AMG Consulting - Financial Coaching

05/20/2025

Whole life, life insurance = BAD INVESTMENT

Ummm.. I’ll try:

1. A Roth IRA.

Because nothing says “wise investor” like not overpaying for life insurance you don’t need.

2. Literally any index fund.

Even one picked at random by a squirrel.

3. Student loan debt… and that’s saying something.

4. A Costco membership.

You’ll get more returns — and at least it comes with free samples.

5. A Pokémon card collection.

At least those gain value and don’t require a blood test.

6. Buying Bitcoin at the top of the market.

Still might beat whole life in year one.

7. A course on how to drop ship yoga pants from your parents’ basement.

8. A savings account with 0.01% APY.

Congrats — you’re only slightly less underwater!

9. Investing in your friend’s startup that sells dehydrated water.

Bold. Risky. Still might beat whole life.

10. A used Toyota Corolla.

Holds its value better, and you don’t have to die to get a payout.

11. Putting it all on red in Vegas.

At least you know it’s a gamble.

12. Paying a toddler to manage your Robinhood account.

Fees? None. Stress? Plenty. Still beats 2% returns after 20 years.

13. Buying avocado toast every day for 5 years.

Still cheaper than whole life premiums.

14. Putting cash under your mattress.

No fees. No medical exam. Zero commissions.

15. Therapy.

Because clearly, someone convinced you whole life was “an investment.”

03/22/2025

What a coach can do:

Tom Martinez was the throwing coach for the all time great QB Tom Brady. Though most people don’t know him, his impact in the football world was tremendous.

Almost every professional athlete has a personal coach or trainer to help them reach their goals and achieve greatness. Even Tom Brady, who many proclaim as the GOAT of NFL Quarterbacks had a personal coach to help him thrive.

You may think to yourself as many do, “I am doing okay financially and I don’t need a coach”.

What would it feel like to take “okay” and change it to “great” or “thriving”?

Having a coach in your corner can help you do just that!

I am here to help you grow and thrive in your financial life!

03/18/2025

Budgets dont have to be dreadful, they can actually be fun! Are you tired of feeling like there's never enough money at the end of the month? A budget is the key to gaining control of your finances. Start by giving every dollar a name—telling your money where to go instead of wondering where it went. Stick to the essentials first: food, housing, utilities, and transportation. Once you have these covered, you'll begin to see opportunities to eliminate debt and build savings. Remember, the goal is financial peace, not just getting by. Start small, stay consistent, and watch your progress grow!

I’d love to help you create a plan to ensure your path to financial freedom. Please reach out for more information!

03/12/2025

Are you a young couple struggling to create a budget that fits your new relationship? Let me help you navigate through financial challenges and build a lifestyle that suits both of you perfectly. Schedule an appointment with me to start your journey towards financial stability and harmony. https://1l.ink/6VRZNGJ ⚖️

01/27/2025

💸 **Paying Off Debt: A Biblical Principle** 💸

Did you know that paying off debt is not only wise but also biblical? Romans 13:8 (KJV) reminds us, "Owe no man any thing, but to love one another." Debt can be a burden that holds us back from financial freedom and from being able to bless others fully.

As we work to honor God with our finances, paying off debt is an important step toward stewardship and peace of mind. 💪🙏

I’m passionate about helping others become debt-free through my financial coaching services. I would love to walk with you as we work together to create a plan that helps you manage debt, grow wealth, give more, and live with purpose instead of bo***ge! 🌱

01/25/2025

💡✨ **New Year, New Financial You!** ✨💡

The start of a new year is the perfect time for a financial check-up! 📝💰 Here are a few things to consider:

- Review your budget: Make sure your spending aligns with your priorities.
- Check your insurance policies: Are you adequately covered for life, health, and home? Are you overpaying for your current coverage?
- Set financial goals: Whether it’s saving, paying off debt, or investing, outline your goals for 2025! Having a written goal in place is a huge first step to achieving it!
-Evaluate your savings & retirement plans: Ensure you're on track for the future.

As a certified financial coach, I’d love to help guide you through these tasks and set you up for success in 2025! Let’s take control of your finances together. 💪🎯

01/24/2025

As a Christian, the Bible has much to say about how we should handle our finances. If you would like to better understand how to honor God in this important part of your life, I would love to be your coach, and give you guidance from a biblical perspective!

The Bible offers timeless wisdom on managing our money. Proverbs 3:9 (KJV) tells us, “Honour the Lord with thy substance, and with the firstfruits of all thine increase,” and 1 Timothy 6:10 (KJV) reminds us that "the love of money is the root of all evil." It’s not about how much we have, but how we use it. Whether giving generously, being good stewards, or trusting God’s provision—let’s manage our finances with faith and purpose! 🙏💵

01/06/2025

Could this year be the year where you finally get a handle on your finances? I say it absolutely can be!! It starts with making a goal and then taking the first step to achieve it.

Whether you are just starting out and need help creating a budget or you are ready to start making decisions about buying a home or investing, I am here to help!

12/11/2024

Hi all! I apologize that I have been inactive on here for a while now. This Christmas I want to bless a few individuals who are serious about taking control of their finances with tools to help you do just that! No cost to you! If you are interested please reach out to me!

12/11/2024

A friendly reminder to be wise and remain within your budget! It’s the holiday season! A time filled with so much joy and excitement but for many, it’s also a time filled with stress and financial pain. Many people will overspend (and use credit) and it will cause them to feel the pain of Christmas shopping all year long. Yikes! 😬
Keep the joy in Christmas! Shop with a budget and only buy what you can actually afford. Merry Christmas!

07/12/2024