Tom Somers, Owner - Bow Tie Tom Insurance Agency

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My mission is to help successful people qualify for all the Life Insurance and Long Term Care Insurance they need to have Peace of Mind, knowing their family and business are protected forever, no matter what the future brings.

Business partners: Have you talked about how a future buyout would be funded?A buy-sell agreement can help outline what ...
10/21/2026

Business partners: Have you talked about how a future buyout would be funded?

A buy-sell agreement can help outline what happens when an owner leaves the business. It’s also important to consider where the money for a buyout might come from.

Depending on your agreement and circumstances, life insurance may be one way to help fund a buyout after an owner’s death.

If you’re a business owner in Murrieta, Temecula, or the surrounding Riverside County area, let’s talk about your options. Send me a message to start a conversation.

Bow Tie Tom Insurance Agency
Independent Broker Life & LTC | CA Insurance Lic.

A look back at Tom’s work with Riverside County business owners.Clear information and a real conversation can make the n...
10/19/2026

A look back at Tom’s work with Riverside County business owners.

Clear information and a real conversation can make the next step easier. Tom is a local life insurance advisor serving Riverside County.

Follow Tom for practical insurance guidance in Riverside County.

Independent Broker Life & LTC | CA Insurance Lic.

An annuity review should begin before you make a change.Before replacing, surrendering, or adjusting an annuity, it help...
10/16/2026

An annuity review should begin before you make a change.

Before replacing, surrendering, or adjusting an annuity, it helps to understand what you have, what could change, and which questions deserve a closer look.

A no-pressure second opinion can be a practical place to start.

If you are in Murrieta, Temecula, or Riverside County, message Tom to schedule a conversation.

Independent Broker Life & LTC | CA Insurance Lic. 0F40683

Long-term care planning is easier to begin before a family has to make decisions under pressure.A practical conversation...
10/15/2026

Long-term care planning is easier to begin before a family has to make decisions under pressure.

A practical conversation can start with three questions:

Where could care happen?

Who would coordinate it?

How could care affect the plan?

For families in Murrieta, Temecula, and Riverside County, Tom can help you talk through the questions and understand the options worth exploring.

Message Tom to start a no-pressure planning conversation.

Independent Broker Life & LTC | CA Insurance Lic. 0F40683

A key person may be more than a title. They may hold client relationships, specialized knowledge, leadership responsibil...
10/14/2026

A key person may be more than a title. They may hold client relationships, specialized knowledge, leadership responsibilities, or an essential role in daily operations.

For Murrieta and Temecula business owners, these three questions can be a practical place to begin:

1. What would be hard to replace?
2. How long could the business absorb a disruption?
3. Who would make the next decision?

If you would like to talk through business-protection options, message Tom for a no-pressure conversation.

Independent Broker Life & LTC | CA Insurance Lic. 0F40683

Workplace life insurance can be a helpful benefit. It is also worth asking whether it fully supports the people and goal...
10/13/2026

Workplace life insurance can be a helpful benefit. It is also worth asking whether it fully supports the people and goals that matter to you.

Start with three questions:

How much coverage do you have?

What could change if you change jobs?

Who depends on your income?

If you would like a quick quote or a personal conversation about your options, message Tom. Serving Murrieta, Temecula, and Riverside County.

Independent Broker Life & LTC | CA Insurance Lic. 0F40683

Life insurance does not have to begin with a long, complicated process.If you want a quick quote, Tom can help you start...
10/12/2026

Life insurance does not have to begin with a long, complicated process.

If you want a quick quote, Tom can help you start there. If you would rather talk through your goals, budget, and the people you want to protect, he is available for a more personal conversation.

Serving Murrieta, Temecula, and Riverside County.

Message Tom with “Quote” or “Talk” to choose your next step.

Independent Broker Life & LTC | CA Insurance Lic. 0F40683

Loved "Something Rotten" at the Old Town Temecula Theatre. Saw it yesterday with our super TVCC Ambassadors, supporting...
09/11/2026

Loved "Something Rotten" at the Old Town Temecula Theatre. Saw it yesterday with our super TVCC Ambassadors, supporting our buddy Preston Helms. Don't miss the fun. Last performance Sept. 13.

Come join JDS Creative Academy and our community tomorrow June 9 at 5:00pm to discuss how to remove anxiety by taking ...
06/08/2026

Come join JDS Creative Academy and our community tomorrow June 9 at 5:00pm to discuss how to remove anxiety by taking action now on Life Insurance and Long Term Care Insurance.

Bring your questions for Bow Tie Tom.

Remember, Tom works for you!

04/27/2026

Too many people see life insurance as an expense, a bill that gnaws at their financial freedom each month.

But what if I told you that life insurance isn't just a safety net—it's an asset?

All too often, successful individuals dismiss it due to past rejection or poor advice. They scroll through applications and feel a pit in their stomach, thinking this is yet another waste of time. But in reality, it’s a powerful tool that can secure and enhance your legacy.

The prevailing narrative that life insurance should be avoided due to high costs or complicated processes is outdated. What if, instead, we changed the conversation? Consider life insurance as a strategic investment in your future, not just a monthly check to a faceless corporation.

Here’s the kicker: Those who successfully navigate health issues and claim their life insurance policies are often the most affluent and savvy. They recognize the value it brings to their family, to their estate, and to the very peace of mind they deserve as they build their lives.

When you're armed with the right information and the right approach, applying for life insurance doesn't have to feel like a loss. It can become an empowering experience, a testament to your commitment to your family’s security.

The truth is, life insurance can transform how you view wealth. It's not just a policy—it's a promise. It holds the potential for financial leverage that can enhance your net worth in ways you never imagined.

So, before passing on another application because you think it’s an unnecessary expense, ask yourself: How does this align with the legacy I want to leave? On the other side of that mental shift is an opportunity—to empower your future, not just protect it.

Are you ready to see your life insurance as an investment rather than a burden? What if that perspective changed your entire approach to securing your financial future?

Book your FREE consultation with Bow Tie Tom at: https://zurl.co/E62Jy

Address

Murrieta, CA
92562

Telephone

+19519728100

Website

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