Stephen R. Johnson, CFP

Stephen R. Johnson, CFP Helping individuals and families create financial independence.

09/02/2026

Every generation of new grads doesn't know how to work. Gen Z has it especially rough.

09/01/2026

China is flooding the world with cheap exports. An accord to revalue its currency might be the only solution.

08/31/2026

Adoption of artificial intelligence for personal finance is surging. More than half (55%) of Americans said they used AI to help manage finances.

08/30/2026

There are now more than 23% fewer used vehicles priced under $20K than in 2019, and they’re both considerably older and have higher odometer readings.

08/29/2026

President Trump is threatening to escalate tariffs on vehicles imported from Canada to 50%, adding chaos to an industry challenged by trade wars.

08/28/2026

The Social Security Administration projects that payroll taxes will only be able to fund 78% of Social Security benefits by 2032. That could mean cuts to retirees’ monthly payments. A new analysis predicts which states could see the steepest drop.

08/27/2026

A slow-motion collapse in South Korea’s Kospi index erased $2.5 trillion in value, burning investors who bet on the AI boom.

08/26/2026

In some markets, Costco's insurance products will integrate pharmacy, vision and hearing benefits.

08/25/2026

For 2027, employers are facing their biggest health-insurance increases in at least two decades.

08/24/2026

As often happens in the early buildout of a new technology, a fierce argument is raging about whether the AI spending boom is a rational investment or a speculative bubble. The answer, very likely, is… both.

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