Hub Wealth Strategies

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Hub Wealth Strategies Confidence
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Freedom Yan Katz and Brian McGrath Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS).

Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of Americaยฎ (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. HUB WEALTH STRATEGIES LLC is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. CA Insurance License Number - 0G82761. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof. DG 2/18/25
/COMPLIANCE:2024-132/

10/26/2026

๐—ง๐—ฎ๐—น๐—ธ๐—ถ๐—ป๐—ด ๐—ง๐—ฟ๐—ฎ๐—ถ๐—ป๐—ถ๐—ป๐—ด ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ฎ๐—ป ๐—ž๐—ฎ๐˜๐˜‡, ๐—”๐—ป๐˜๐—ต๐—ผ๐—ป๐˜† ๐—Ÿ๐—ฎ๐—บ๐—ฎ๐—ฐ๐—ฐ๐—ต๐—ถ๐—ฎ, ๐—ฎ๐—ป๐—ฑ ๐—ฆ๐—ต๐—ฎ๐—ป๐˜ ๐—•๐—ฎ๐—ป๐—ผ๐˜€๐—ถ๐—ฎ๐—ป.
Today on the Multi-Dimensional Success Podcast, Yan asks Anthony and Shant how to get newer people out of the doom cycle and into growth.

Their answer is consistent, step-by-step training every single week, and it turned out to be the biggest game changer of all.

Catch the whole conversation with Anthony, Shant, and Yan here: https://youtu.be/kw4EE7d8w6o

10/22/2026

Talking ๐—ฃ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ๐˜€๐—ต๐—ถ๐—ฝ๐˜€ with Yan Katz, Anthony Lamacchia, and Shant Banosian.

Today on the Multi-Dimensional Success Podcast, we discuss going into business with partners versus going it alone.

The answer is that thereโ€™s no such thing as a true 50/50 partnership, and setting expectations early is what makes it work.
Catch the whole conversation with Anthony, Shant, and Yan here: https://youtu.be/kw4EE7d8w6o

The U.S. labor market showed signs of slowing in September, with nonfarm payrolls increasing by just 29,000 jobs, well b...
10/20/2026

The U.S. labor market showed signs of slowing in September, with nonfarm payrolls increasing by just 29,000 jobs, well below economists' forecast of 84,000.

The unemployment rate stood at 4.2%, with approximately 7.1 million people unemployed, remaining within its narrow 4.1%โ€“4.3% range since March.

Job growth was concentrated in health care (+17,000), construction (+11,000) and manufacturing (+9,000), while government employment declined by 17,000.

Other indicators point to a relatively stable but increasingly challenging job market. However, wage growth weakened: average hourly earnings rose just 0.1% in September and 3.0% year over year, the lowest annual growth rate since May 2021.

Overall, the data suggest a low-hiring labor market, with limited job creation and moderating wage growth despite relatively little change in the headline unemployment rate.

Sources:
https://www.bls.gov/news.release/pdf/empsit.pdf
https://www.cnbc.com/2026/10/02/jobs-report-september-2026.html

10/20/2026

A father reflects on the importance of being present for his children amidst a busy life, sharing anecdotes about family, work, and the special moments they create together.

View the complete video here: https://youtu.be/Wz2J6S6V934

- ๐—ฌ๐—ฎ๐—ป ๐—. ๐—ž๐—ฎ๐˜๐˜‡
๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ช๐˜ฏ๐˜จ ๐˜—๐˜ข๐˜ณ๐˜ต๐˜ฏ๐˜ฆ๐˜ณ | ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ฐ๐˜ณ
HUB Wealth Strategies
๐Ÿ“160 Gould Street | Suite 310 | Needham, MA
๐Ÿ“ฒ 781.292.3282
๐Ÿ’ป www.HUBwealthstrategies.com
๐Ÿ‘‰ Schedule: bit.ly/42DWFwQ

It's officially ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—”๐˜„๐—ฎ๐—ฟ๐—ฒ๐—ป๐—ฒ๐˜€๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ.Back in 2008, the U.S. House of Representatives officially passe...
10/19/2026

It's officially ๐—ก๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—”๐˜„๐—ฎ๐—ฟ๐—ฒ๐—ป๐—ฒ๐˜€๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ.

Back in 2008, the U.S. House of Representatives officially passed a resolution (H.Res.1499) designating the third week of October for this exact cause.

Why? Congress recognized a major crisis: over 120 million Americans were living without an up-to-date estate plan to protect themselves and their families.

The government's goal wasn't just to hand out homework; it was to highlight estate planning as a vital component of your overall financial wellness.

An estate plan isn't a luxury tool for the ultra-wealthy. It is the legal framework that:
โ€ข ๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜๐˜€ from being distributed by rigid state laws.
โ€ข ๐——๐—ฒ๐˜€๐—ถ๐—ด๐—ป๐—ฎ๐˜๐—ฒ๐˜€ ๐—ด๐˜‚๐—ฎ๐—ฟ๐—ฑ๐—ถ๐—ฎ๐—ป๐˜€ for your minor children so the courts don't decide for you.
โ€ข ๐—”๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐˜€ ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป-๐—บ๐—ฎ๐—ธ๐—ฒ๐—ฟ๐˜€ for your health and finances if you ever face an unexpected medical emergency.

This week exists to grab your attention and remind you that planning your legacy is one of the most selfless things you can do for the people you love.

***

10/15/2026

๐—ง๐—ต๐—ฒ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐—ฎ๐—น๐—บ๐—ผ๐˜€๐˜ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฟ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป๐˜€.

What was your return history. What kind of return can I expect.

Return is a small piece of it. Tax efficiency. Cash flow efficiency. And behavioral efficiency, which is staying on plan when markets do somersaults, because you built the buffers in advance.

The things you can actually control are the ones worth measuring.

๐—ฌ๐—ฎ๐—ป ๐—. ๐—ž๐—ฎ๐˜๐˜‡
Managing Partner | Financial Advisor
HUB Wealth Strategies

U.S. stocks delivered mixed results in the third quarter of 2026, with the S&P 500 gaining approximately 2.0% and the Na...
10/13/2026

U.S. stocks delivered mixed results in the third quarter of 2026, with the S&P 500 gaining approximately 2.0% and the Nasdaq Composite rising about 2.5%, while the Dow Jones Industrial Average declined roughly 2.7%. Technology and AI-related stocks continued to provide support for the broader market, helping the S&P 500 and Nasdaq post their second consecutive quarterly gains.

Despite the positive performance in two of the three major indexes, investors navigated a challenging backdrop that included higher Treasury yields, rising oil prices, inflation concerns, and geopolitical uncertainty. Overall, Q3 produced more modest and uneven returns than the previous quarter as markets headed into the final three months of 2026.
***

Sources:
https://www.reuters.com/commentary/reuters-open-interest/global-markets-q3-roi-column-pix-graphics-2026-10-01/
https://www.wsj.com/finance/stocks/a-tech-fueled-stock-market-powers-through-but-limps-into-the-fourth-quarter-47eac700

๐˜ ๐˜ธ๐˜ฆ๐˜ญ๐˜ค๐˜ฐ๐˜ฎ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฐ ๐˜ธ๐˜ข๐˜ต๐˜ค๐˜ฉ ๐˜ฎ๐˜บ ๐˜ด๐˜ช๐˜ต-๐˜ฅ๐˜ฐ๐˜ธ๐˜ฏ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ต๐˜ธ๐˜ฐ ๐˜ญ๐˜ฐ๐˜ฏ๐˜จ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ง๐˜ณ๐˜ช๐˜ฆ๐˜ฏ๐˜ฅ๐˜ด ๐˜ธ๐˜ฉ๐˜ฐ ๐˜ณ๐˜ข๐˜ณ๐˜ฆ๐˜ญ๐˜บ ๐˜ด๐˜ฉ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ข๐˜ฎ๐˜ฆ ๐˜ณ๐˜ฐ๐˜ฐ๐˜ฎ: ๐˜ˆ๐˜ฏ๐˜ต๐˜ฉ๐˜ฐ๐˜ฏ๐˜บ ๐˜“๐˜ข๐˜ฎ๐˜ข๐˜ค๐˜ค๐˜ฉ๐˜ช๐˜ข, ๐˜Š๐˜Œ๐˜– ๐˜ฐ๐˜ง ๐˜“...
10/12/2026

๐˜ ๐˜ธ๐˜ฆ๐˜ญ๐˜ค๐˜ฐ๐˜ฎ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฐ ๐˜ธ๐˜ข๐˜ต๐˜ค๐˜ฉ ๐˜ฎ๐˜บ ๐˜ด๐˜ช๐˜ต-๐˜ฅ๐˜ฐ๐˜ธ๐˜ฏ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ต๐˜ธ๐˜ฐ ๐˜ญ๐˜ฐ๐˜ฏ๐˜จ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ง๐˜ณ๐˜ช๐˜ฆ๐˜ฏ๐˜ฅ๐˜ด ๐˜ธ๐˜ฉ๐˜ฐ ๐˜ณ๐˜ข๐˜ณ๐˜ฆ๐˜ญ๐˜บ ๐˜ด๐˜ฉ๐˜ข๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ด๐˜ข๐˜ฎ๐˜ฆ ๐˜ณ๐˜ฐ๐˜ฐ๐˜ฎ: ๐˜ˆ๐˜ฏ๐˜ต๐˜ฉ๐˜ฐ๐˜ฏ๐˜บ ๐˜“๐˜ข๐˜ฎ๐˜ข๐˜ค๐˜ค๐˜ฉ๐˜ช๐˜ข, ๐˜Š๐˜Œ๐˜– ๐˜ฐ๐˜ง ๐˜“๐˜ข๐˜ฎ๐˜ข๐˜ค๐˜ค๐˜ฉ๐˜ช๐˜ข ๐˜Š๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜ช๐˜ฆ๐˜ด, ๐˜ข๐˜ฏ๐˜ฅ ๐˜š๐˜ฉ๐˜ข๐˜ฏ๐˜ต ๐˜‰๐˜ข๐˜ฏ๐˜ฐ๐˜ด๐˜ช๐˜ข๐˜ฏ, ๐˜—๐˜ณ๐˜ฆ๐˜ด๐˜ช๐˜ฅ๐˜ฆ๐˜ฏ๐˜ต ๐˜ฐ๐˜ง ๐˜™๐˜ข๐˜ต๐˜ฆ.

๐— ๐˜‚๐—น๐˜๐—ถ ๐——๐—ถ๐—บ๐—ฒ๐—ป๐˜€๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฆ๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ - ๐—” ๐—ฐ๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜„๐—ถ๐˜๐—ต ๐—”๐—ป๐˜๐—ต๐—ผ๐—ป๐˜† ๐—Ÿ๐—ฎ๐—บ๐—ฎ๐—ฐ๐—ฐ๐—ต๐—ถ๐—ฎ & ๐—ฆ๐—ต๐—ฎ๐—ป๐˜ ๐—•๐—ฎ๐—ป๐—ผ๐˜€๐—ถ๐—ฎ๐—ป.
โ–ถ๏ธ https://youtu.be/kw4EE7d8w6o

What does it take to build something big without losing the things ...

10/08/2026

Someone stays sick longer. Someone does not get the treatment. Someone does not get the chance I got.

But when donors give, a major gift or five bucks, it compounds.

Into a 15 year old like me getting a second chance at this thing called life.

๐˜ ๐˜ข๐˜ฏ ๐˜‘. ๐˜’๐˜ข๐˜ต๐˜ป
Managing Partner | Financial Advisor
HUB Wealth Strategies

Address

160 Gould Street, Suite 310
Needham, MA
02494

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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