳 How regularly reviewing statements can help identify unauthorized activity.

Helping your student understand the basics of credit can provide valuable financial knowledge as they begin this new chapter!

07/22/2026

📈 Key Takeaways from Last Week's Federal Reserve Press Conference

Last week's Federal Reserve press conference reinforced a few important themes for investors and consumers.

According to recent coverage from Investopedia, the Fed remains committed to bringing inflation back to its long-term 2% target, while continuing to make future interest rate decisions based on incoming economic data, not on a predetermined schedule. The Fed also reaffirmed the importance of remaining independent when making monetary policy decisions.

While headlines about interest rates can create short-term market reactions, maintaining a long-term perspective remains one of the most important principles of financial planning.

07/15/2026

💼 New "Trump Accounts" for Children: What Families Should Know

The IRS has introduced Trump Accounts, a new long-term savings option for eligible children under federal law.

Eligible children may qualify for a one-time $1,000 government contribution, subject to program requirements. Parents, family members, and other eligible contributors may also be able to make contributions, subject to annual limits.

To learn more about eligibility, contribution rules, and how these accounts work, visit the IRS website:

If you have questions about whether a Trump Account may fit into your family's financial plan, our team is always happy to help!

Trump Accounts are a historic new savings tool created under the One Big Beautiful Bill to give children in America a real financial head start.

07/08/2026

🎧 Financial Podcasts to Add to Your Summer Playlist

Whether you're heading out on vacation, commuting to work, or enjoying a relaxing day by the pool, summer is a great time to learn something new.

If you're looking to build your financial knowledge, here are a few podcasts worth adding to your playlist:

🎙️ "The Money Guy Show" – Practical personal finance and wealth-building strategies.

🎙️ "The Long View" by Morningstar – Conversations with financial experts covering investing, retirement, and long-term planning.

🎙️ "Clark Howard Podcast" – Money-saving tips, consumer advice, and everyday financial guidance.

🎙️ "Fresh Invest" by Fidelity – Educational conversations about investing and market topics.

A little listening today can help build confidence for tomorrow!

07/03/2026

🎆 Happy Fourth of July!

In observance of Independence Day, U.S. financial markets are closed today and our office will also be closed. We will resume normal business hours on Monday.

Wishing everyone a safe and enjoyable holiday!